f********i
发帖数: 8412 | 1 https://www.thebankofmaine.com/personal-promise-rewards-checking.htm
Summary
Get Started
View Rates
$25.00 minimum deposit to open
No monthly service charge or transaction fees
Free ATM use anywhere in the US
Free Online Banking
Free Bill Payer
Free first order of standard checks (up to 200 checks)
Overdraft Protection *
Visa Credit Card *
With Promise Rewards:
Up to a $250 account bonus **
5 cents cash-back on most debit card, direct deposit and online bill pay
transactions **
Interest automatically paid on average collected daily balances over $2,500
Free Treasurer's, Money Orders and Traveler's Checks
$250 credit toward mortgage closing costs at The Bank of Maine
Premium CD rates
You must sign up for online statements, use our bill pay service, and have a
recurring Direct Deposit such as your payroll, pension or government
benefits, such as Social Security. A $50 bonus will be paid if you make 10
cleared debit card point-of-sale transactions in your second statement cycle
. A $100 bonus will be paid if your Direct Deposit is active by the end of
your second statement cycle. A $100 bonus will be paid if you make 5 cleared
bill payments to 5 different payees of at least $25 each during your second
statement cycle. Each month, when statements are processed, a 5-cent reward
will be paid for every cleared debit card point-of-sale transaction, online
bill payment and Direct Deposit. Interest rates are subject to change
without notice. Use any ATM nationwide and we抣l automatically reimburse
fees charged by other banks by the next business day. All signers on the
account may not be or have been signers on a personal checking account
within the past 6 months. Rewards will be reported to the IRS. Limited time
offer subject to change. The above terms and conditions are subject to
accounts being maintained in good standing.
It seems that this checking account is available to all states. I opened an
account on last Thursday, and didn't chose overdraft protection. Until now,
I haven't seen any hard pull, only a soft pull from Experian. You can fund
up to $500 to the account with credit card (visa or mastercard) as initial
deposit. I used the Priceline card, it was counted as purchase. |
w****r
发帖数: 15252 | |
f********i
发帖数: 8412 | 3 you should be able to open it online even if you are not in Maine. I'm in
Texas, and I have the checking now.
【在 w****r 的大作中提到】
: 缅因州的，没戏了
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z****0
发帖数: 2198 | |
i****2
发帖数: 1091 | 5 谢谢分享，capital one 360 deposit 算direct deposit 吗？
【在 f********i 的大作中提到】
: https://www.thebankofmaine.com/personal-promise-rewards-checking.htm
: Summary
: Get Started
: View Rates
: $25.00 minimum deposit to open
: No monthly service charge or transaction fees
: Free ATM use anywhere in the US
: Free Online Banking
: Free Bill Payer
: Free first order of standard checks (up to 200 checks)
|
w****i
发帖数: 428 | 6 Can you help me confirm that is it a hard pull? Thanks.
【在 f********i 的大作中提到】
: you should be able to open it online even if you are not in Maine. I'm in
: Texas, and I have the checking now.
|
G*******E
发帖数: 566 | 7 Thanks for sharing
5 cents per dollar on debit purchasing? That would be awesome.
【在 f********i 的大作中提到】
: https://www.thebankofmaine.com/personal-promise-rewards-checking.htm
: Summary
: Get Started
: View Rates
: $25.00 minimum deposit to open
: No monthly service charge or transaction fees
: Free ATM use anywhere in the US
: Free Online Banking
: Free Bill Payer
: Free first order of standard checks (up to 200 checks)
|
y****i
发帖数: 17878 | 8 http://www.depositaccounts.com/blog/2013/04/top-checking-accoun
【在 f********i 的大作中提到】
: https://www.thebankofmaine.com/personal-promise-rewards-checking.htm
: Summary
: Get Started
: View Rates
: $25.00 minimum deposit to open
: No monthly service charge or transaction fees
: Free ATM use anywhere in the US
: Free Online Banking
: Free Bill Payer
: Free first order of standard checks (up to 200 checks)
|
l*******o
发帖数: 620 | 9 为啥？
【在 G*******E 的大作中提到】
: Thanks for sharing
: 5 cents per dollar on debit purchasing? That would be awesome.
|
s*****r
发帖数: 4016 | |
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f****y
发帖数: 2196 | |
j***i
发帖数: 2203 | 12 5 cents per transaction
5 cents per dollar的话没钱周转也要借高利贷来搞了......
【在 G*******E 的大作中提到】
: Thanks for sharing
: 5 cents per dollar on debit purchasing? That would be awesome.
|
l*******o
发帖数: 620 | 13 怎么搞？
【在 j***i 的大作中提到】
: 5 cents per transaction
: 5 cents per dollar的话没钱周转也要借高利贷来搞了......
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m*********o
发帖数: 957 | 14 看起来很牛啊!开户250,免费ATM],还有5%(错了,原来是每笔5分....)
没hard应该值得高一下 |
j***i
发帖数: 2203 | 15 5 cents per transaction没的搞啊.....
除非整天刷小额去
我 PASS
【在 l*******o 的大作中提到】
: 怎么搞？
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P******a
发帖数: 1379 | 16 成天刷小额也无所谓，关键是还没赚几十块钱估计就给封帐号了。。。然后不定就上了
哪儿的黑名单了。
【在 j***i 的大作中提到】
: 5 cents per transaction没的搞啊.....
: 除非整天刷小额去
: 我 PASS
|
f****y
发帖数: 2196 | 17 申请的时候跳到另外一个domain去了, https://jha.loanspq.com, 不知道安全性如何 |
w****r
发帖数: 15252 | 18 A $50 bonus will be paid if you make 10 cleared debit card point-of-sale
transactions in your second statement cycle. A $100 bonus will be paid if
your Direct Deposit is active by the end of your second statement cycle. A $
100 bonus will be paid if you make 5 cleared bill payments to 5 different
payees of at least $25 each during your second statement cycle.
分开给的，谁能说一下是否有hard pull |
f********i
发帖数: 8412 | 19 no if you don't choose overdraft protection. I wrote this in my original
post...
$
【在 w****r 的大作中提到】
: A $50 bonus will be paid if you make 10 cleared debit card point-of-sale
: transactions in your second statement cycle. A $100 bonus will be paid if
: your Direct Deposit is active by the end of your second statement cycle. A $
: 100 bonus will be paid if you make 5 cleared bill payments to 5 different
: payees of at least $25 each during your second statement cycle.
: 分开给的，谁能说一下是否有hard pull
|
w****r
发帖数: 15252 | 20 Great, go for one
【在 f********i 的大作中提到】
: no if you don't choose overdraft protection. I wrote this in my original
: post...
:
: $
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t****t
发帖数: 2269 | 21 Applied and got decision pending. :( |
w****r
发帖数: 15252 | |
f********i
发帖数: 8412 | 23 did you get your account number? if yes, you're OK now. I got their email
after 3 business days, though it' said one business day.
【在 t****t 的大作中提到】
: Applied and got decision pending. :(
|
f*******s
发帖数: 2154 | |
w****r
发帖数: 15252 | 25 Thank you for using our easy online process to open an account. We may need
additional information to process your request. We will contact you within
two business days.
没看到account# 难道悲剧了 |
m*****a
发帖数: 2609 | 26 Thanks. Applied one. Will report if I got any hard pull hit.
【在 f********i 的大作中提到】
: https://www.thebankofmaine.com/personal-promise-rewards-checking.htm
: Summary
: Get Started
: View Rates
: $25.00 minimum deposit to open
: No monthly service charge or transaction fees
: Free ATM use anywhere in the US
: Free Online Banking
: Free Bill Payer
: Free first order of standard checks (up to 200 checks)
|
f********i
发帖数: 8412 | 27 did you see a signature card? the account # is in that form.
need
within
【在 w****r 的大作中提到】
: Thank you for using our easy online process to open an account. We may need
: additional information to process your request. We will contact you within
: two business days.
: 没看到account# 难道悲剧了
|
w****r
发帖数: 15252 | 28 没注意，稀里糊涂的就过去了
【在 f********i 的大作中提到】
: did you see a signature card? the account # is in that form.
:
: need
: within
|
s*****r
发帖数: 4016 | 29 用chase的卡充钱如何？
安全不？
【在 f********i 的大作中提到】
: https://www.thebankofmaine.com/personal-promise-rewards-checking.htm
: Summary
: Get Started
: View Rates
: $25.00 minimum deposit to open
: No monthly service charge or transaction fees
: Free ATM use anywhere in the US
: Free Online Banking
: Free Bill Payer
: Free first order of standard checks (up to 200 checks)
|
y****i
发帖数: 17878 | 30 the bank just added a new restriction:
Availability: For residents living in Maine, New Hampshire and Massachusetts
.
it was too hot for them to handle.
【在 f********i 的大作中提到】
: https://www.thebankofmaine.com/personal-promise-rewards-checking.htm
: Summary
: Get Started
: View Rates
: $25.00 minimum deposit to open
: No monthly service charge or transaction fees
: Free ATM use anywhere in the US
: Free Online Banking
: Free Bill Payer
: Free first order of standard checks (up to 200 checks)
|
|
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f********i
发帖数: 8412 | 31 看来最近申请的人太多了，有一个deal被搞死了……
希望已经开了户的不受影响
Massachusetts
【在 y****i 的大作中提到】
: the bank just added a new restriction:
: Availability: For residents living in Maine, New Hampshire and Massachusetts
: .
: it was too hot for them to handle.
|
m****r
发帖数: 308 | |
w****r
发帖数: 15252 | 33 是不是要写信去cancel申请，否则多一个account没意义啊 |
y***g
发帖数: 1375 | 34 A $100 bonus will be paid if you make 5 cleared
bill payments to 5 different payees of at least $25 each during your second
statement cycle
请教下这个有什么好的办法搞吗？ |
y****i
发帖数: 17878 | 35 pay credit card bills
second
【在 y***g 的大作中提到】
: A $100 bonus will be paid if you make 5 cleared
: bill payments to 5 different payees of at least $25 each during your second
: statement cycle
: 请教下这个有什么好的办法搞吗？
|
p**5
发帖数: 2544 | 36 when was this added?
Massachusetts
【在 y****i 的大作中提到】
: the bank just added a new restriction:
: Availability: For residents living in Maine, New Hampshire and Massachusetts
: .
: it was too hot for them to handle.
|
y****i
发帖数: 17878 | 37 over the weekend
【在 p**5 的大作中提到】
: when was this added?
:
: Massachusetts
|
w****r
发帖数: 15252 | 38 收到纸质据信了
奇怪的是他们用的是chexSystems去check我的credit
不管了，反正也没的玩了，省的我打电话去cancel |
f********i
发帖数: 8412 | 39 今天登陆发现$250 bonus已经一次性给了，看来是第二个statement出来就给，如果满足
条件的话。赞一个这银行的速度。
发8个包子吧。另外拿到$250的版友是不是也给我个包子：）
【在 f********i 的大作中提到】
: https://www.thebankofmaine.com/personal-promise-rewards-checking.htm
: Summary
: Get Started
: View Rates
: $25.00 minimum deposit to open
: No monthly service charge or transaction fees
: Free ATM use anywhere in the US
: Free Online Banking
: Free Bill Payer
: Free first order of standard checks (up to 200 checks)
|
l*******e
发帖数: 8896 | 40 吃包子。谢谢。
满足
【在 f********i 的大作中提到】
: 今天登陆发现$250 bonus已经一次性给了，看来是第二个statement出来就给，如果满足
: 条件的话。赞一个这银行的速度。
: 发8个包子吧。另外拿到$250的版友是不是也给我个包子：）
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e*********n
发帖数: 1516 | |
s*****c
发帖数: 5202 | 42 pai
满足
【在 f********i 的大作中提到】
: 今天登陆发现$250 bonus已经一次性给了，看来是第二个statement出来就给，如果满足
: 条件的话。赞一个这银行的速度。
: 发8个包子吧。另外拿到$250的版友是不是也给我个包子：）
|
l*******e
发帖数: 8896 | 43 吃到包子了，谢谢。
可惜我没有申请。
满足
【在 f********i 的大作中提到】
: 今天登陆发现$250 bonus已经一次性给了，看来是第二个statement出来就给，如果满足
: 条件的话。赞一个这银行的速度。
: 发8个包子吧。另外拿到$250的版友是不是也给我个包子：）
|
g*******1
发帖数: 7344 | 44 chi
满足
【在 f********i 的大作中提到】
: 今天登陆发现$250 bonus已经一次性给了，看来是第二个statement出来就给，如果满足
: 条件的话。赞一个这银行的速度。
: 发8个包子吧。另外拿到$250的版友是不是也给我个包子：）
|
b****p
发帖数: 3293 | |
d********r
发帖数: 567 | 46 chi
第二天去办，结果人家告诉改规定只对东北三省有效，遂弃
满足
【在 f********i 的大作中提到】
: 今天登陆发现$250 bonus已经一次性给了，看来是第二个statement出来就给，如果满足
: 条件的话。赞一个这银行的速度。
: 发8个包子吧。另外拿到$250的版友是不是也给我个包子：）
|
s*****r
发帖数: 4016 | |
N****g
发帖数: 2829 | |
N****g
发帖数: 2829 | 49 第一次可以用信用卡fund吗？Limit多少？收不收FIA? |
f********i
发帖数: 8412 | 50 y, $500, no
【在 N****g 的大作中提到】
: 第一次可以用信用卡fund吗？Limit多少？收不收FIA?
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