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Living版 - when to get the CD (close disclosure) --- originally called HUD
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1 (共1页)
z****e
发帖数: 555
1
Plan to close next Monday.
Based on the new rule, I need to acknowledge the CD 3 business days before
closing.
The person who handles my closing said the 3 days also includes weekends.
This is the rule:
A loan cannot close for 3 business days (not including Sundays and federal
holidays) after the CD has been acknowledged by all individuals who hold
title to the property.
This is what she said:
Saturday is included in the 3 days, so if you count back from Monday, you
need to acknowledge receipt of the closing disclosure by Thursday, March
10th, which is when you will have the CD by. The time does not matter, as
long as you say you have received it by midnight on March 10th you will be
fine. I will put you on the schedule for Monday, March 14th at 9:00 AM.
Now I am confused. Does this 3 days includes Saturday? Is this normal to get
CD so late?
Thanks
f********g
发帖数: 126
2
if you acknowledge it on Thursday, you have to wait three days, which are
Friday, Saturday and Monday, the earlier date to close is Tuesday.

【在 z****e 的大作中提到】
: Plan to close next Monday.
: Based on the new rule, I need to acknowledge the CD 3 business days before
: closing.
: The person who handles my closing said the 3 days also includes weekends.
: This is the rule:
: A loan cannot close for 3 business days (not including Sundays and federal
: holidays) after the CD has been acknowledged by all individuals who hold
: title to the property.
: This is what she said:
: Saturday is included in the 3 days, so if you count back from Monday, you

1 (共1页)
进入Living版参与讨论
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