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Money版 - "New Trade Line" vs. "New Inquiry"?
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进入Money版参与讨论
1 (共1页)
n********e
发帖数: 1789
1
What is the difference between these two alerts from Citi Identity Monitor?
If it is only a "New Trade Line", will it show up on the credit report?
Thanks,
b**********t
发帖数: 1760
2
new trade line means new card?

【在 n********e 的大作中提到】
: What is the difference between these two alerts from Citi Identity Monitor?
: If it is only a "New Trade Line", will it show up on the credit report?
: Thanks,

j********o
发帖数: 919
3
New Trade Line是指新帐户.
y****i
发帖数: 17878
4
New Inquiry - you applied for a credit card
New Trade Line - your application for a credit card was approved

【在 n********e 的大作中提到】
: What is the difference between these two alerts from Citi Identity Monitor?
: If it is only a "New Trade Line", will it show up on the credit report?
: Thanks,

j********o
发帖数: 919
5

觉得这个说法不太准确.
我之前申了张新卡,大概2天后出现的是INQUIRY,然后NEW TRADE LINE是在第二个
STATEMENT出来之后才出现的.
所以我的理解是NEW TRADE LINE是你的新卡出了第一或者第二个STATEMENT,银行第一次
向信用局REPORT的时候出现的.

【在 y****i 的大作中提到】
: New Inquiry - you applied for a credit card
: New Trade Line - your application for a credit card was approved

y****i
发帖数: 17878
6
which is how the credit bureaus knew you were granted a line of credit, i.e.
your application was approved, isn't it?

【在 j********o 的大作中提到】
:
: 觉得这个说法不太准确.
: 我之前申了张新卡,大概2天后出现的是INQUIRY,然后NEW TRADE LINE是在第二个
: STATEMENT出来之后才出现的.
: 所以我的理解是NEW TRADE LINE是你的新卡出了第一或者第二个STATEMENT,银行第一次
: 向信用局REPORT的时候出现的.

j********o
发帖数: 919
7

e.
这个...APPROVED和第一次被REPORT到BUREAU,是不在同一个时间点发生的两件事吧..?

【在 y****i 的大作中提到】
: which is how the credit bureaus knew you were granted a line of credit, i.e.
: your application was approved, isn't it?

n********e
发帖数: 1789
8
I applied for the additional AMEX card (FU4 KA3) and Citi showed "New Trade
Line" but I did not see the "New Inquiry". Is this a hard pull?

【在 y****i 的大作中提到】
: New Inquiry - you applied for a credit card
: New Trade Line - your application for a credit card was approved

y****i
发帖数: 17878
9
no

Trade

【在 n********e 的大作中提到】
: I applied for the additional AMEX card (FU4 KA3) and Citi showed "New Trade
: Line" but I did not see the "New Inquiry". Is this a hard pull?

1 (共1页)
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