n*****s
发帖数: 6495 | 1 上个月的statement是这样：
previous balance: 2179
payments: 2500
purchase: 1280
balance subject to interest rate: 683
这个683是怎么算出来的？是出statement当天的balance，还是上月balance + 本月消
费 - 本月还款？貌似都对不上啊 |
n*****s
发帖数: 6495 | 2 chase freedom卡
account summary是这样，中间是消费列表，最后写的balance subject to interest:
683 |
e*i
发帖数: 10288 | 3 Guess you did not pay in full some time so you need to pay interest
balance subject to interest rate
the balance is "average daily balance"
suppose you spend 1000 on day 1
500 on day 15
4000 on day 30
then the avg. daily balance is something like
(1000*30+500*15+4000*1)/30
【在 n*****s 的大作中提到】
: 上个月的statement是这样：
: previous balance: 2179
: payments: 2500
: purchase: 1280
: balance subject to interest rate: 683
: 这个683是怎么算出来的？是出statement当天的balance，还是上月balance + 本月消
: 费 - 本月还款？貌似都对不上啊
|
b********i
发帖数: 2645 | 4 Zan!
Guess you did not pay in full some time so you need to pay interestbalance
subject to in........
【在 e*i 的大作中提到】
: Guess you did not pay in full some time so you need to pay interest
: balance subject to interest rate
: the balance is "average daily balance"
: suppose you spend 1000 on day 1
: 500 on day 15
: 4000 on day 30
: then the avg. daily balance is something like
: (1000*30+500*15+4000*1)/30
|
n*****s
发帖数: 6495 | 5
非常感谢！
【在 e*i 的大作中提到】
: Guess you did not pay in full some time so you need to pay interest
: balance subject to interest rate
: the balance is "average daily balance"
: suppose you spend 1000 on day 1
: 500 on day 15
: 4000 on day 30
: then the avg. daily balance is something like
: (1000*30+500*15+4000*1)/30
|
c**2
发帖数: 8496 | 6 if you did not pay in full by the due day, then all the remaining balance (
including spending in this cycle) will incur interests and financial charges
. |
s**********g
发帖数: 14942 | 7 我记得上个账单的全额都会产生利息啊，哪怕你还掉了99%
这个不是之前国内吵过的“霸王条款”么
charges
【在 c**2 的大作中提到】
: if you did not pay in full by the due day, then all the remaining balance (
: including spending in this cycle) will incur interests and financial charges
: .
|
