c**********e
发帖数: 1184 | 1 SUMMARY: 今天（12月9日星期四）的利率比昨天的稍低。
******************************** CALIFORNIA ********************************
REFINANCE RATE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.750 4.250 4.750 4.125
<=$729K 4.875 4.375
REFINANCE CASH-OUT RATE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.875 4.250 4.750 4.250
<=$729K
PURCHASE RATE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.750 4.000 4.625 3.875 3.250 3.500
APR: 4.860 4.188 4.775 4.146 3.351 3.603
<=$729K 4.875 4.250 3.750
APR: 4.966 4.405 3.835
******************************** MARYLAND ********************************
REFINANCE RATE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.750 4.125 4.750 4.000
<=$729K 4.875 4.250
REFINANCE CASH-OUT RATE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.875 4.250 4.750 4.125
<=$729K
PURCHASE RATE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.750 4.000 4.500 3.875 3.250 3.500
APR: 4.860 4.188 4.649 4.146 3.351 3.603
<=$729K 4.875 4.250 3.750
APR: 4.966 4.405 3.835
Rates above are based on the following assumptions:
1. Loan Amount: $380K for Conforming loan, $550K for Super-Conforming loans;
2. Loan-To-Value (LTV):
- <=80% for Conforming Refinance and Purchase;
- <=70% for Conforming Cash-Out Refinance;
- <=75% for Super-Conforming Refinance and Purchase;
- <=65% for Super-Conforming Cash-Out Refinance.
3. Primary Residence;
4. Single Family Residence;
5. Credit score>=740;
6. No Impound/Escrow Account.
For Refinance, rates are based on No Point No Fee. So APR for Refinance =
Refinance Rate. |
y***l
发帖数: 6963 | 2 http://www.bankrate.com/funnel/mortgages/mortgage-results.aspx?market=4&loan
=200000.00&prods=166&points=Zero
为啥这里有的4.625?
**
【在 c**********e 的大作中提到】
: SUMMARY: 今天（12月9日星期四）的利率比昨天的稍低。
: ******************************** CALIFORNIA ********************************
: REFINANCE RATE:
: 30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
: <=$417K 4.750 4.250 4.750 4.125
: <=$729K 4.875 4.375
:
: REFINANCE CASH-OUT RATE:
: 30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
: <=$417K 4.875 4.250 4.750 4.250
|
c**********e
发帖数: 1184 | 3 可能是有的lender有promotion，再就是对购房贷款而言，各种各样的fees总共是多少。
【在 y***l 的大作中提到】
: http://www.bankrate.com/funnel/mortgages/mortgage-results.aspx?market=4&loan
: =200000.00&prods=166&points=Zero
: 为啥这里有的4.625?
:
: **
|
