n********e 发帖数: 1789 | 1 What is the difference between these two alerts from Citi Identity Monitor?
If it is only a "New Trade Line", will it show up on the credit report?
Thanks, |
b**********t 发帖数: 1760 | 2 new trade line means new card?
【在 n********e 的大作中提到】 : What is the difference between these two alerts from Citi Identity Monitor? : If it is only a "New Trade Line", will it show up on the credit report? : Thanks,
|
j********o 发帖数: 919 | |
y****i 发帖数: 17878 | 4 New Inquiry - you applied for a credit card
New Trade Line - your application for a credit card was approved
【在 n********e 的大作中提到】 : What is the difference between these two alerts from Citi Identity Monitor? : If it is only a "New Trade Line", will it show up on the credit report? : Thanks,
|
j********o 发帖数: 919 | 5
觉得这个说法不太准确.
我之前申了张新卡,大概2天后出现的是INQUIRY,然后NEW TRADE LINE是在第二个
STATEMENT出来之后才出现的.
所以我的理解是NEW TRADE LINE是你的新卡出了第一或者第二个STATEMENT,银行第一次
向信用局REPORT的时候出现的.
【在 y****i 的大作中提到】 : New Inquiry - you applied for a credit card : New Trade Line - your application for a credit card was approved
|
y****i 发帖数: 17878 | 6 which is how the credit bureaus knew you were granted a line of credit, i.e.
your application was approved, isn't it?
【在 j********o 的大作中提到】 : : 觉得这个说法不太准确. : 我之前申了张新卡,大概2天后出现的是INQUIRY,然后NEW TRADE LINE是在第二个 : STATEMENT出来之后才出现的. : 所以我的理解是NEW TRADE LINE是你的新卡出了第一或者第二个STATEMENT,银行第一次 : 向信用局REPORT的时候出现的.
|
j********o 发帖数: 919 | 7
e.
这个...APPROVED和第一次被REPORT到BUREAU,是不在同一个时间点发生的两件事吧..?
【在 y****i 的大作中提到】 : which is how the credit bureaus knew you were granted a line of credit, i.e. : your application was approved, isn't it?
|
n********e 发帖数: 1789 | 8 I applied for the additional AMEX card (FU4 KA3) and Citi showed "New Trade
Line" but I did not see the "New Inquiry". Is this a hard pull?
【在 y****i 的大作中提到】 : New Inquiry - you applied for a credit card : New Trade Line - your application for a credit card was approved
|
y****i 发帖数: 17878 | 9 no
Trade
【在 n********e 的大作中提到】 : I applied for the additional AMEX card (FU4 KA3) and Citi showed "New Trade : Line" but I did not see the "New Inquiry". Is this a hard pull?
|