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Living版 - 30 yr 5.375% with 20% down
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大家帮我分析分析我的情况重做贷款合算吗?纠结死了。。。downpayment 付少于20% 可以吗
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这个25%能学以前20%搞两个loan不?贷款没批,求建议!
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相关话题的讨论汇总
话题: down话题: loan话题: rate话题: pa话题: condo
进入Living版参与讨论
1 (共1页)
b**i
发帖数: 257
1
Is this reasonable in PA for investment property (condo) loan? Anybody got
better rate recently?
Thanks!
b*d
发帖数: 9308
2
太高了。自住房可以做到4.5%,投资房可以做到4.875%。
南加州贷款利率查询,欢迎访问我的俱乐部:
http://www.mitbbs.com/club_bbsdoc/SoCalMortgage.html

【在 b**i 的大作中提到】
: Is this reasonable in PA for investment property (condo) loan? Anybody got
: better rate recently?
: Thanks!

b********3
发帖数: 994
3
30-yr, condo, LTV>75%, Investment, PA. fair enough
net adjustment is 4 pts.
这位大哥给4.875%,看错了吧。

【在 b*d 的大作中提到】
: 太高了。自住房可以做到4.5%,投资房可以做到4.875%。
: 南加州贷款利率查询,欢迎访问我的俱乐部:
: http://www.mitbbs.com/club_bbsdoc/SoCalMortgage.html

t**********j
发帖数: 382
4
You can probably get 5.25%. If the loan amount is small, 5.375% is fair.
b**i
发帖数: 257
5
Loan is small, about 150 k. I guess I'll take it. Thanks.

【在 t**********j 的大作中提到】
: You can probably get 5.25%. If the loan amount is small, 5.375% is fair.
n*******9
发帖数: 3244
6
what kind of condo? High raise?

【在 b**i 的大作中提到】
: Is this reasonable in PA for investment property (condo) loan? Anybody got
: better rate recently?
: Thanks!

t******k
发帖数: 187
7
25% down will have a different rate.
b*d
发帖数: 9308
8
是的,利率会好0.125%到0.25%。

【在 t******k 的大作中提到】
: 25% down will have a different rate.
t**********j
发帖数: 382
9
If you can put 25 % down payment, your rate will be about 0.5% better. Since
it is a condo investment property, you will save 2.25 point.4.875% is a
fair rate for 25% down payment.
b**i
发帖数: 257
10
Low rise. 4 flr. I don't want to put down too much cash. Avoid PMI is good
enough. 0.5% rate is about $40 more a month.

【在 n*******9 的大作中提到】
: what kind of condo? High raise?
b*d
发帖数: 9308
11
Since your loan amount is small, 5.375% sounds more reasonable.

【在 b**i 的大作中提到】
: Low rise. 4 flr. I don't want to put down too much cash. Avoid PMI is good
: enough. 0.5% rate is about $40 more a month.

b**i
发帖数: 257
12
Thanks, guys!

【在 b*d 的大作中提到】
: Since your loan amount is small, 5.375% sounds more reasonable.
1 (共1页)
进入Living版参与讨论
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大家帮我分析分析我的情况重做贷款合算吗?纠结死了。。。downpayment 付少于20% 可以吗
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相关话题的讨论汇总
话题: down话题: loan话题: rate话题: pa话题: condo