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全部话题 - 话题: second
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f*****f
发帖数: 371
1
正在看的房子(34年,townhouse, two story),Property Inspector 说房子garage
上方second floor slope, 厨房上方的second floor master bedroom 也有slope.
这房子能要吗?有经验的说说看!
s********e
发帖数: 893
2
我目前的loan是BOA的,三年前开始的6.25的利率,LTV 高达95%。现在不住在这个房子了,但是给那边的一个公司兼职做contract工作。从这个公司没有paystub,但是公司能提供
一封信说明在给他们工作,年薪多少。这样可不可以算成second home?本以为LTV太高
,没法refinance,但是最近老是收到BOA的make home affordable让refinance的
信。上个星期给他们打了电话,当时就欣喜的lock了个15 yrs 4.75,自己掏1000
多块。而且我做不做,还有个400块的申请费他们是收定了。他们也没有要W2,也没要
paystub。是不是因为这个LTV和second home所以给我的利率就高啊。不知道是不是该
从了它了。哪位做贷款的给说说。多谢了先。
b*d
发帖数: 9308
3
不好意思,刚才没有看到Second Home,现在Second Home不Qualify make home
affordable
的program.

子了,但是给那边的一个公司兼职做contract工作。从这个公司没有paystub,但是公
司能提供
h********d
发帖数: 381
4
second home的利率要低点,我可不可以选择second home但是以后再出租出去呢? 如
果租客给的现金,会被发现是投资房吗?谢谢!
b*d
发帖数: 9308
5
来自主题: Living版 - 关于Second loan
现在很多银行都不做Second Loan了,所以能做下来就很好了,利息的确是高很多,毕
竟Second Loan的Risk要大很多。
pc
发帖数: 1578
6
来自主题: Living版 - 买second home的问题
【 以下文字转载自 Investment 讨论区 】
发信人: pc (>>>>>mac), 信区: Investment
标 题: 买second home的问题
发信站: BBS 未名空间站 (Mon Jul 11 14:13:15 2011, 美东)
虽然问的second home,其实一个房子还没有买呢。。。就是想先问一下买
第一个房子的贷款会影响第二个房子的吗?我们打算先买一个离公司近的,
过两年小孩大了搬到郊区学校好点的地方,然后第一个房子拿来出租
这种情况的话房子的贷款应该两个人一起申请还是一个人单独搞一个然后
另一个人过两年买第二个房子(如果搞的定的话。。。)?会有区别嘛?

thx
p.s. 俺们不在community property state
c**l
发帖数: 324
7
来自主题: Living版 - joke: 0 to 200 in 6 seconds (转载)
【 以下文字转载自 WaterWorld 讨论区 】
发信人: cxhl (countable), 信区: WaterWorld
标 题: joke: 0 to 200 in 6 seconds
发信站: BBS 未名空间站 (Thu Aug 11 21:12:03 2011, 美东)
Bob was in trouble. He forgot his wedding anniversary. His wife was
really pissed.
She told him "Tomorrow morning, I expect to find a gift in the
driveway that goes from 0 to 200 in 6 seconds AND IT BETTER BE THERE !!"
The next morning he got up early and left for work. When his wife woke
up, she looked out the window and sure enough there was a box
gif... 阅读全帖
c******l
发帖数: 502
8
If you are in Texas, still can apply for the second loan. We have several
banks have second loan.
h*****w
发帖数: 8561
9
目前我和我太太是两地,我太太住在我们买的房子里面,我们目前打算refinance,但是
因为目前我的credit Score比较高(750以上),我太太比较低(只有大概690多点),
所以以我太太做主要申请人行不通。目前的解决方法是agent需要把这个房子算做
Second House(因为我不在这个房子里面住)。
我想请问下这么做有什么不好的地方,我看了下网上的信息,似乎Second House不好的
地方就是享受不到Primary House卖房时候50万刀利润免税的优惠,不过目前我们房子
估计是卖不到5年前买入的时候的价钱。我目前计划让我太太一年以内搬家,似乎那时
候也不会有希望能卖到5年前的价钱,所以这个区别对我们来说也无所谓,请问我这么
理解对吗?
谢谢
j*******8
发帖数: 260
10
There is an interior staircase in the back of the house to go to second
floor. I want to tear it down and build an exterior staircase in the
backyard to go to the second floor.
Any idea how much money at least for such a project north NJ ?
Thank you!
P**6
发帖数: 96
11
【 以下文字转载自 MedicalCareer 讨论区 】
发信人: Pax6 (寐), 信区: MedicalCareer
标 题: 如何通过正规途径得到second opinion?
发信站: BBS 未名空间站 (Tue Sep 25 13:19:02 2012, 美东)
家人得了肝癌,目前在MD anderson看,医生拿了治疗方案,我想送到sloan kettering
,问问second opinion. 请问有正规途径么?还是必须私下找人帮忙?谢谢!
c******s
发帖数: 171
12
来自主题: Money版 - UA 卡:add second user
请问 the second user 必须有SSN吗?  可以把探亲的父母加成second user吗?
谢谢
s*******r
发帖数: 769
13
$10 off $49 first order coupon code: DEALPLUS
$5 off the second order
Now earn $10 for every friend you refer to Diapers.com! Your friends will
receive $10 off their first order, plus a $5 credit towards their second.
That's our best offer anywhere!
s*******r
发帖数: 769
14
$10 off $49 first order coupon code: DEALPLUS
$5 off the second order
Now earn $10 for every friend you refer to Diapers.com! Your friends will
receive $10 off their first order, plus a $5 credit towards their second.
That's our best offer anywhere!
a***8
发帖数: 4735
15
My daughter is 18 months now. And more and more friends and relatives tell
me it is time for me to have another one.
The main reason they tell me, my daughter need someone to play with and grow
up together.
The second reason which i don't buy it, is men always like to have a son,
and my duty is not done since no son in the family.
I agree with the first reason, she will need a sister or brother. But who
know my second kid will be a boy.
My LG said it is ok for we end up to have only one child, I... 阅读全帖
c****t
发帖数: 194
16
来自主题: NextGeneration版 - When is a good time to have a second baby?
Maybe I will have a second baby. In our plan, we want to have two babies.
My first baby is 10moths old now.
Is it good/bad to have a second one right now. Looks like I am not ready...
. sigh.....
s******u
发帖数: 99
17
稍早前还上来发过贴抱怨为了这个first trimester screening的检查被白白抽了一管
子血,谁知道事情还没有结束,今天去看ob,跟我说我之前做的血检和B超都白做了(
我是被发送到另外一个专业机构做的检查),检查方向错了,只确认了是否怀孕,没有
检查唐氏等参数。
现在我已经错过做first trimester screening的时机了,ob让我等做second
trimester的血检,气死我了,时间精力花了不说,最后没有结果。
上来想听听妈妈们的意见,我现在这种情况怎么办?考古结果好像second trimester的
检查准确率还没有first trimester的来得准,那是不是说干脆就直接做羊穿算了?
c*******8
发帖数: 483
18
我的ob也是没让我做first trimester 说做了没有意义,Second trimester 让我选择
做或不做,我选择了做Second trimester
T*****g
发帖数: 424
19
初为人父,还在学习很多东西,最近有个问题请教下各位!
上周做了第一次产检,LP28岁,第一次怀孕。
检查No 1:做了B超.
小家伙9周多一点。
检查No.2:抽了血.
我看那个单子,估计是做了“first trimester screening Blood Test”(因为这个项
目显示大概时间是10
-14周),主要目的是“assess risk of Down's Syndrome and Trisomy 18 as well
as heart defects”。检查结果还没出来。
另外虽然医生没给我明确说做的什么项目的产检,但是我看了她给的一些材料,外加一
些文档,说first
trimester screening Blood and ultrasound Test,就是用超声波和血检,而我们当
时也正好是做了这两项,抽血还抽了5管,挺多的。
那这么看来上次应该作恶是这个“first trimester screening test”吧
医生完了之后,要我们和保险公司沟通下,是否他们cover “second trimester
screening Blood Test”,主... 阅读全帖
e****n
发帖数: 295
20
一般说second chance offer是有人bid到了以后跟卖家联系cancel bid
我遇到过这种情况,second chance offer也是按我当时的出价给的,交易正常
不过你说的情况不碰为妙,似乎挺诡异
q***i
发帖数: 1207
21
来自主题: shopping版 - Less than a second
OO Merchant OO Date Time to Sellout Total
Resv Rank Missed By
expand
collapse
Target 12/07 9 seconds 2,000 2,479 Less than a
second
l******n
发帖数: 1250
22
Bloomingdale's 12/14 5 seconds 200 275 Less than a second
q***i
发帖数: 1207
23
Much better than me ya.
Bloomingdale's 12/14 5 seconds 200 1,892 8 Seconds
a*********g
发帖数: 8087
24
Apple Briefly Second-Biggest Company in World by Market Value - Shares
Higher
BY Midnight Trader
11:34 AM Eastern Daylight Time, 09/24/2010 (MidnightTrader) -- Apple Inc. (
AAPL) had, for a short time,
overtaken PetroChina Co. to become the second-biggest company in the world
by market value, Bloomberg
reported. The stock has been bolstered by investors who bet bet on growth
prospects for the iPhone,
Macintosh and iPad. Apple (AAPL) shares are up 1.16%, or $3.34, to $292.22.
Price: 292.22, Chang
d*****l
发帖数: 8441
25
SAC Vet's Ping Capital Up Over 100% For Second Straight Year
Dec 9 2010 | 1:59am ET
He may be best known for the lurid accusations leveled at him by a former
employee, but hedge fund manager Ping Jiang is doing quite a job making a
name for himself in his chosen field.
The former SAC Capital Advisors money manager's Ping Capital Management is
on its way to its second-straight triple-digit year. The New York-based fund
is up 103.45% through October, AR magazine reports. The fund began the year
wi... 阅读全帖
w***h
发帖数: 3343
26
SAN FRANCISCO (Reuters) - Google Inc reported consolidated revenue of $14.11
billion in the second quarter, compared to $11.81 billion in the year ago
period.
The world's No.1 Internet search engine said net income in the second
quarter was $3.23 billion, or $9.54 per share, compared to $2.79 billion, or
$8.42 per share in the year ago period.
(Reporting By Alexei Oreskovic; editing by Andrew Hay)
Q********g
发帖数: 2465
J*****i
发帖数: 2622
28
***It is still very expensive if you choose to go forward (more expensive if
got caught). If the offshore balance is substantial, don't do anything
without talking to an CPA/tax attorney first.***
****************************************************************************
******************
Second Special Voluntary Disclosure Initiative Opens; Those Hiding Assets
Offshore Face Aug. 31 deadline
WASHINGTON — The Internal Revenue Service announced today a special
voluntary disclosure initiative d... 阅读全帖
y********n
发帖数: 453
29
来自主题: TAX版 - second load after foreclosure
我老公有一个房子去年foreclose了,现在还有个 second loan大概几万块,请问
second loan 还要还吗?我们在加州
谢谢
w******e
发帖数: 38
30
My first J1 was waived and then I-140 was approved. After I continued to
stay in US with the half-year B1 visa,I went to China. Recently I came back
to US with the second J1.Perhaps my case will be current in a one year
according to CIS processing rate. However, my current visa status is J1, can
I apply for I-485 without the second waive?

I would very much appreciate it if you could give me some helps.
Q*K
发帖数: 3464
31
漫无目的等待是最痛苦的,
打这个电话:1-800-375-5283
找到接线员,告诉他们你的case严重delay,而网络上的状态更新坏了,要求talke to
second tier IO officer。转了之后要等待几分钟,耐心等待,second tier officer
能提供第一手的信息。他们能看到内部系统。
如果不肯给转, just call again and try again
btw,希望大家不要滥用这个方法。下个月排期到了的要等几天,一两个星期之后再去问。我怕用的人太多,以后就不灵了。要给后面人留条路。
i***j
发帖数: 104
32
来自主题: EB23版 - 怎么和second tier office 联系
打电话过去,询问background是不是cleared,本来准备和second tier officer聊,结
果电话里说一定要SR了,才能查。请问大家怎么和second tier officer聊上的?谢谢
,听说做SR 30天内就只得等了,是这样吗,谢谢
E**********7
发帖数: 495
33
刚刚又不淡定了,给USCIS又打了个电话。Hold了很久被转到了second tier officer,
上来就说You have called too many times, and you just called the day before
yesterday. Your case has been pre-adjudicated in 2009 and can be approved at
any time. Please be patient waiting for your approval. Have a good weekend.
然后就挂了。%&*%&*!!!
看来打过几次电话也都有记录阿,second tier officer也不耐烦了。NSC又没有网上更
新,只能干等了。。。:(
M****b
发帖数: 173
34
【 以下文字转载自 ChinaNews 讨论区 】
发信人: Mitbbb (Mitbbb), 信区: ChinaNews
标 题: The Most Corrupt State in the Nation(USA)MS Second, Illinoi
发信站: BBS 未名空间站 (Thu Jul 23 16:58:03 2009, 美东)
Louisiana Most Corrupt State in the Nation, Mississippi Second, Illinois
Sixth, New Jersey Ninth
21 Corporate Crime Reporter 40, October 8, 2007
Louisiana is the most corrupt state in the nation.
That’s according to an analysis of government data released today by
Corporate Crime Reporter.
Louisiana (1), Mississippi (2), Ken
n*******f
发帖数: 56
35
现在住在PV sublease的小间,去年户主给我续了一年她给以前室友办的Second Family
Car Parking Permit。今年她去PVCC想再续的时候,那的工作人员说要Registration.
那可不能给啊,因为名字和她老公(在外州,还没买车)名字不对啊。请问也
sublease PV的有车的朋友这个是如何解决的呢?多谢多谢啦!另外,如果有愿意转让
Second Family Car Parking Permit 的朋友可以联系我,可以比原价贵一些。
a***********[email protected]
s**********9
发帖数: 1238
36
【 以下文字转载自 Living 讨论区 】
发信人: simonlsw1999 (六月飞雪), 信区: Living
标 题: 请问50万的免税可以适用于SECOND HOME吗?
发信站: BBS 未名空间站 (Mon Nov 4 02:35:05 2013, 美东)
在卖一套房子,过去两年都是作为SECOND HOME来报税的。
请问盈利是否可以适用于那个住2年就夫妻免税50万的CODE呢?
i******o
发帖数: 273
37
Taxpayers can qualify to exclude up to $250,000 in capital gains ($500,000
if married and filing jointly) when selling a house. To qualify, the person
needs to own and live in the property has his or her primary residence for
at least two years out of the five years ending on the date of sale.
Sometimes, however, the property isn't used as a primary residence during
the entire five-year period. The house might be rented out, used as a
vacation home, or used as a second home. Such uses of the hom... 阅读全帖
M****b
发帖数: 173
38
【 以下文字转载自 ChinaNews 讨论区 】
发信人: Mitbbb (Mitbbb), 信区: ChinaNews
标 题: The Most Corrupt State in the Nation(USA)MS Second, Illinoi
发信站: BBS 未名空间站 (Thu Jul 23 16:58:03 2009, 美东)
Louisiana Most Corrupt State in the Nation, Mississippi Second, Illinois
Sixth, New Jersey Ninth
21 Corporate Crime Reporter 40, October 8, 2007
Louisiana is the most corrupt state in the nation.
That’s according to an analysis of government data released today by
Corporate Crime Reporter.
Louisiana (1), Mississippi (2), Ken
b**********5
发帖数: 7881
39
来自主题: NewYork版 - second week of August 是哪几天?
soap
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发表于 2014-07-21 12:18 |只看楼主
急问,second week of August 是哪几天?
老板要弄Doodle Poll,让约 second week of August。翻了下日历,发现八月一号
是周五,那还算一周嘛?八月第二周是指八月4号到8号还是11号到15号?谢谢~老板人
不nice 这种问题问她会被骂。求指点。
d***y
发帖数: 263
40
来自主题: SanFrancisco版 - [合集] 请问一个second mortgage的问题
☆─────────────────────────────────────☆
lopt (NextStep) 于 (Thu Apr 3 21:25:10 2008) 提到:
比方说我的房子market value 500k,现有200k的30年fixed mortgage,5.25% rate。
我想再借100k出来,但是现在的rate没有那么好了,所以不想refi。
怎么样才能借个second mortgage呢?HELOC肯定是不划算。如果我再借100k,两个
mortgage加起来还是少于conforming的limit,那么这个second mortgage能算
conforming吗?
多谢!
☆─────────────────────────────────────☆
tonyxu (无斋主人) 于 (Thu Apr 3 21:43:06 2008) 提到:

HELOC is HELOC, nothing to do with conforming.
Since your CLTV is low,you shall be able to get
d*2
发帖数: 2053
41
来自主题: SanFrancisco版 - China Passes Japan as Second-Largest Economy
http://finance.yahoo.com/news/China-Passes-Japan-as-nytimes-2766831302.html?x=0&.v=1
On Monday August 16, 2010, 12:20 am EDT
SHANGHAI — After three decades of spectacular growth, China passed Japan in
the second quarter to become the world’s second-largest economy behind the
United States, according to government figures released early Monday.
The milestone, though anticipated for some time, is the most striking
evidence yet that China’s ascendance is for real and that the rest of the
world will
w********9
发帖数: 8613
42
与形势有关的。
http://economy.ocregister.com/2011/06/06/calif-jobless-33-out-a
“”“”“”“”“”“”
Nearly three-quarters of a million people in California who were unemployed
in April had been out of work a year or more, according to the state
Employment Development Department. It is the only category of unemployment
based on time out of work that increased year-over-year.
The EDD says another 431,000-plus people have exhausted their 99 weeks of
unemployment benefits. It is not known how many of those have s... 阅读全帖
c**l
发帖数: 324
43
来自主题: SanFrancisco版 - joke: 0 to 200 in 6 seconds (转载)
【 以下文字转载自 WaterWorld 讨论区 】
发信人: cxhl (countable), 信区: WaterWorld
标 题: joke: 0 to 200 in 6 seconds
发信站: BBS 未名空间站 (Thu Aug 11 21:12:03 2011, 美东)
Bob was in trouble. He forgot his wedding anniversary. His wife was
really pissed.
She told him "Tomorrow morning, I expect to find a gift in the
driveway that goes from 0 to 200 in 6 seconds AND IT BETTER BE THERE !!"
The next morning he got up early and left for work. When his wife woke
up, she looked out the window and sure enough there was a box
gif... 阅读全帖
m**********s
发帖数: 376
44
没有BSO,只是问问,有没有可能写成second home.
M***o
发帖数: 980
45
来自主题: Baseball版 - Lincecum wins second CY
其实就算他们俩included carpenter, carpenter would not have won cy yooung.
per espn, "Carroll voted Wainwright first, Lincecum second and Arizona's Dan
Haren third. Law voted Lincecum first, Atlanta's Javier Vazquez second and
Wainwright third."
that being said, carpenter would come up with 98, trailing Tim Lincecum.

a
exp
La
Prob
he
a********l
发帖数: 39524
46
来自主题: Baseball版 - Lincecum wins second CY
圣路易斯媒体的评论节选,虽然是本地报道,还是值得读读:
ESPN's Keith Law placed hard-luck Atlanta Braves pitcher Javier Vazquez
second on his ballot and Will Carroll of Baseball Prospectus listed
Diamondbacks ace and former Cardinal prospect Dan Haren third.
Both came at Carpenter's expense as Lincecum and Wainwright received mention
on every ballot. Two additional second-place votes for Carpenter would have
left him tied with Lincecum.
"If it was left to how I felt from a scouting perspective I would have had
one of the C
d********9
发帖数: 3927
47
来自主题: Basketball版 - best strategy for the last 3 seconds
If 76ers faul, the only chance 76ers could drag the game into overtime are:
(1) Lin goes for the free throw and gets 0 point, and
(2) 76ers complete a 3 pointer in the last 3 seconds remaining.
The chance that Lin gets 0 point for 2 free throws is very slim. Also, it is
impossible for 76ers to complete a 3 pointer within 3 seconds. So the best
strategy for 76ers is to do nothing, which means that their coach was wrong.
Do you agree?
i****w
发帖数: 329
48
来自主题: Basketball版 - best strategy for the last 3 seconds
David Lee did it in 0.1 second. Fisher did it in 0.4 second. Lucky to have
watched both games.
m*z
发帖数: 3102
49
Second Rod Validation $13.53 Required for all persons taking fish with two
rods or lines in inland waters, except for waters in which only artificial
lures or barbless hooks may be used.
今天刚刚买了个licen,打算下个星期去玩~感觉一条干好像不太够~~不知大家有没有买
Second Rod啊谢谢~~(就我自己一个人去)
还有看上walmar的 2条鱼干 $19.99. 不贵哦~不知好不好~~
http://www.walmart.com/ip/Matzuo-6-Medium-Spin-Combo-2-pc/15686
谢谢~
a*****e
发帖数: 329
50
Cleveland Browns TD at final second。final second的TD. 之后23:24落后一分,既
然TD之后没时间了,还可以选择二次进攻,试图取2分,反超。这个成功率很低很低吧
!TD 后的field goal,我还没见过踢丢的。如果取一分就是平局。只要能防下来。取
得下次进攻机会。就还有机会赢啊。
是规则的原因吗?TD后没时间,不能踢field goal?
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