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发帖数: 2327 | 1 现在要开一个traditional IRA，我原来的股票账户是Fidelity的，所以考虑在
Fidelity开，
我有BOA的preferred reward status，可以免手续费，所以又想在Merrill Edge开。
大家有没有经验，哪家好一点？免手续费其实只是一个little plus
谢谢先 | T*********k
发帖数: 1621 | 2 I have both fidelity and ML account. Here is my experiences:
1. Mutual funds: both has a lot of mutual funds to choose. If you buy a lot
of fidelity mutual funds, then you should definitely choose fidelity. A lot
of time their own funds only available to their account holders and without
any transaction fee. However, fidelity charge huge transaction fee for funds
from other fund family, sometimes one transaction cost you $80.
Buying fidelity fund in ML cost you transaction fee (usually $20) However,
there is no transaction fee for most T Rowe Price funds in ML, and usually
they are pretty good. So you can choose equivalent funds there.
2. Stock: both platforms are OK if you are not a frequent trader. Like you
said, ML have a lot of free trades for premium customers. So it is a huge
plus. Because you can basically buy ETF free of charge. Fidelity has no
commission ETF as well but it is limited. Plus if you sell an ETF in less
than 90 days, you have to pay commission.
One pro for fidelity is it offers a tool called baskets, you can pick
several stock or ETFs and purchase them at once. So it is a little time
savior.
Overall I like ML due to cost concern. They are both big company so funds
deposit there are always secure.
And even better, now you open a Merrill investment account, you will get
1000 when you deposit more than 200k:
https://www.merrilledge.com/offers/1000offer
(take it easy, there is no referral from me). | v**********n
发帖数: 170 | 3 赞
lot
lot
without
funds
【在 T*********k 的大作中提到】
: I have both fidelity and ML account. Here is my experiences:
: 1. Mutual funds: both has a lot of mutual funds to choose. If you buy a lot
: of fidelity mutual funds, then you should definitely choose fidelity. A lot
: of time their own funds only available to their account holders and without
: any transaction fee. However, fidelity charge huge transaction fee for funds
: from other fund family, sometimes one transaction cost you $80.
: Buying fidelity fund in ML cost you transaction fee (usually $20) However,
: there is no transaction fee for most T Rowe Price funds in ML, and usually
: they are pretty good. So you can choose equivalent funds there.
: 2. Stock: both platforms are OK if you are not a frequent trader. Like you
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