s******e
发帖数: 1352 | 1 已经闲置了半年多了，诚心求建议！
希望具体一些（比例啊什么的我懂）。
目标定在10%年收益。 | s******e
发帖数: 1352 | 2 主要目标集中在金融市场。（这个我十分外行）
重金属/地产我另有资金做。
如果有好计划/合作，可以给我发短信。
【在 s******e 的大作中提到】
: 已经闲置了半年多了，诚心求建议！
: 希望具体一些（比例啊什么的我懂）。
: 目标定在10%年收益。
| p********a
发帖数: 6437 | 3 really depending on what u believe.
i say, use 20% to buy USD. | s******e
发帖数: 1352 | 4 为什么？
长期（5-10年）人民币看跌我赞成，但是短期（1-2年）人民币不是还是看涨么？现在
买USD是不是早了点？
【在 p********a 的大作中提到】
: really depending on what u believe.
: i say, use 20% to buy USD.
| p********a
发帖数: 6437 | 5 1000w waste time there with no return
you know nothing on finance, but u want to invest in financial products
1st thing is not to make money
1st thing is you don't lose money becoz of these rmb.
so u should reduce risk, right?
if so, you need to diversify
convert part of rmb to something else, something that's very opposite to rmb
's trend, something that WILL be very opposite to rmb's trend, if rmb sucks
in future.
what else can that be?
USD
personal opinion, but also comprehensive facts:
the physical purchasing power of rmb is much lower than that of USD.
if true rate is 6.5 vs 1, in this world, i hardly can think of a place where
6.5 rmb can buy more things than 1 usd. please please tell me if you know
any so that i learn some insights.
otherwise, RMB is pretty clear on historical top and WILL FALL.
we must understand one thing in currencies:
currencies are NOT like stock or commodity that can move continously to
incredibly high or low point, and not coming back for many yrs. Currencies
simply cannot do that except it is by Russia in 1990s or Jin Yuan Juan by
Guo Min Dang in 1948. | s********n
发帖数: 1962 | 6 Hehe, good luck to you guys betting on USD, a paper currency
the central bank is printing like a hell only to support the
country's ever growing sovereign debt.
products
to rmb
sucks
【在 p********a 的大作中提到】
: 1000w waste time there with no return
: you know nothing on finance, but u want to invest in financial products
: 1st thing is not to make money
: 1st thing is you don't lose money becoz of these rmb.
: so u should reduce risk, right?
: if so, you need to diversify
: convert part of rmb to something else, something that's very opposite to rmb
: 's trend, something that WILL be very opposite to rmb's trend, if rmb sucks
: in future.
: what else can that be?
| s******e
发帖数: 1352 | 7 你的意思是换成美金以规避风险。如果rmb/usd=5/5那样风险最小。这也是我最终目标。
但是目前rmb升值的预期（短期内）非常明显（短期风险很低），换成美金不是等于赔
钱么？
那么在追求风险/利益最大化的前提下，现在换是不是过早呢？
rmb
sucks
【在 p********a 的大作中提到】
: 1000w waste time there with no return
: you know nothing on finance, but u want to invest in financial products
: 1st thing is not to make money
: 1st thing is you don't lose money becoz of these rmb.
: so u should reduce risk, right?
: if so, you need to diversify
: convert part of rmb to something else, something that's very opposite to rmb
: 's trend, something that WILL be very opposite to rmb's trend, if rmb sucks
: in future.
: what else can that be?
| s******e
发帖数: 1352 | 8 但是美元的地位毕竟无可替代啊，不换美金换什么？欧元/日元貌似更不保险。
上澳元？？望指教。
【在 s********n 的大作中提到】
: Hehe, good luck to you guys betting on USD, a paper currency
: the central bank is printing like a hell only to support the
: country's ever growing sovereign debt.
:
: products
: to rmb
: sucks
| s********n
发帖数: 1962 | 9 Since you said you have precious metals already, I'll skip
gold and silver as your first choices.
Speaking about currency: RMB is indeed the best in this world
unfortunately you guys don't have faith for it. EUR is somewhat
undervalued because it does have a potential to default. JPY is
not a very long term choice. CAD would be the best choice only
second to RMB right now. AUD is also good.
USD is not something you want to keep for long term.
As rule of thumb, diversification is always good. I will recommend
a portfolio with RMB, CAD, AUD, and EUR, with RMB and CAD overweighting.
【在 s******e 的大作中提到】
: 但是美元的地位毕竟无可替代啊，不换美金换什么？欧元/日元貌似更不保险。
: 上澳元？？望指教。
| a*****n
发帖数: 5158 | 10 目前有什么vechile能间投资RMB?
【在 s********n 的大作中提到】
: Since you said you have precious metals already, I'll skip
: gold and silver as your first choices.
: Speaking about currency: RMB is indeed the best in this world
: unfortunately you guys don't have faith for it. EUR is somewhat
: undervalued because it does have a potential to default. JPY is
: not a very long term choice. CAD would be the best choice only
: second to RMB right now. AUD is also good.
: USD is not something you want to keep for long term.
: As rule of thumb, diversification is always good. I will recommend
: a portfolio with RMB, CAD, AUD, and EUR, with RMB and CAD overweighting.
| | | s********n
发帖数: 1962 | 11 为啥老有人问这个问题？换回人民币存在国内有这么难吗？
【在 a*****n 的大作中提到】
: 目前有什么vechile能间投资RMB?
| a*****n
发帖数: 5158 | 12 当然难，
【在 s********n 的大作中提到】
: 为啥老有人问这个问题？换回人民币存在国内有这么难吗？
| k***n
发帖数: 3158 | 13 then buy gold bullion/coin
better than rmb
【在 a*****n 的大作中提到】
: 当然难，
| k***n
发帖数: 3158 | 14 RMB CAD AUD, yes
not EUR
euroland is too polarized and it has to be divided, not good to EUR
【在 s********n 的大作中提到】
: Since you said you have precious metals already, I'll skip
: gold and silver as your first choices.
: Speaking about currency: RMB is indeed the best in this world
: unfortunately you guys don't have faith for it. EUR is somewhat
: undervalued because it does have a potential to default. JPY is
: not a very long term choice. CAD would be the best choice only
: second to RMB right now. AUD is also good.
: USD is not something you want to keep for long term.
: As rule of thumb, diversification is always good. I will recommend
: a portfolio with RMB, CAD, AUD, and EUR, with RMB and CAD overweighting.
| p********a
发帖数: 6437 | 15 you and i may both have faith in China in the long term.
but can you explain why you have faith in RMB in long term?
how long? 10 yrs? or 2~3 yrs?
or care to argue against that " anywhere in this world, 6.5 rmb or 1 usd,
which can buy more
stuff? "
i didn't expect USD to go bullish for long-term.
but for the coming 2~3 yrs, I feel it is USD time. the reason is simple,
currency
fundamentally reflects the economy, U.S. economy is and going to be
healthier.
the difference between you and me is that you bullish China future, while I
bullish US
future.
by the way, US print money, however, the whole world is the container; China
print money,
only the mainland is the container. and US print LESS MONEY than China
since 2008. you
know, far less, far less.
yes, AUD, CAD may be good, but the OP cannot invest heavily into these 2.
These 2 are
commodity currencies, if Oil or Gold collapse again (gold likely to collapse
), these 2 will
jump off the cliff again like 2008.
【在 s********n 的大作中提到】
: Since you said you have precious metals already, I'll skip
: gold and silver as your first choices.
: Speaking about currency: RMB is indeed the best in this world
: unfortunately you guys don't have faith for it. EUR is somewhat
: undervalued because it does have a potential to default. JPY is
: not a very long term choice. CAD would be the best choice only
: second to RMB right now. AUD is also good.
: USD is not something you want to keep for long term.
: As rule of thumb, diversification is always good. I will recommend
: a portfolio with RMB, CAD, AUD, and EUR, with RMB and CAD overweighting.
| p********a
发帖数: 6437 | 16 no, 5/5 right now is not advisable. like the other guy mentioned, add some
other currencies
might be also helpful.
however, the most important thing is TIME.
no one knows future, we can only guess. if we see we guess right, we do what
's planned.
for example, the end of Apr, you see USD rise a little, you add 10%.
the end of June, USD drop a little, you don't move.
the end of Aug, USD rise again, you add 10%.
......
by the end of the yr, you found you've invest 50% into USD, at that moment,
you know you
guessed right, and followed the market. and your money is also protected.
Opposite story is that you invest 50% into USD tomorrow, by the end of the
yr, you either get
20% profit, or 20% loss. That is either way GAMBLING.
in both stories, you invested 50% into USD, but TIME decides which is sane,
and which is
crazy.
As to the 1st story, of coz, there is another side: USD keep falling.
so you hold your 90% RMB, hold and hold, this way, your overall assets are
still increasing
against USD, right? although you may lose that 10% USD, you can consider it
as a cost to
avoid risk of USD rising.
To invest 1w is already complicated, don't mention 1000w. you need a very
detailed plan,
dude.
标。
【在 s******e 的大作中提到】
: 你的意思是换成美金以规避风险。如果rmb/usd=5/5那样风险最小。这也是我最终目标。
: 但是目前rmb升值的预期（短期内）非常明显（短期风险很低），换成美金不是等于赔
: 钱么？
: 那么在追求风险/利益最大化的前提下，现在换是不是过早呢？
:
: rmb
: sucks
| a**e
发帖数: 5794 | 17 哈，我总拼不对这个词，遇到知音了。
【在 a*****n 的大作中提到】
: 目前有什么vechile能间投资RMB?
| f*****g
发帖数: 15860 | 18 呵呵，拼不对的词，往往是因为念也念不对不准。
【在 a**e 的大作中提到】
: 哈，我总拼不对这个词，遇到知音了。
| s********n
发帖数: 1962 | 19 Our views for the future are different in too many points.
1. I don't think gold and other commodities will collapse in
the next at least 5 years. Corrections will happen along the
road, as usual, but no decisive direction changing.
To be more specific, gold is not a bubble.
2. I don't think US printed less money than China if you adjust
it by economic growth. The difference in inflation came
from the velocity of money.
3. About 6.5RMB or 1USD, which can buy more stuff... I can tell
you in most places in China people can easily survive with an
income 1000RMB/month (although not a decent life), while in US
nowhere it's possible for $150/month.
4. Purchase power parity doesn't work very well anyway.
5. To me, US economy is nothing but one bubble after another. It
hasn't get any better and won't be better in the near future.
usd,
simple,
【在 p********a 的大作中提到】
: you and i may both have faith in China in the long term.
: but can you explain why you have faith in RMB in long term?
: how long? 10 yrs? or 2~3 yrs?
: or care to argue against that " anywhere in this world, 6.5 rmb or 1 usd,
: which can buy more
: stuff? "
: i didn't expect USD to go bullish for long-term.
: but for the coming 2~3 yrs, I feel it is USD time. the reason is simple,
: currency
: fundamentally reflects the economy, U.S. economy is and going to be
| a******s
发帖数: 598 | 20 不妨说说你的1000万是怎么投资来的？对大家都有启发
【在 s******e 的大作中提到】
: 已经闲置了半年多了，诚心求建议！
: 希望具体一些（比例啊什么的我懂）。
: 目标定在10%年收益。
| | | d*********2
发帖数: 48111 | 21 花掉， 人生享受就是最大的投资， 一定要赶在双规或者fbi之前。
【在 s******e 的大作中提到】
: 已经闲置了半年多了，诚心求建议！
: 希望具体一些（比例啊什么的我懂）。
: 目标定在10%年收益。
| s******e
发帖数: 1352 | 22 中国房市入场卷买的早的赚1000万不是什么难事。 | N********n
发帖数: 8363 | 23 When in doubt buy gold.
【在 s******e 的大作中提到】
: 已经闲置了半年多了，诚心求建议！
: 希望具体一些（比例啊什么的我懂）。
: 目标定在10%年收益。
| b********k
发帖数: 431 | | g*****0
发帖数: 2998 | 25 美金是最烂的货币，看看美国的双赤字就知道了，美金长期只贬不升。
如果考虑换汇的话，可以考虑澳元和瑞士法郎的组合。都是贸易顺差国家，一个是终极
避险货币，一个是成长货币。
【在 s******e 的大作中提到】
: 但是美元的地位毕竟无可替代啊，不换美金换什么？欧元/日元貌似更不保险。
: 上澳元？？望指教。
|
|
