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发帖数: 5282 | 1 ☆─────────────────────────────────────☆
newjersey (NJ furniture dealer) 于 (Wed May 8 10:03:11 2013, 美东) 提到:
http://www.mitbbs.com/clubarticle_t/EasyMoney/31419801.html
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skrn (skrn) 于 (Wed May 8 11:13:15 2013, 美东) 提到:
160k in 6 weeks... Speaking for being greedy
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newjersey (NJ furniture dealer) 于 (Wed May 8 11:33:15 2013, 美东) 提到:
"
Quote:
Originally Posted by jz48 View Post
Anyone has his Thankyou account (not citi bank or citi credit card account)
locked and cannot access/redeem? I never heard this but my account was
locked and was told under review. I can still use my citi cards and see the
Thankyou points there when I login, it's just the thankyou account is locked
. Called in and was told they do this on customers for account maintainance
occasionally, and it may take weeks to unlock.
I am sorry to say this, but, you points are gone. You represent the 'new'
process by which Citi is closing accounts... (back to my explanation from
above).
Previously Citi shut down accounts, and if you were quick, you could go an
redeem your TYP's out. In my case my TY Account had full access for nearly a
week after account closure.
Now they've updated the process in order to capture those TYP's.
1) They lock your TY Account
2) They investigate you
3) They shut you down
4) They drain your TY Account
Even this morning 3 more people I know of have shared reports with what I
can tell the same set of events. One of which was a work colleague of mine
whom I know 'face to face'. So, it was definitely clarified, no ambiguity in
his details as he shared with me...
Previously they never performed step #1, and took about a week to perform
step number 4 after they did number 3... So folks from last months purge
could 'cash out' so to speak (if they were quick about it).
At any rate, their clear motive is to renege on the 5X TYP deal... It's
unlikely at this point you'll be able to 'go crazy for 1 month' (as some
have suggested) because once flagged I doubt you're getting the points even
if you accrue them. My colleague was accruing them for nearly 2 weeks, but,
had no access to his account to redeem them. Then finally they closed all
his cards and purged all points from his TYA.
he noticed he couldn't access his TYA, but, pending purchases posted,
statements cycled, and thus he did see points still post to his TYA despite
not being able to redeem anything>
Finally, not sure what specifically the 'flag' is yet, so, don't bother pm'
ing me asking as such.
I can not implore as much to tread very carefully on this one. Citi is
definitely purging customers, and the commonality is all have this specific
card and with this specific 5X deal...
If you have 'gone crazy' and not yet been locked/closed/etc... do not delay
in cashing out your points. It's not a matter of 'if' it's a matter of 'when
' "
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newjersey (NJ furniture dealer) 于 (Wed May 8 11:34:52 2013, 美东) 提到:
May 6, 13, 6:26 pm #79
jewsus
Join Date: Dec 2012
Location: IL
Programs: HH Status 2013, Hilton Gold, United Silver, AA Gold
Posts: 22
My TY account was locked a couple of weeks ago after I redeemed a decent
amount of points. Received the checks, deposited and they bounced. Called my
bank and apparently Citi put a stop payment on them. It appears even
cashing out doesn't always work, however, there is no harm in trying.
I guess I'm waiting for my card to be shutdown and then AA. Not sure what I
can do proactively to avoid AA other than close my card and keep my fingers
crossed. Any suggestions?
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Purisima (creek) 于 (Wed May 8 11:53:25 2013, 美东) 提到:
aww, was hoping to apply for this card next, now has to move on. with so
many people playing the game, deals die faster. guess it is better to go
steady and slow, bu it is no guarantee of not being shut down either.
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geon (真子) 于 (Wed May 8 11:55:11 2013, 美东) 提到:
贪婪的人太多了。。
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cq168088 (FUK12345) 于 (Wed May 8 11:56:13 2013, 美东) 提到:
CITI终于发现了。。。。。
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Purisima (creek) 于 (Wed May 8 12:00:32 2013, 美东) 提到:
greed is human nature. i blame citi more since they allow unlimted 5%, it is
essentially inviting 'abuse'. for a big bank like citi, it should have
known better
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yudeli (余德利) 于 (Wed May 8 12:01:53 2013, 美东) 提到:
they never learn
is
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sapphirewing (Audrey的树) 于 (Wed May 8 12:38:00 2013, 美东) 提到:
greed is not human nature
it is just the society nature when the society becomes more corrupt
otherwise, how to explain that there are ppl who are either greedy nor
selfish
so I don't think citi should take any blame on this
is
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cq168088 (FUK12345) 于 (Wed May 8 12:50:15 2013, 美东) 提到:
不知道能不能最后给一个月时间CASH OUT 所有的点数。。
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emi (emi) 于 (Wed May 8 12:57:46 2013, 美东) 提到:
还是学了一点的。
以前可以用信用卡fund银行开户的时候，搞过两次，弄了大概$1000左右，后来
这类操作全算cash advance了。
以前有很多0 fee, 0 apr的promo，现在都没有了。
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jiazi (Light be with you.) 于 (Wed May 8 12:58:51 2013, 美东) 提到:
昏 看症状 就是我那情况
问题我从开卡之后TKU就从来没能进去过........
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newjersey (NJ furniture dealer) 于 (Wed May 8 13:30:56 2013, 美东) 提到:
Today, 10:56 am #187
Marathon Man
Join Date: Nov 2002
Location: BOS, MHT
Programs: AA ltg, DL, UA, US, AS, SPG Gold, HH Diamond, Marriott Silver, PC
Posts: 8,015
you see, people, I am very passionate about this end of miledum. It has been
my MO since like day one in here--many moons ago.
Company X offers promo A
Company X changes or ends promo A OR kicks people out who are doing promo A
Company X still has to pay out on promo A
or
People sue Company X and Company X pays out on promo A.
repeat
I've seen it a hundred times and have had my own relatively successful
experiences with it in both companies and financial institutions. Same game
every time.
You think WE are a problem? They actually go to the ends of the earth to see
who will actually litigate! They are scammers, not us. Never doubt this.
now, here's a semi related scenario which could be a bit like what might
transpire with citi if one takes them to task:
Payal gets on my case after I push 'too many' moneypaks into my paypal acct
and then take out my money (withdrawl to bank acct linked to pp)
I contact them and after making it up many levels of CSR to supervisors, etc
, I talk with someone who says, and I quote: Well sir it's not in our terms
that you cant do that, but we dont like it so we could freeze your account.
My reply: I will now need the name and address of your legal council because
that just DOES NOT fly!
Their reply to this - after a long pause: Well, um there's no need for that
um sir... just slow down your deposits and withdrawls and do some activity
with the money you put in paypal...
Now I put in say $2k a week and let it sit a week and then withdrawl it to
my bank. Has worked without issue for a year+. Same with another family
member's acct. I just dont take out the money right away.
Seem obvious to some? Maybe. But the fact is they admitted they do not even
have T&Cs forbidding the activity!
I would beg to offer that yes, if you do a certain large amount of something
with any promo or gig or bank or whatever, your name comes up above the
radar screen. Sure. But unless you are breaking some sort of rules with them
--that can be CLEARLY defined and defended to a T, then you should not be
concerned.
Yes if Citi were to shut me down I could have issues trying to get AA miles
because now I wouldn't have a AA CC but as for banks and equity lines, I
could get another in a heartbeat so who cares. They don't care about me, a
babbling FTer, and I don't/cant care about them, a poorly run bank.
T&Cs have to be clear. If Citi has issues with people buying $1,007.90 worth
of something every day at CVS then they have to pretty much state that IN
the terms! If they do not, screw em.
If I were shut down by them now, I would demand my points. All of them. I
would take them to the AGO and then to SC court. I would win. There's also a
99% chance they would probably contact me to settle out of court. They MAY
decide to provide THEIR cash value of the TY points and cover court costs,
or they may give me access to the points for use as any open acct has, but
with no new way to add more.
In the T&Cs the way I read them, there is nothing against using your card,
paying it off a lot, using it again, buying anything we buy, or earning
points on that.
But of course, THEY have the money and currently the power. It was a wise
old friend of mine who once said it all comes down to the fact that they
want to keep control of that, and not let you have any of it. Since we do
have a lot of control with this TY card, they are upset and need to shut it
down. Again, you simply combat that move by suing them outright.
Call me what you will, but it works. I wish it didn't have to come to this,
but it does, and like I said, I have run into it a lot myself. Why? is that
some sort of flaw in my personality that I somehow attract this type of
thing and am sue happy or something? No. I just do not like it when the
outline I wrote above about company X and promo A does not work exactly like
I wrote it.
thank you and good luck in your own situations.
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aj000000000 (～九零后～) 于 (Wed May 8 13:50:04 2013, 美东) 提到:
表扬一个
新泽西同学虽然是激进派，但不是个粗暴的人。
尺寸把握的很不错。
PC
been
A
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newjersey (NJ furniture dealer) 于 (Wed May 8 14:06:22 2013, 美东) 提到:
呵呵，不是我，网上COPY过来的。
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lakefrog (lakefrog) 于 (Wed May 8 14:09:06 2013, 美东) 提到:
嗑药超速的出车祸，恐怕受伤的不止他一个，所谓城门失火殃及池鱼（°ο°）
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lakefrog (lakefrog) 于 (Wed May 8 14:10:14 2013, 美东) 提到:
有些人这么干，就是涸泽而渔啊
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GREENEDGE (MASON) 于 (Wed May 8 15:41:06 2013, 美东) 提到:
I got two of them. Spent 200k in 3 month on one card, 150K on another card
in two month. Got all the 5X points, redeemed them out. I closed both
accounts last week. Guess I am lucky, otherwise probably will be blacklisted
by CITI.
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yudeli (余德利) 于 (Wed May 8 15:47:02 2013, 美东) 提到:
what did you buy? gift cards?
blacklisted
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fengbaichi (疯子) 于 (Wed May 8 15:50:18 2013, 美东) 提到:
cowman!!!!!!!!!
blacklisted
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GREENEDGE (MASON) 于 (Wed May 8 15:50:56 2013, 美东) 提到:
Visa Amex and VR
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Purisima (creek) 于 (Wed May 8 15:52:39 2013, 美东) 提到:
what a home run. Wondering what made you want to close the cards yourself?
blacklisted
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yudeli (余德利) 于 (Wed May 8 15:53:27 2013, 美东) 提到:
that was just crazy
$5,000 per day on average
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GREENEDGE (MASON) 于 (Wed May 8 15:54:37 2013, 美东) 提到:
Just lucky, I was thinking about keep the points to redeem later for travel
fair to get batter value because of my citi premier. Then decided not to do
so, otherwise probably I will be crying now.
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caogu (炒股) 于 (Wed May 8 15:55:14 2013, 美东) 提到:
You got to be kidding me! 350k expenses, I suppose they are 7000 vanilla
cards. You must have >200k savings in bank to pay the bills on time. Or you
cashed those vanilla cards in 3 month for 300k cash. Man, you are something!
!! Probably you are making a joke because
public offer for 5X points with preferred card landed around March 1st. I do
not think you got 3 month to earn the 5x points.
blacklisted
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GREENEDGE (MASON) 于 (Wed May 8 15:56:40 2013, 美东) 提到:
no more cash to buy, so no use for the card, and I have another normal Citi
preferred and Citi thank you premier
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GREENEDGE (MASON) 于 (Wed May 8 15:59:56 2013, 美东) 提到:
they are around since Dec 2012 as far as I know
do some home work
you
something!
do
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cq168088 (FUK12345) 于 (Wed May 8 16:02:54 2013, 美东) 提到:
之前这DEAL还活着的时候不见人上来说。闷声发大财。搞死这个DEAL了。开始BSO了。
什么人品。自己赚了一大把跑路。别人刚开始的什么都没拿到还赔进去买卡的成本钱和
HARD PULL
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GREENEDGE (MASON) 于 (Wed May 8 16:03:07 2013, 美东) 提到:
Just lucky, I am actually very scared never heard of CITI closing accounts
before. I never dare to play this on Chase, and now I will also play safe
with CITI.
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GREENEDGE (MASON) 于 (Wed May 8 16:05:41 2013, 美东) 提到:
citi only has himself to blame, if they add a cap on spending or points you
can earn like CHASE, none of these fuss will happen.
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cq168088 (FUK12345) 于 (Wed May 8 16:07:09 2013, 美东) 提到:
为啥一定要说英文。。。看得懂中文说英文啥心态？
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Purisima (creek) 于 (Wed May 8 16:09:16 2013, 美东) 提到:
Any special tricks on how to unload the Visa/Amex GC's? For volumes like
yours, I think you must have a way to scale up.
Citi
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caogu (炒股) 于 (Wed May 8 16:15:43 2013, 美东) 提到:
No need. I was never interested in earning 5% cash back. I am questioning
your story.
350k expenses in 3 month is suicide of your relationship with Citi.
Wait to see what will happen...
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GREENEDGE (MASON) 于 (Wed May 8 16:16:45 2013, 美东) 提到:
No tricks,they don't expire, I use some of them to load BB.
I will keep most of them, use Amex in Costco, Visa for other spending stuff.
I am a big spender but it will still take me a few years to spend all of
them.
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yudeli (余德利) 于 (Wed May 8 16:23:15 2013, 美东) 提到:
$500 each, 700 cards
7,000 cards would make it instantly clear that the story was bogus
hoho
you
something!
do
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GREENEDGE (MASON) 于 (Wed May 8 16:26:54 2013, 美东) 提到:
there are literally hundreds CVS in my area, and I did not buy them in one
day. The guy got his account closed spend 160K in 6 weeks, my pace is
actually much slower than him.
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yudeli (余德利) 于 (Wed May 8 16:32:07 2013, 美东) 提到:
well, he bought $4,000 per day for 6 weeks, you did $5,000 per day for 2 or
3 months
not saying there are holes in your story, but I will believe it when I see
it
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hic (here) 于 (Wed May 8 16:33:58 2013, 美东) 提到:
我猜因为现在是白天，很多版友在上班/上学，公共电脑打中文很麻烦吧。
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Diors (屌丝) 于 (Wed May 8 16:35:10 2013, 美东) 提到:
呵呵，没用的，你已经留了案底在citi了
看citi会不会哪天像chase一样回头找你算账
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emi (emi) 于 (Wed May 8 16:39:32 2013, 美东) 提到:
Still possible to eat so many beans in 2 months.
Suppose 4 persons, 2 months
for each one / month
bb 5k
mvd 10k*3
mio 10k
total 45k, times 4, times 2 so 360k
You don't need >200k savings to do so.
And, in 60 days, you can use 3 month's quota, so easier.
I didn't count peepal. this can eat some other beans as well.
easier... easier...
you
something!
do
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DANIELSD (DANIEL) 于 (Wed May 8 16:41:59 2013, 美东) 提到:
大牛， 我六个月只花了 100K,现在看到关帐户， 不敢再动了。点已经换出来了。
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hic (here) 于 (Wed May 8 16:42:51 2013, 美东) 提到:
还以为这是个警钟贴，怎么转眼就成了BSO贴/潜在吹牛贴了呀……
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aj000000000 (～九零后～) 于 (Wed May 8 17:01:55 2013, 美东) 提到:
your zip plz :-)
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GREENEDGE (MASON) 于 (Wed May 8 17:05:48 2013, 美东) 提到:
95050
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newjersey (NJ furniture dealer) 于 (Wed May 8 17:13:55 2013, 美东) 提到:
呵呵，CVS很强壮，抗药性很强，大家加大下毒剂量吧，看看会有什么反应。
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GREENEDGE (MASON) 于 (Wed May 8 17:18:00 2013, 美东) 提到:
CVS reported record profit last year, wondering how much come from these GC
and Prepaid card. Anyhow, I don't think CVS is losing money on selling GC,
the big loser should be those credit card companies.
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aj000000000 (～九零后～) 于 (Wed May 8 17:28:35 2013, 美东) 提到:
hahaha i knew it wont be far from my base... SFO
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GREENEDGE (MASON) 于 (Wed May 8 17:31:14 2013, 美东) 提到:
Haha, sometimes I took Caltain into the city to buy cards =)
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aj000000000 (～九零后～) 于 (Wed May 8 17:32:34 2013, 美东) 提到:
dude u r sitting less than 5 miles from me if 95050 lol
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GREENEDGE (MASON) 于 (Wed May 8 17:36:46 2013, 美东) 提到:
SFO is far away from 95050
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aj000000000 (～九零后～) 于 (Wed May 8 17:40:47 2013, 美东) 提到:
I'm at 95050 now :-)
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GREENEDGE (MASON) 于 (Wed May 8 17:42:56 2013, 美东) 提到:
enjoy the nice weather, glad the heat wave just passed us.
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lakefrog (lakefrog) 于 (Wed May 8 18:21:38 2013, 美东) 提到:
a few years? you are getting nothing in this deal, it's silly to buy 5% cd
with that kind of maturity and ruined your credit profile/citi relationship
in one shot.
stuff.
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newjersey (NJ furniture dealer) 于 (Wed May 8 19:28:04 2013, 美东) 提到:
呵呵，你这种搞法我还是第一次见到，不是量的问题，是直接上３５万现金，并准备持
有几年，你不怕其中有些卡有问题？几年后，你发现卡有问题再找回去？几年的赢利才
５％？
别人一般都很强调流通，别人几十万的量，一般都是１-２万滚出来的，没有象你这样
直接上现金持有的，谁都不愿炒股炒成业主啊。
GC
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GREENEDGE (MASON) 于 (Wed May 8 19:36:35 2013, 美东) 提到:
I will use BB for sure, I am also a big spender. It will take two or three
years. Don't worry about me. So far every card is fine and I stashed them
together with the original receipt.
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cq168088 (FUK12345) 于 (Wed May 8 21:43:07 2013, 美东) 提到:
我咋觉得这哥们是来BSO自己英语好的。。
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caogu (炒股) 于 (Wed May 8 22:56:15 2013, 美东) 提到:
Someone cashed <30k in 5 month and got his account on hold. What do you
think of cashing 30k in one month and do so in subsequent 2 month?
I cashed some in bank. Honestly, I do not think it is worth of being
investigated by whichever department of money laundrying and decided not to
do it again.
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tran (hehe) 于 (Wed May 8 23:03:11 2013, 美东) 提到:
他那个纯属扯淡，3个月350k ，citi不找他，IRS也少不了问候她了。还cash持有，3年
花完，为了4%利润？呵呵
大哥，35万cash，啥也不说，现在去砸一套房子，3年以后收益也比4%多的多吧。
刚开始这贴看起来像是show off 自己智商，看完了怎么象埋汰自己智商呢？
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lakefrog (lakefrog) 于 (Wed May 8 23:07:21 2013, 美东) 提到:
Bingo :-)
You are right on the point.
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lakefrog (lakefrog) 于 (Thu May 9 08:48:42 2013, 美东) 提到:
No offense, dude :-)
Everyone has his own way of living. That said, everyone can comment in this
public forum. The way you did this was like driving 200MPH on highway on
gear 2. Sure you can drive anyway you want with your car but it's a little
bit weird.
1. It's risky because you may crash (closed by citi)
2. It's risky because you might kill or already contributed to kill the deal
(hitting someone on the highway while speeding)
3. It's not good at return per your description. (4% over multiple years,
without any warranty like regular CC and all kinds of problems with
potential refund, etc, on an on)
Risking so much and gaining so little is what this is. Again, no offense
but these are black and white facts no matter. My apologies if I offended
you by any wrong wording and hope you don't take it personal.
Best regards.
probably
is
he
couple
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tran (hehe) 于 (Thu May 9 09:48:31 2013, 美东) 提到:
well said
this
little
deal
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maxmartin (Dean) 于 (Thu May 9 19:36:38 2013, 美东) 提到:
版上现在都是一群什么玩意的人， 典型的酸葡萄妒忌心理。一会儿说人吹牛， 一会儿
说人花不出去钱， 一会儿又说人智商低收益低还不如买房子。有钱人自然有有钱人的
花法。 也不用脑子想想， checking里350K的人， 说不定人家弯曲的房子就有几套。
手里这么多闲钱的人， 不动产投资不会比你想象的差。350K可能就是人家一两年的纯
收入，人可能根本不在乎这一点钱，不是所有人都是空手套白狼-只想赚点不想花钱的
心态。
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zhaoyi26 (猪八戒) 于 (Thu May 9 20:38:50 2013, 美东) 提到:
其实类似deal很多很多 但是大家只着眼开卡bonus,那也就没声了
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newjersey (NJ furniture dealer) 于 (Thu May 30 09:48:37 2013, 美东) 提到:
"May 28, 13, 5:19 pm #820
ankitgu
I had all 3 of my cards closed recently. The frustrating part is that a day
before the statement closed, I called into them to ask about why I couldn't
access my rewards site. The gentleman on the phone said it's temporary and
that my account was under review, but that I don't need to worry about my
points being missing. I confirmed this with him and specifically said that I
don't need to think about losing my points, and he confirmed this. A day or
two later, my statement closed, and my card stopped working. My rewards
account is closed and doesn't show up at all when I login now as well.
I'm not one to push my luck, though he did tell me that my points were
secure.
I'm not sure what to do - I only had maybe 30k of points remaining, so it's
not worth any kind of serious thought as an individual.
If someone here knows how to take this further as a group or with federal
regulators in some way, let me know, because I'd be glad to look at
supporting it. "
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newjersey (NJ furniture dealer) 于 (Thu May 30 09:55:56 2013, 美东) 提到:
May 28, 13, 10:46 am #803
iahphx
FlyerTalk Evangelist
Join Date: Mar 2000
Posts: 11,168
All my Citicards were shut down this weekend as well (I found out while on
vacation trying to buy gas). At first I thought it might be a fraud alert,
but then when the rep couldn't tell me the reason for the closure, I knew
what happened. And then I came to see all the new shutdowns reported here.
Since getting the Preferred card earlier this year, I've probably averaged
15K in monthly spending; some for your typical gas and groceries and other
routine purchases, and more at drugstores. I'd only spent a few thousand on
my current cycle after seeing all the reports here, although I did drain my
TY account in the past 2 weeks of almost $1000 in TY points with flights and
gift cards. Not sure if that had anything to do with the shutdown, but I
obviously wasn't going to leave the points there.
I'm not really sure what to do here. I'm pretty sure Citi won't just start
listening to our complaints. I'm not sure if the Feds will. I actually don't
mind very much that Citi shut down my Preferred card. I mean, that's a
lousy thing to do, but it's within the realm. I don't think they have the
right to confiscate my remaining TY points (under 30,000 worth), and I don't
think it's right for them to shut down all my other Citi credit cards. That
might hurt my overall credit rating, and do material harm to me.
It would be helpful if everyone keeps updating us on their situations, and
what government responses they've received.
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newjersey (NJ furniture dealer) 于 (Thu May 30 10:12:26 2013, 美东) 提到:
May 26, 13, 8:03 pm #727
bobfather
Join Date: Feb 2013
Posts: 49
Citi got me too! Latest statement on my 5% EDP Preferred cut on Thursday,
and sometime over the weekend all 3 of my Citi card accounts were closed.
Trying to view TYP balances is broken from the Citi card login associated
with the cards, but going to thankyou.com and logging in with my thankyou.
com credentials works fine. I have redeemed for a number of Best Buy gift
cards and am now hoping for the best!
My Forward is gone (no big deal) - I don't eat at restaurants or see movies
much, I basically just abused Amazon's classification as a book store, but I
have an Ink for that anyhow.
My beloved no-fee Citi TY Premier is gone. It just helped me buy some
ridiculously-priced short haul tickets recently, so that's a sad loss. But I
was looking at my TY rewards history and I've only redeemed TYP on 3
flights in 5+ years, so no big deal.
As for the usage pattern that got me nailed, $28,000+ of EDP spending each
month since January that earned me just over a half million TYP and Kroger
fuel points worth ~$300 for my vehicles.
Truth be told, I haven't cared about a Citi card since the AA cards I got a
couple years ago that got me 150,000 AA points. I've been a thorn in Citi's
side for years, and I can't blame them for shutting me down. I know they say
not to burn bridges with CC companies, and that's a good rule of thumb. Don
't worry Citi - you'll be seeing me again. Under my wife's SSN.
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newjersey (NJ furniture dealer) 于 (Thu May 30 10:15:26 2013, 美东) 提到:
May 26, 13, 10:32 pm #731
gregorygrady
Join Date: May 2003
Posts: 6,059
Citi got me too, and even went above and beyond the call of duty and closed
all 6 of my Citi cards in the process. Worse yet, those ba$tard$ put a stop
payment on a ~$2k mortgage check that had been deposited 2 weeks earlier. I
can halfway understand them thinking that they can confiscate (per the T&Cs)
TYPs where the CC statement hadn't closed yet so they hadn't posted to one'
s TYP acct.
Worse is that they are confiscating people's TYPs that had already posted to
the TYP acct................ that is over the line IMHO. But it is
COMPLETELY over the line for them to put a stop payment on a mortgage check
that they issued weeks earlier when the TYP acct was in good standing.
I HIGHLY urge everybody who has had their TYPs confiscated to file
complaints with the appropriate regulatory agencies, BBB, and even try to go
to the press (Travel Omsbudman writers such as Joe Brancatelli, Chris
Elliott, Linda Burbank, etc). Enough complaints and hopefully at the very
least they will be required to pay us back for our already earned TYPs. It
really just seems completely wrong that they think they can confiscate
already earned rebates from our credit card purchases. Not to mention the
bait and switch that they employed by baiting us with 5x rebates and then
subsequently shutting down all our Citi accts. But that last one is probably
a bit harder for us to prove than the clear as daylight confiscation of
already earned TYPs. That must be against some type of banking regulations I
would think, so please if you got hit by Citi, FILE THOSE OFFICIAL
COMPLAINTS ASAP!! You will be doing all the rest of us a favor in the
process!
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newjersey (NJ furniture dealer) 于 (Thu May 30 10:20:02 2013, 美东) 提到:
May 26, 13, 8:26 am #709
youcai
Join Date: Oct 2012
Posts: 10
I pulled the trigger this morning to close my TYP card myself. My accounts (
credit card and thankyou) are still in good standing. But I don't know how
long it will last. I am hoping to shut it down so that my other citi cards
won't be impacted. Of course citi may still close my other cards. But I'd
guess the risk now is lot lower now.
Here's my brief TYP card history:
I was not aware of this thread before. I opened a TYP card in April and hit
$12k purchase in the first billing cycle before I saw this thread. Then
stopped the spending. The first statement came out fine with 65k points. I
cashed it with an air ticket, which went fine. Now it's closed by me. We
will see if this is a good decision.
Will shift the spending to other cards such as US Bank Cash+ (still earning
3.125% on drugstore in the next 2 months). |
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