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Investment版 - 新人请教关于401k
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相关话题的讨论汇总
话题: company话题: year话题: eligible话题: employees
进入Investment版参与讨论
1 (共1页)
l********g
发帖数: 863
1
刚毕业,啥都不懂,来请教一下。
公司的说法是
Each year you may make pretax and/or post-tax contributions via payroll
deduction, up to the annual limit allowed by Internal Revenue Service
regulations. You are immediately eligible to participate in the plan and
are 100-percent vested in the contributions.
The company matches your pretax and post-tax contributions, dollar for
dollar, up to a maximum match of four percent of your eligible earnings. The
company match to the company’s 401(k) plan is discretionary based on year-
end financial performance and will be paid in one payment early in the
following year rather than in installments with each pay cycle.
Employees must be actively employed at the company on the last day of the
year (December 31) in order to be eligible for the company match. Employees
who participate in the plan during the year and then leave the company
before the end of the year will not be eligible. This requirement is waived
in the event of disability or death.
这种情况是不是说我把年薪4%放满就行了?如果我准备留在这边,目前又不太缺钱的话
应该多放些么?
谢谢!
s********y
发帖数: 3811
2
en. u could put more, or u can always use extra cash to do investment urself
.

The
year-

【在 l********g 的大作中提到】
: 刚毕业,啥都不懂,来请教一下。
: 公司的说法是
: Each year you may make pretax and/or post-tax contributions via payroll
: deduction, up to the annual limit allowed by Internal Revenue Service
: regulations. You are immediately eligible to participate in the plan and
: are 100-percent vested in the contributions.
: The company matches your pretax and post-tax contributions, dollar for
: dollar, up to a maximum match of four percent of your eligible earnings. The
: company match to the company’s 401(k) plan is discretionary based on year-
: end financial performance and will be paid in one payment early in the

1 (共1页)
进入Investment版参与讨论
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注意back door Roth 对大部人不可行!401k的限制18000具体怎么回事
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问一下Health Savings Account (HSA)401k的一个问题
关于 401K 的选项401k一般公司会match多少?
关于401KQuestion about IRA
为啥大家还买IRA呢?请教401K match问题
相关话题的讨论汇总
话题: company话题: year话题: eligible话题: employees