Crystal Visa Infinite Offer - 100K Points, $250 Airline Credit, - Money版

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Money版 - Crystal Visa Infinite Offer - 100K Points, $250 Airline Credit,

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l****n
发帖数: 711

这个是啥卡？给10万点，敢不敢搞？
https://www.cnb.com/SiteCollectionDocuments/PDFs/5346%2001_Oct%202015%
20Crystal%20Visa%20Infinite_PDF%20APP%209.30%20-%20FINAL%20-%20fillable%
20form.pdf
City National Bank is offering 100K points after $5K spend on their Crystal
Visa Infinite credit card. With this offer the $400 annual fee is waived the
first year.
Earnings
The Crystal Visa Infinite credit card earns points in the following ways:
Earn 3 Points per $1 spent on many travel and dining purchases and 1 Point
per $1 spent on all other purchases.
There’s no annual cap on Points and Points do not expire as long as your
account is open and the Rewards program has not ended.
Use City National Rewards Points to purchase airline tickets on most
national and international carriers anytime, with no blackout dates.
Points are worth close $.01 each, depending on how you redeem them.
Card Benefits
In addition, the Crystal Visa Infinite card comes with the following
benefits:
$250 per calendar year airline incidental credit.
$100 Global Entry fee credit.
CLEAR membership.
Priority Pass lounge membership for up to 2 people.
You can find out more about this card’s features and benefits here.
How to Apply
Unfortunately you cannot apply for this card online. To apply, fill out this
application form and send it to Michael Thomas – Senior Relationship
Banker via email at [email protected]
/* */
According to Delta Points who broke the news of this offer, the bank may
require a W2, tax return or some other form of income verification. There
doesn’t seem to be any other way to apply at this time.

x*****d
发帖数: 704

整个东部就两家分行，跪了。

z****8
发帖数: 5023

Visa Infinite credit card 传说中的无限卡？

z****8
发帖数: 5023

无限卡本身是好卡问题是不好申啊
How to Apply
Unfortunately you cannot apply for this card online. To apply, fill out this
application form and send it to Michael Thomas – Senior Relationship
Banker via email at [email protected]
/* */

h****s
发帖数: 16779

而且据说必要税表和W2。
但这个不是问题。问题是Airline Incidental可以用MPX不？如果这个可以，必入，而
且值得长期保留。

this
/* */

【在 z****8 的大作中提到】

: 无限卡本身是好卡问题是不好申啊
: How to Apply
: Unfortunately you cannot apply for this card online. To apply, fill out this
: application form and send it to Michael Thomas – Senior Relationship
: Banker via email at [email protected]
: /* */

y****i
发帖数: 17878

very tempted
may require residency in just few states
https://www.cnb.com/lending/cards/individual/crystal-credit-card.asp
1. The Crystal Visa Infinite Credit Card is subject to credit approval and
is offered in City National Bank offices in the states of California,
Georgia, Nevada, New York and Tennessee.

Crystal
the

【在 l****n 的大作中提到】

: 这个是啥卡？给10万点，敢不敢搞？
: https://www.cnb.com/SiteCollectionDocuments/PDFs/5346%2001_Oct%202015%
: 20Crystal%20Visa%20Infinite_PDF%20APP%209.30%20-%20FINAL%20-%20fillable%
: 20form.pdf
: City National Bank is offering 100K points after $5K spend on their Crystal
: Visa Infinite credit card. With this offer the $400 annual fee is waived the
: first year.
: Earnings
: The Crystal Visa Infinite credit card earns points in the following ways:
: Earn 3 Points per $1 spent on many travel and dining purchases and 1 Point

u***n
发帖数: 21026

加州人民有福了

k***x
发帖数: 6799

怀疑这种小银行经不起撸的
http://www.doctorofcredit.com/city-national-bank-crystal-visa-i

u***n
发帖数: 21026

想撸，但是不在加州

b*****k
发帖数: 1110

期待老余後續更新

【在 y****i 的大作中提到】

: very tempted
: may require residency in just few states
: https://www.cnb.com/lending/cards/individual/crystal-credit-card.asp
: 1. The Crystal Visa Infinite Credit Card is subject to credit approval and
: is offered in City National Bank offices in the states of California,
: Georgia, Nevada, New York and Tennessee.
:
: Crystal
: the

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y********e
发帖数: 1027

同期待！

h****s
发帖数: 16779

老余上的话我也上一个，不过我在NJ·············
但是有人说在IN也拿到了，IN也不在那个list上。

【在 y****i 的大作中提到】

h**********e
发帖数: 161

原来老余也是可以犯英语语法错误的。。

【在 y****i 的大作中提到】

y****i
发帖数: 17878

(I'm) very tempted (to apply).
I'm going to pay a visit to a branch and apply in person next week.

u***n
发帖数: 21026

怎么拿到啊，不是list上的州怎么拿啊
谁拿了我也去申请一个

【在 h****s 的大作中提到】

: 老余上的话我也上一个，不过我在NJ·············
: 但是有人说在IN也拿到了，IN也不在那个list上。

y****i
发帖数: 17878

developing news
http://deltapoints.boardingarea.com/2015/10/01/100000-point-cry
EDIT: I have info that this offer has been suspended. Also they are only
going to honor the offer for those who live in the states the bank has
location in (disappointing new info as this was, and is, an amazing deal).
Congrats to all who got apps in in the states that are: https://www.cnb.com
/sitepages/locator.aspx

【在 y****i 的大作中提到】

b*****k
发帖数: 1110

com
老余还去尝试吗？

【在 y****i 的大作中提到】

: developing news
: http://deltapoints.boardingarea.com/2015/10/01/100000-point-cry
: EDIT: I have info that this offer has been suspended. Also they are only
: going to honor the offer for those who live in the states the bank has
: location in (disappointing new info as this was, and is, an amazing deal).
: Congrats to all who got apps in in the states that are: https://www.cnb.com
: /sitepages/locator.aspx

y****i
发帖数: 17878

still interested, but I'll wait and see how it plays out in the next few
days
the fact that I did not jump in on the first day shows that I have some
reservations about it

【在 b*****k 的大作中提到】

:
: com
: 老余还去尝试吗？

y****i
发帖数: 17878

talked to a banker today, application is still open, in branch only, 2014 W-
2 and a current pay stub are required for income verification
will give it a shot after all

【在 y****i 的大作中提到】

: still interested, but I'll wait and see how it plays out in the next few
: days
: the fact that I did not jump in on the first day shows that I have some
: reservations about it

h****s
发帖数: 16779

没有Branch·············

W-

【在 y****i 的大作中提到】

: talked to a banker today, application is still open, in branch only, 2014 W-
: 2 and a current pay stub are required for income verification
: will give it a shot after all

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y****i
发帖数: 17878

sorry to hear
this perhaps is a $2,000+ profit card

【在 h****s 的大作中提到】

: 没有Branch·············
:
: W-

h****s
发帖数: 16779

Agree·········
Sign！

【在 y****i 的大作中提到】

: sorry to hear
: this perhaps is a $2,000+ profit card

a*****s
发帖数: 5562

我这里有branch，不知道值得一试不。。。

h****s
发帖数: 16779

当然啦。

【在 a*****s 的大作中提到】

: 我这里有branch，不知道值得一试不。。。

a*****s
发帖数: 5562

头三个月花5k啊，花得好赶的感觉！
年底要回国40天，

【在 h****s 的大作中提到】

: 当然啦。

b*****k
发帖数: 1110

W-
还真要w-2啊

【在 y****i 的大作中提到】

: talked to a banker today, application is still open, in branch only, 2014 W-
: 2 and a current pay stub are required for income verification
: will give it a shot after all

z****w
发帖数: 349

How is it a $2000+ profit card? Can you elaborate on that?

【在 y****i 的大作中提到】

: sorry to hear
: this perhaps is a $2,000+ profit card

y****i
发帖数: 17878

100,000 points, no AF 1st year = $1,000
there is a speculation that both the primary and the authorized user get $
250 airline fee credit per calendar year, therefore $250 X 4, but I do think
it might be too good to be true

【在 z****w 的大作中提到】

: How is it a $2000+ profit card? Can you elaborate on that?

s*********y
发帖数: 2653

申请这卡对收入和身份有什么要求啊？

W-

【在 y****i 的大作中提到】

: talked to a banker today, application is still open, in branch only, 2014 W-
: 2 and a current pay stub are required for income verification
: will give it a shot after all

z**u
发帖数: 1025

请问老余，所在州有branch，但是太远了，可以fax申请嘛

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y****i
发帖数: 17878

my impression - six figure income and citizen or PR

【在 s*********y 的大作中提到】

: 申请这卡对收入和身份有什么要求啊？
:
: W-

y****i
发帖数: 17878

sure
call a branch in your state, get a banker to send you the app form, then fax
/mail/email to apply

【在 z**u 的大作中提到】

: 请问老余，所在州有branch，但是太远了，可以fax申请嘛

a*****s
发帖数: 5562

多谢老yu
提醒我了也这么办。

fax

【在 y****i 的大作中提到】

: sure
: call a branch in your state, get a banker to send you the app form, then fax
: /mail/email to apply

G*8
发帖数: 13261

家门口，公司边上都有branch。可以问问。
谢谢老余。

com

【在 y****i 的大作中提到】

E**********g
发帖数: 346

points 不好用啊，只能打电话订机票，不能转出来啊。

y****i
发帖数: 17878

I know, not a very straightforward bonus
one said 105,000 points = $1,000 visa gift card, again, not confirmed
someone gotta eat the crab or tomato first

【在 E**********g 的大作中提到】

: points 不好用啊，只能打电话订机票，不能转出来啊。

y****i
发帖数: 17878

approved with a high CL
can't wait to experiment with it

【在 y****i 的大作中提到】

: I know, not a very straightforward bonus
: one said 105,000 points = $1,000 visa gift card, again, not confirmed
: someone gotta eat the crab or tomato first

a*****s
发帖数: 5562

多谢laoyu！这是直接把paper application扫瞄后发给那个email是吧？

【在 y****i 的大作中提到】

: approved with a high CL
: can't wait to experiment with it

r****b
发帖数: 1087

How long do you know if approved or rejected?
do they email or call you?
i submitted mine on 7th in branch.
credit report pulled on 8th.
still not hear anything yet.

【在 y****i 的大作中提到】

: approved with a high CL
: can't wait to experiment with it

y****i
发帖数: 17878

no, you have to mail/email/fax the app form to your local branch

【在 a*****s 的大作中提到】

: 多谢laoyu！这是直接把paper application扫瞄后发给那个email是吧？

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y****i
发帖数: 17878

you'll hear from them in few days
got a call from the manager in my local branch

【在 r****b 的大作中提到】

: How long do you know if approved or rejected?
: do they email or call you?
: i submitted mine on 7th in branch.
: credit report pulled on 8th.
: still not hear anything yet.

d******y
发帖数: 322

老余，想问下你申请的时候要求提交了哪些document? 谢谢。

【在 y****i 的大作中提到】

: you'll hear from them in few days
: got a call from the manager in my local branch

y****i
发帖数: 17878

2014 W-2 and the most recent pay stub

【在 d******y 的大作中提到】

: 老余，想问下你申请的时候要求提交了哪些document? 谢谢。

s******g
发帖数: 27

那个application form的link已经dead了，老余有备份吗？可否传至dropbox共享下啊
？多谢！

★ 发自iPhone App: ChineseWeb 8.7

【在 y****i 的大作中提到】

: 2014 W-2 and the most recent pay stub

u***n
发帖数: 21026

If you are not in the state which has branch, that means no hope?

y****i
发帖数: 17878

ask your branch to send you one, it is different from that online form

【在 s******g 的大作中提到】

: 那个application form的link已经dead了，老余有备份吗？可否传至dropbox共享下啊
: ？多谢！
:
: ★ 发自iPhone App: ChineseWeb 8.7

y****i
发帖数: 17878

correct

【在 u***n 的大作中提到】

: If you are not in the state which has branch, that means no hope?

y******0
发帖数: 8807

去branch填了个表，回家email tax retuan 和 pay stub

m****i
发帖数: 650

This benefit may be subject to taxation and/or Form 1099
网上说这个可能有问题h1b的人能申请么？

p******a
发帖数: 803

这个现在还活着么？有谁能报告一下最新情况。
批准后一般多久能拿到卡？
请问，如果一年后关卡，那些没有用掉的点数也一起没了吗？
谢谢

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w*******1
发帖数: 112

活着，昨天刚去branch开卡
当场填申请表，回家email w2
还没拿到卡。。。

【在 p******a 的大作中提到】

: 这个现在还活着么？有谁能报告一下最新情况。
: 批准后一般多久能拿到卡？
: 请问，如果一年后关卡，那些没有用掉的点数也一起没了吗？
: 谢谢

n*******A
发帖数: 273

也想知道如果一年后关卡，那些没有用掉的点数会怎么处理。

【在 p******a 的大作中提到】

: 这个现在还活着么？有谁能报告一下最新情况。
: 批准后一般多久能拿到卡？
: 请问，如果一年后关卡，那些没有用掉的点数也一起没了吗？
: 谢谢

y****i
发帖数: 17878

it's CNB's own rewards program, so most likely unused points will be
forfeited
https://www.cnb.com/rewards/

【在 n*******A 的大作中提到】

: 也想知道如果一年后关卡，那些没有用掉的点数会怎么处理。

y****i
发帖数: 17878

here it is -
Do my Points expire?
As long as your Credit Card account is open and the Rewards Program has not
ended, your Points do not expire. You can save them to earn a bigger award,
or you can redeem them as you earn your Points. It is your choice. If,
however, your Credit Card account is closed for any reason, any unredeemed
Points remaining on the date of account closure are forfeited and expire. If
the Rewards Program is terminated for any reason, you will be notified. In
that event you will have at least 60 days to redeem your Points. After this
redemption period, any unredeemed Points will expire.

【在 n*******A 的大作中提到】

: 也想知道如果一年后关卡，那些没有用掉的点数会怎么处理。

p******a
发帖数: 803

looks like it's not easy to spend 100K points within 1 year. If that's the
case, you have to pay $400 for the next year.
Anyway, anyone got his/her card already ? How long did it take to get the
physical card?

y****i
发帖数: 17878

still waiting for my card
will find out the best redemption options soon

【在 p******a 的大作中提到】

: looks like it's not easy to spend 100K points within 1 year. If that's the
: case, you have to pay $400 for the next year.
: Anyway, anyone got his/her card already ? How long did it take to get the
: physical card?

d******y
发帖数: 322

老余，请问这卡pull的是哪家信用局？谢谢。

【在 y****i 的大作中提到】

: still waiting for my card
: will find out the best redemption options soon

y****i
发帖数: 17878

Experian for CA residents

【在 d******y 的大作中提到】

: 老余，请问这卡pull的是哪家信用局？谢谢。

r****b
发帖数: 1087

still not hearing anything.
是否机会渺茫？

【在 r****b 的大作中提到】

: How long do you know if approved or rejected?
: do they email or call you?
: i submitted mine on 7th in branch.
: credit report pulled on 8th.
: still not hear anything yet.

y****i
发帖数: 17878

does not look good ...

【在 r****b 的大作中提到】

: still not hearing anything.
: 是否机会渺茫？

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g*******w
发帖数: 679

I applied in branch last Friday (9th). They pulled EX on 13th. Haven't heard
anything yet

g*******w
发帖数: 679

Update: banker just emailed me. Approved for 10k.
23 hard inquires on my EX (not including CNB's pull)... Pleasantly surprised
they approved me

y****i
发帖数: 17878

congrats
my 20+ inquiries didn't raise their eyebrows, either
hehe

surprised

【在 g*******w 的大作中提到】

: Update: banker just emailed me. Approved for 10k.
: 23 hard inquires on my EX (not including CNB's pull)... Pleasantly surprised
: they approved me

p******a
发帖数: 803

can I know any idea/estimate for what the minimum income shown on W-2 it may
be in order to get it approved?

y****i
发帖数: 17878

$100K+ income and $500K+ asset would help
pure speculation, though.

may

【在 p******a 的大作中提到】

: can I know any idea/estimate for what the minimum income shown on W-2 it may
: be in order to get it approved?

z****w
发帖数: 349

LaoYu, can you tell us more about the rewards system? What's the value of
the points? We can't see it as outsiders.

y****i
发帖数: 17878

me neither
have to wait until the card finally arrives
it's been more than a week after the approval

【在 z****w 的大作中提到】

: LaoYu, can you tell us more about the rewards system? What's the value of
: the points? We can't see it as outsiders.

g*******w
发帖数: 679

https://www.cnb.com/SiteCollectionDocuments/cards/Crystal-Benefits.pdf
Price Protection不错，up to $1000/item, $4000/year

g*******w
发帖数: 679

Hotel Theft Protection
When You pay for the cost of a Hotel/Motel room located in the United States
or Canada with Your eligible Crystal Visa Infinite Card You will be
eligible to receive a one-time payment of up to $1,000 for personal property
stolen from Your room, in excess of any compensation provided by the Hotel/
Motel and/or any valid and collectible insurance benefits or reimbursement.
Visa Infinite Discount Air benefit
Crystal Visa Infinite Cardholders fly for less when they book a qualifying
airline itinerary with their Crystal Visa Infinite Card. The Crystal Visa
Infinite Card saves you $100 on the total cost of between 2 and 5 round-trip
, domestic coach airline tickets purchased on the same itinerary. There's no
limit on the number of times you can use this benefit. Choose from most
major airlines and make reservations up to 11 months prior to departure. The
eligible Crystal Visa Infinite Cardholder must be a passenger on the
itinerary.
一起买两张美国国内往返经济舱机票，有$100 discount

g*******w
发帖数: 679

BTW, you don't have to be a PR to get this card. I answered NO to both
citizenship and PR questions on the application, and they still approved me.

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p******a
发帖数: 803

I have already applied 3 cards within the last 12 months, anyone think this
is a problem ?

y****i
发帖数: 17878

received cards today
1. primary cardholder and authorized user have different card numbers
2. confirmed 105,000 points = $1,000 visa gift card
$1000 City National Visa Card
Catalog # 51-2359
Points:105,000

y****i
发帖数: 17878

MCC codes
UA Gift registry - 3000 UNITED AIRLINES
AA e-gift card - 3001 AMERICAN AIRLINES
MPX - 5999 Miscellaneous and Specialty Retail Stores
MPX does not look good
will test whether $250 credit is per card or not. The fact that the
authorized user has a different card number makes me feel optimistic

【在 y****i 的大作中提到】

: received cards today
: 1. primary cardholder and authorized user have different card numbers
: 2. confirmed 105,000 points = $1,000 visa gift card
: $1000 City National Visa Card
: Catalog # 51-2359
: Points:105,000

g*******w
发帖数: 679

Which gc did you buy via MPX? I think MPX's MCC in Visa depends on the
specfic gc purchased

【在 y****i 的大作中提到】

: MCC codes
: UA Gift registry - 3000 UNITED AIRLINES
: AA e-gift card - 3001 AMERICAN AIRLINES
: MPX - 5999 Miscellaneous and Specialty Retail Stores
: MPX does not look good
: will test whether $250 credit is per card or not. The fact that the
: authorized user has a different card number makes me feel optimistic

y****i
发帖数: 17878

amazon

【在 g*******w 的大作中提到】

: Which gc did you buy via MPX? I think MPX's MCC in Visa depends on the
: specfic gc purchased

d******y
发帖数: 322

老余，如果你的UA Gift registry reimburse了，过来更新一下好吗

a*******1
发帖数: 1272

明年取消了amex plat就改这个。希望到时候还有

y****i
发帖数: 17878

sure

【在 d******y 的大作中提到】

: 老余，如果你的UA Gift registry reimburse了，过来更新一下好吗

h*******1
发帖数: 206

I went to local branch and was told applicant has to be a current customer
with city national bank(checking, saving and so on). is it true?
Thanks

f********i
发帖数: 8412

same here. I opened a saing account with $500 deposit and applied for the cr
edit card at the same time.

customer

【在 h*******1 的大作中提到】

: I went to local branch and was told applicant has to be a current customer
: with city national bank(checking, saving and so on). is it true?
: Thanks

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y****i
发帖数: 17878

simply not true
but YMMV

customer

【在 h*******1 的大作中提到】

: I went to local branch and was told applicant has to be a current customer
: with city national bank(checking, saving and so on). is it true?
: Thanks

r****b
发帖数: 1087

终于收到一个approval的email。
但他要我email一个paystub。
其实在交application时已经给了，不会是丢了吧。

【在 r****b 的大作中提到】

: How long do you know if approved or rejected?
: do they email or call you?
: i submitted mine on 7th in branch.
: credit report pulled on 8th.
: still not hear anything yet.

h****a
发帖数: 127

Just came back from a branch today. Looks like a bank catering for high
value clients. Controlled access door, no tellers. Everyone dress formal
on a Friday.
The rep told me the promo doesn't require being a current customer. I can
have two additional cardholders at no charge. And each holder will have her
own $250 fee credit, so potentially $750/calendar year. Do require paystub.
Hopefully, AA/UA gift purchase will qualify. But even if not, 100K itself
is excellent deal. The flyer says ending Nov 30th. If your application
delayed for any reason resulting account opened after deadline, will not get
the bonus.

【在 y****i 的大作中提到】

: simply not true
: but YMMV
:
: customer

y****i
发帖数: 17878

I'm experimenting with this card now, already charged more than $5,000 on it
, and some airline gift card purchases.
if everything works out, this might be one the few best offers I have ever
seen.

her
paystub.

【在 h****a 的大作中提到】

: Just came back from a branch today. Looks like a bank catering for high
: value clients. Controlled access door, no tellers. Everyone dress formal
: on a Friday.
: The rep told me the promo doesn't require being a current customer. I can
: have two additional cardholders at no charge. And each holder will have her
: own $250 fee credit, so potentially $750/calendar year. Do require paystub.
: Hopefully, AA/UA gift purchase will qualify. But even if not, 100K itself
: is excellent deal. The flyer says ending Nov 30th. If your application
: delayed for any reason resulting account opened after deadline, will not get
: the bonus.

l*****1
发帖数: 540

In terms of regional offer, it's the best I guess.

it

【在 y****i 的大作中提到】

: I'm experimenting with this card now, already charged more than $5,000 on it
: , and some airline gift card purchases.
: if everything works out, this might be one the few best offers I have ever
: seen.
:
: her
: paystub.

y****i
发帖数: 17878

100,000 points posted before the first statement

it

【在 y****i 的大作中提到】

g*******w
发帖数: 679

Great! I was experimenting with the airline ticket redemption option. An
international round-trip ticket costs 50k+ points ($600+ on Google Flights).
Could be better than redeeming for visa gc.

【在 y****i 的大作中提到】

: 100,000 points posted before the first statement
:
: it

y****i
发帖数: 17878

read somewhere that their booking site does give pretty good redemption
values for air fares

).

【在 g*******w 的大作中提到】

: Great! I was experimenting with the airline ticket redemption option. An
: international round-trip ticket costs 50k+ points ($600+ on Google Flights).
: Could be better than redeeming for visa gc.

p******a
发帖数: 803

Hi Lao Yu,
Can you advise how to quickly meet the $5,000 requirement? 真羡慕你能在这么
短时间内用够5000。
Thanks.

it

【在 y****i 的大作中提到】

y****i
发帖数: 17878

gift card/property tax/tuition/funding bank account/etc.
call them before you make a large purchase

【在 p******a 的大作中提到】

: Hi Lao Yu,
: Can you advise how to quickly meet the $5,000 requirement? 真羡慕你能在这么
: 短时间内用够5000。
: Thanks.
:
: it

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g*******w
发帖数: 679

Nice!
$100 discount for two RT domestic tickets is also useful

【在 y****i 的大作中提到】

: gift card/property tax/tuition/funding bank account/etc.
: call them before you make a large purchase

y****i
发帖数: 17878

sure
best part - There's no limit on the number of times you can use this benefit
LAX <-> LAS $60 for two

【在 g*******w 的大作中提到】

: Nice!
: $100 discount for two RT domestic tickets is also useful

p*m
发帖数: 211

appreciate it if you could share how to pay property tax by credit card
without any fee

【在 y****i 的大作中提到】

: gift card/property tax/tuition/funding bank account/etc.
: call them before you make a large purchase

y****i
发帖数: 17878

you have to pay a fee, but it is quick and easy

【在 p*m 的大作中提到】

: appreciate it if you could share how to pay property tax by credit card
: without any fee

p*m
发帖数: 211

that's what i thought, thanks.

【在 y****i 的大作中提到】

: you have to pay a fee, but it is quick and easy

y****i
发帖数: 17878

credit posted for AA eGC purchase before the 1st statement
TRAVEL FEE REBATE $50.00
still waiting for UA GR

【在 d******y 的大作中提到】

: 老余，如果你的UA Gift registry reimburse了，过来更新一下好吗

g*******w
发帖数: 679

Nice!!

【在 y****i 的大作中提到】

: credit posted for AA eGC purchase before the 1st statement
: TRAVEL FEE REBATE $50.00
: still waiting for UA GR

h****a
发帖数: 127

多谢老余更新，可惜我上周5申请的到现在还没有批。你们都是收到卡才知道批准了的
吗，还是银行电话/Email通知的？
我周5去的那间，昨天同事去，被告知需要开银行账号才能申请。而且有MonthlyFee，
但是3个月后可以Close。最后还是咬牙开了账号同时申了。估计太多人跳了。

y****i
发帖数: 17878

usually a relationship manager at your local branch will contact you

【在 h****a 的大作中提到】

: 多谢老余更新，可惜我上周5申请的到现在还没有批。你们都是收到卡才知道批准了的
: 吗，还是银行电话/Email通知的？
: 我周5去的那间，昨天同事去，被告知需要开银行账号才能申请。而且有MonthlyFee，
: 但是3个月后可以Close。最后还是咬牙开了账号同时申了。估计太多人跳了。

f****y
发帖数: 2196

100

is the $100 discount applied to us-canada flight as well? the terms say us
flight but canada is also consider "domestic" for some companies. Can
someone check when having time? thxxxx

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y****i
发帖数: 17878

101

apparently not
on the booking site, as soon as you provide a non-US airport, you got this
and can't proceed.
"Travel can only be booked within the USA."

【在 f****y 的大作中提到】

: is the $100 discount applied to us-canada flight as well? the terms say us
: flight but canada is also consider "domestic" for some companies. Can
: someone check when having time? thxxxx

f****y
发帖数: 2196

102

thanks for checking it laoyu...

【在 y****i 的大作中提到】

: apparently not
: on the booking site, as soon as you provide a non-US airport, you got this
: and can't proceed.
: "Travel can only be booked within the USA."

c*********5
发帖数: 5813

103

尼玛这银行逼格高的不行不行的啊，给了paystub第一天告诉我approved with 30k
limit,第二天又写信给我说觉得我收入略低，必须发财产证明银行statement才能批。
大概是一年130K收入的paystub就这么被鄙视了，唉

t*********u
发帖数: 26311

104

这个bso阿
税后130k

【在 c*********5 的大作中提到】

: 尼玛这银行逼格高的不行不行的啊，给了paystub第一天告诉我approved with 30k
: limit,第二天又写信给我说觉得我收入略低，必须发财产证明银行statement才能批。
: 大概是一年130K收入的paystub就这么被鄙视了，唉

c*********5
发帖数: 5813

105

睡前130k....

【在 t*********u 的大作中提到】

: 这个bso阿
: 税后130k

y****i
发帖数: 17878

106

got credit for UA GR purchase as well

TRAVEL FEE REBATE $50.00

【在 y****i 的大作中提到】

: credit posted for AA eGC purchase before the 1st statement
: TRAVEL FEE REBATE $50.00
: still waiting for UA GR

d******y
发帖数: 322

107

谢谢老余更新。这卡看来真是新神卡了。
就是到手太慢了，我上周二批的，现在还没收到。。。

b**g
发帖数: 2813

108

mk

【在 h****s 的大作中提到】

: 没有Branch·············
:
: W-

k**u
发帖数: 10502

109

擦，那我自己给自己打工，没工资单。
还有一个兼职工作，一张工资单才一两百，怎么办啊？

【在 c*********5 的大作中提到】

he
发帖数: 2025

110

必须要11/30之前开户收到卡，才有机会花5000拿100K。飞过去一趟?

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y****i
发帖数: 17878

111

give it a try using your tax return ...

【在 k**u 的大作中提到】

: 擦，那我自己给自己打工，没工资单。
: 还有一个兼职工作，一张工资单才一两百，怎么办啊？

O*****s
发帖数: 141

112

没太看懂订机票的VISA DISCOUNT。那个100 OFF是说兑换了1万点，然后自己付剩下的$
124吗？或者是有这卡就打折，剩下的$124再用点兑换？

benefit

【在 y****i 的大作中提到】

: sure
: best part - There's no limit on the number of times you can use this benefit
: LAX <-> LAS $60 for two

r****b
发帖数: 1087

113

https://www.visa.com/images/visa_premium_portal/benefits/infinite/pdf/
discountair-faq.pdf
这与点数无关，这卡就打折, 剩下的$124用卡付。

的$

【在 O*****s 的大作中提到】

: 没太看懂订机票的VISA DISCOUNT。那个100 OFF是说兑换了1万点，然后自己付剩下的$
: 124吗？或者是有这卡就打折，剩下的$124再用点兑换？
:
: benefit

h****a
发帖数: 127

114

上周5交的App，今天收到Email批了。
老余，你加了几个AU呀。理论上可以加3个AU,但是申请时Branch说第3个AU要加75刀。
那时不确定UA registry 算不算，所有没有加第3个。现在看来即使加75刀拿回250X2
也是很值的。不知道可不可以收到卡后再加AU。

y****i
发帖数: 17878

115

only one AU for now
was told the same thing as you've been told
was also told one can't add AU by calling the number on the back of the card
, have to visit a branch to do that

250X2

【在 h****a 的大作中提到】

: 上周5交的App，今天收到Email批了。
: 老余，你加了几个AU呀。理论上可以加3个AU,但是申请时Branch说第3个AU要加75刀。
: 那时不确定UA registry 算不算，所有没有加第3个。现在看来即使加75刀拿回250X2
: 也是很值的。不知道可不可以收到卡后再加AU。

g*******w
发帖数: 679

116

I didn't put down any AU on the application form. Called the number on the
back of the card yesterday to add my first AU.
The rep just asked for the name of the AU and said she would forward my
request to the appropriate department. Apparently the request was forwarded
to the banker who helped me apply for the card, because the banker emailed
me today asking for more information about the AU. After I replied, the
banker said she put in the request. Then the waiting game began:)
In short, you could try emailing your banker

card

【在 y****i 的大作中提到】

: only one AU for now
: was told the same thing as you've been told
: was also told one can't add AU by calling the number on the back of the card
: , have to visit a branch to do that
:
: 250X2

h****a
发帖数: 127

117

看来这个CNB的确与众不同，凡事都需要和banker打交道。好在就在office边上，收到
卡后中午顺便去一下就成了。希望不要推我开checking.

l****n
发帖数: 711

118

x*****d
发帖数: 704

119

整个东部就两家分行，跪了。

z****8
发帖数: 5023

120

Visa Infinite credit card 传说中的无限卡？

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z****8
发帖数: 5023

121

h****s
发帖数: 16779

122

y****i
发帖数: 17878

123

u***n
发帖数: 21026

124

加州人民有福了

k***x
发帖数: 6799

125

怀疑这种小银行经不起撸的
http://www.doctorofcredit.com/city-national-bank-crystal-visa-i

u***n
发帖数: 21026

126

想撸，但是不在加州

b*****k
发帖数: 1110

127

期待老余後續更新

【在 y****i 的大作中提到】

y********e
发帖数: 1027

128

同期待！

h****s
发帖数: 16779

129

老余上的话我也上一个，不过我在NJ·············
但是有人说在IN也拿到了，IN也不在那个list上。

【在 y****i 的大作中提到】

h**********e
发帖数: 161

130

原来老余也是可以犯英语语法错误的。。

【在 y****i 的大作中提到】

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y****i
发帖数: 17878

131

(I'm) very tempted (to apply).
I'm going to pay a visit to a branch and apply in person next week.

u***n
发帖数: 21026

132

怎么拿到啊，不是list上的州怎么拿啊
谁拿了我也去申请一个

【在 h****s 的大作中提到】

: 老余上的话我也上一个，不过我在NJ·············
: 但是有人说在IN也拿到了，IN也不在那个list上。

y****i
发帖数: 17878

133

b*****k
发帖数: 1110

134

com
老余还去尝试吗？

【在 y****i 的大作中提到】

y****i
发帖数: 17878

135

:
: com
: 老余还去尝试吗？

y****i
发帖数: 17878

136

: still interested, but I'll wait and see how it plays out in the next few
: days
: the fact that I did not jump in on the first day shows that I have some
: reservations about it

h****s
发帖数: 16779

137

没有Branch·············

W-

【在 y****i 的大作中提到】

: talked to a banker today, application is still open, in branch only, 2014 W-
: 2 and a current pay stub are required for income verification
: will give it a shot after all

y****i
发帖数: 17878

138

sorry to hear
this perhaps is a $2,000+ profit card

【在 h****s 的大作中提到】

: 没有Branch·············
:
: W-

h****s
发帖数: 16779

139

Agree·········
Sign！

【在 y****i 的大作中提到】

: sorry to hear
: this perhaps is a $2,000+ profit card

a*****s
发帖数: 5562

140

我这里有branch，不知道值得一试不。。。

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h****s
发帖数: 16779

141

当然啦。

【在 a*****s 的大作中提到】

: 我这里有branch，不知道值得一试不。。。

a*****s
发帖数: 5562

142

头三个月花5k啊，花得好赶的感觉！
年底要回国40天，

【在 h****s 的大作中提到】

: 当然啦。

b*****k
发帖数: 1110

143

W-
还真要w-2啊

【在 y****i 的大作中提到】

: talked to a banker today, application is still open, in branch only, 2014 W-
: 2 and a current pay stub are required for income verification
: will give it a shot after all

z****w
发帖数: 349

144

How is it a $2000+ profit card? Can you elaborate on that?

【在 y****i 的大作中提到】

: sorry to hear
: this perhaps is a $2,000+ profit card

y****i
发帖数: 17878

145

: How is it a $2000+ profit card? Can you elaborate on that?

s*********y
发帖数: 2653

146

申请这卡对收入和身份有什么要求啊？

W-

【在 y****i 的大作中提到】

: talked to a banker today, application is still open, in branch only, 2014 W-
: 2 and a current pay stub are required for income verification
: will give it a shot after all

z**u
发帖数: 1025

147

请问老余，所在州有branch，但是太远了，可以fax申请嘛

y****i
发帖数: 17878

148

my impression - six figure income and citizen or PR

【在 s*********y 的大作中提到】

: 申请这卡对收入和身份有什么要求啊？
:
: W-

y****i
发帖数: 17878

149

sure
call a branch in your state, get a banker to send you the app form, then fax
/mail/email to apply

【在 z**u 的大作中提到】

: 请问老余，所在州有branch，但是太远了，可以fax申请嘛

a*****s
发帖数: 5562

150

多谢老yu
提醒我了也这么办。

fax

【在 y****i 的大作中提到】

: sure
: call a branch in your state, get a banker to send you the app form, then fax
: /mail/email to apply

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G*8
发帖数: 13261

151

家门口，公司边上都有branch。可以问问。
谢谢老余。

com

【在 y****i 的大作中提到】

E**********g
发帖数: 346

152

points 不好用啊，只能打电话订机票，不能转出来啊。

y****i
发帖数: 17878

153

I know, not a very straightforward bonus
one said 105,000 points = $1,000 visa gift card, again, not confirmed
someone gotta eat the crab or tomato first

【在 E**********g 的大作中提到】

: points 不好用啊，只能打电话订机票，不能转出来啊。

y****i
发帖数: 17878

154

approved with a high CL
can't wait to experiment with it

【在 y****i 的大作中提到】

: I know, not a very straightforward bonus
: one said 105,000 points = $1,000 visa gift card, again, not confirmed
: someone gotta eat the crab or tomato first

a*****s
发帖数: 5562

155

多谢laoyu！这是直接把paper application扫瞄后发给那个email是吧？

【在 y****i 的大作中提到】

: approved with a high CL
: can't wait to experiment with it

r****b
发帖数: 1087

156

: approved with a high CL
: can't wait to experiment with it

y****i
发帖数: 17878

157

no, you have to mail/email/fax the app form to your local branch

【在 a*****s 的大作中提到】

: 多谢laoyu！这是直接把paper application扫瞄后发给那个email是吧？

y****i
发帖数: 17878

158

you'll hear from them in few days
got a call from the manager in my local branch

【在 r****b 的大作中提到】

: How long do you know if approved or rejected?
: do they email or call you?
: i submitted mine on 7th in branch.
: credit report pulled on 8th.
: still not hear anything yet.

d******y
发帖数: 322

159

老余，想问下你申请的时候要求提交了哪些document? 谢谢。

【在 y****i 的大作中提到】

: you'll hear from them in few days
: got a call from the manager in my local branch

y****i
发帖数: 17878

160

2014 W-2 and the most recent pay stub

【在 d******y 的大作中提到】

: 老余，想问下你申请的时候要求提交了哪些document? 谢谢。

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s******g
发帖数: 27

161

那个application form的link已经dead了，老余有备份吗？可否传至dropbox共享下啊
？多谢！

★ 发自iPhone App: ChineseWeb 8.7

【在 y****i 的大作中提到】

: 2014 W-2 and the most recent pay stub

u***n
发帖数: 21026

162

If you are not in the state which has branch, that means no hope?

y****i
发帖数: 17878

163

ask your branch to send you one, it is different from that online form

【在 s******g 的大作中提到】

: 那个application form的link已经dead了，老余有备份吗？可否传至dropbox共享下啊
: ？多谢！
:
: ★ 发自iPhone App: ChineseWeb 8.7

y****i
发帖数: 17878

164

correct

【在 u***n 的大作中提到】

: If you are not in the state which has branch, that means no hope?

y******0
发帖数: 8807

165

去branch填了个表，回家email tax retuan 和 pay stub

m****i
发帖数: 650

166

This benefit may be subject to taxation and/or Form 1099
网上说这个可能有问题h1b的人能申请么？

p******a
发帖数: 803

167

这个现在还活着么？有谁能报告一下最新情况。
批准后一般多久能拿到卡？
请问，如果一年后关卡，那些没有用掉的点数也一起没了吗？
谢谢

n*******A
发帖数: 273

168

也想知道如果一年后关卡，那些没有用掉的点数会怎么处理。

【在 p******a 的大作中提到】

: 这个现在还活着么？有谁能报告一下最新情况。
: 批准后一般多久能拿到卡？
: 请问，如果一年后关卡，那些没有用掉的点数也一起没了吗？
: 谢谢

y****i
发帖数: 17878

169

it's CNB's own rewards program, so most likely unused points will be
forfeited
https://www.cnb.com/rewards/

【在 n*******A 的大作中提到】

: 也想知道如果一年后关卡，那些没有用掉的点数会怎么处理。

y****i
发帖数: 17878

170

: 也想知道如果一年后关卡，那些没有用掉的点数会怎么处理。

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p******a
发帖数: 803

171

y****i
发帖数: 17878

172

still waiting for my card
will find out the best redemption options soon

【在 p******a 的大作中提到】

d******y
发帖数: 322

173

老余，请问这卡pull的是哪家信用局？谢谢。

【在 y****i 的大作中提到】

: still waiting for my card
: will find out the best redemption options soon

y****i
发帖数: 17878

174

Experian for CA residents

【在 d******y 的大作中提到】

: 老余，请问这卡pull的是哪家信用局？谢谢。

r****b
发帖数: 1087

175

still not hearing anything.
是否机会渺茫？

【在 r****b 的大作中提到】

: How long do you know if approved or rejected?
: do they email or call you?
: i submitted mine on 7th in branch.
: credit report pulled on 8th.
: still not hear anything yet.

y****i
发帖数: 17878

176

does not look good ...

【在 r****b 的大作中提到】

: still not hearing anything.
: 是否机会渺茫？

g*******w
发帖数: 679

177

I applied in branch last Friday (9th). They pulled EX on 13th. Haven't heard
anything yet

g*******w
发帖数: 679

178

Update: banker just emailed me. Approved for 10k.
23 hard inquires on my EX (not including CNB's pull)... Pleasantly surprised
they approved me

y****i
发帖数: 17878

179

congrats
my 20+ inquiries didn't raise their eyebrows, either
hehe

surprised

【在 g*******w 的大作中提到】

: Update: banker just emailed me. Approved for 10k.
: 23 hard inquires on my EX (not including CNB's pull)... Pleasantly surprised
: they approved me

p******a
发帖数: 803

180

can I know any idea/estimate for what the minimum income shown on W-2 it may
be in order to get it approved?

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y****i
发帖数: 17878

181

$100K+ income and $500K+ asset would help
pure speculation, though.

may

【在 p******a 的大作中提到】

: can I know any idea/estimate for what the minimum income shown on W-2 it may
: be in order to get it approved?

z****w
发帖数: 349

182

LaoYu, can you tell us more about the rewards system? What's the value of
the points? We can't see it as outsiders.

y****i
发帖数: 17878

183

me neither
have to wait until the card finally arrives
it's been more than a week after the approval

【在 z****w 的大作中提到】

: LaoYu, can you tell us more about the rewards system? What's the value of
: the points? We can't see it as outsiders.

g*******w
发帖数: 679

184

https://www.cnb.com/SiteCollectionDocuments/cards/Crystal-Benefits.pdf
Price Protection不错，up to $1000/item, $4000/year

g*******w
发帖数: 679

185

g*******w
发帖数: 679

186

BTW, you don't have to be a PR to get this card. I answered NO to both
citizenship and PR questions on the application, and they still approved me.

p******a
发帖数: 803

187

I have already applied 3 cards within the last 12 months, anyone think this
is a problem ?

y****i
发帖数: 17878

188

y****i
发帖数: 17878

189

g*******w
发帖数: 679

190

Which gc did you buy via MPX? I think MPX's MCC in Visa depends on the
specfic gc purchased

【在 y****i 的大作中提到】

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y****i
发帖数: 17878

191

amazon

【在 g*******w 的大作中提到】

: Which gc did you buy via MPX? I think MPX's MCC in Visa depends on the
: specfic gc purchased

d******y
发帖数: 322

192

老余，如果你的UA Gift registry reimburse了，过来更新一下好吗

a*******1
发帖数: 1272

193

明年取消了amex plat就改这个。希望到时候还有

y****i
发帖数: 17878

194

sure

【在 d******y 的大作中提到】

: 老余，如果你的UA Gift registry reimburse了，过来更新一下好吗

h*******1
发帖数: 206

195

I went to local branch and was told applicant has to be a current customer
with city national bank(checking, saving and so on). is it true?
Thanks

f********i
发帖数: 8412

196

same here. I opened a saing account with $500 deposit and applied for the cr
edit card at the same time.

customer

【在 h*******1 的大作中提到】

: I went to local branch and was told applicant has to be a current customer
: with city national bank(checking, saving and so on). is it true?
: Thanks

y****i
发帖数: 17878

197

simply not true
but YMMV

customer

【在 h*******1 的大作中提到】

: I went to local branch and was told applicant has to be a current customer
: with city national bank(checking, saving and so on). is it true?
: Thanks

r****b
发帖数: 1087

198

终于收到一个approval的email。
但他要我email一个paystub。
其实在交application时已经给了，不会是丢了吧。

【在 r****b 的大作中提到】

: How long do you know if approved or rejected?
: do they email or call you?
: i submitted mine on 7th in branch.
: credit report pulled on 8th.
: still not hear anything yet.

h****a
发帖数: 127

199

: simply not true
: but YMMV
:
: customer

y****i
发帖数: 17878

200

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l*****1
发帖数: 540

201

In terms of regional offer, it's the best I guess.

it

【在 y****i 的大作中提到】

y****i
发帖数: 17878

202

100,000 points posted before the first statement

it

【在 y****i 的大作中提到】

g*******w
发帖数: 679

203

: 100,000 points posted before the first statement
:
: it

y****i
发帖数: 17878

204

read somewhere that their booking site does give pretty good redemption
values for air fares

).

【在 g*******w 的大作中提到】

: Great! I was experimenting with the airline ticket redemption option. An
: international round-trip ticket costs 50k+ points ($600+ on Google Flights).
: Could be better than redeeming for visa gc.

p******a
发帖数: 803

205

Hi Lao Yu,
Can you advise how to quickly meet the $5,000 requirement? 真羡慕你能在这么
短时间内用够5000。
Thanks.

it

【在 y****i 的大作中提到】

y****i
发帖数: 17878

206

gift card/property tax/tuition/funding bank account/etc.
call them before you make a large purchase

【在 p******a 的大作中提到】

: Hi Lao Yu,
: Can you advise how to quickly meet the $5,000 requirement? 真羡慕你能在这么
: 短时间内用够5000。
: Thanks.
:
: it

g*******w
发帖数: 679

207

Nice!
$100 discount for two RT domestic tickets is also useful

【在 y****i 的大作中提到】

: gift card/property tax/tuition/funding bank account/etc.
: call them before you make a large purchase

y****i
发帖数: 17878

208

sure
best part - There's no limit on the number of times you can use this benefit
LAX <-> LAS $60 for two

【在 g*******w 的大作中提到】

: Nice!
: $100 discount for two RT domestic tickets is also useful

p*m
发帖数: 211

209

appreciate it if you could share how to pay property tax by credit card
without any fee

【在 y****i 的大作中提到】

: gift card/property tax/tuition/funding bank account/etc.
: call them before you make a large purchase

y****i
发帖数: 17878

210

you have to pay a fee, but it is quick and easy

【在 p*m 的大作中提到】

: appreciate it if you could share how to pay property tax by credit card
: without any fee

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p*m
发帖数: 211

211

that's what i thought, thanks.

【在 y****i 的大作中提到】

: you have to pay a fee, but it is quick and easy

y****i
发帖数: 17878

212

credit posted for AA eGC purchase before the 1st statement
TRAVEL FEE REBATE $50.00
still waiting for UA GR

【在 d******y 的大作中提到】

: 老余，如果你的UA Gift registry reimburse了，过来更新一下好吗

g*******w
发帖数: 679

213

Nice!!

【在 y****i 的大作中提到】

: credit posted for AA eGC purchase before the 1st statement
: TRAVEL FEE REBATE $50.00
: still waiting for UA GR

h****a
发帖数: 127

214

y****i
发帖数: 17878

215

usually a relationship manager at your local branch will contact you

【在 h****a 的大作中提到】

f****y
发帖数: 2196

216

is the $100 discount applied to us-canada flight as well? the terms say us
flight but canada is also consider "domestic" for some companies. Can
someone check when having time? thxxxx

y****i
发帖数: 17878

217

apparently not
on the booking site, as soon as you provide a non-US airport, you got this
and can't proceed.
"Travel can only be booked within the USA."

【在 f****y 的大作中提到】

: is the $100 discount applied to us-canada flight as well? the terms say us
: flight but canada is also consider "domestic" for some companies. Can
: someone check when having time? thxxxx

f****y
发帖数: 2196

218

thanks for checking it laoyu...

【在 y****i 的大作中提到】

: apparently not
: on the booking site, as soon as you provide a non-US airport, you got this
: and can't proceed.
: "Travel can only be booked within the USA."

c*********5
发帖数: 5813

219

t*********u
发帖数: 26311

220

这个bso阿
税后130k

【在 c*********5 的大作中提到】

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c*********5
发帖数: 5813

221

睡前130k....

【在 t*********u 的大作中提到】

: 这个bso阿
: 税后130k

y****i
发帖数: 17878

222

got credit for UA GR purchase as well

TRAVEL FEE REBATE $50.00

【在 y****i 的大作中提到】

: credit posted for AA eGC purchase before the 1st statement
: TRAVEL FEE REBATE $50.00
: still waiting for UA GR

d******y
发帖数: 322

223

谢谢老余更新。这卡看来真是新神卡了。
就是到手太慢了，我上周二批的，现在还没收到。。。

b**g
发帖数: 2813

224

mk

【在 h****s 的大作中提到】

: 没有Branch·············
:
: W-

k**u
发帖数: 10502

225

擦，那我自己给自己打工，没工资单。
还有一个兼职工作，一张工资单才一两百，怎么办啊？

【在 c*********5 的大作中提到】

he
发帖数: 2025

226

必须要11/30之前开户收到卡，才有机会花5000拿100K。飞过去一趟?

y****i
发帖数: 17878

227

give it a try using your tax return ...

【在 k**u 的大作中提到】

: 擦，那我自己给自己打工，没工资单。
: 还有一个兼职工作，一张工资单才一两百，怎么办啊？

O*****s
发帖数: 141

228

: sure
: best part - There's no limit on the number of times you can use this benefit
: LAX <-> LAS $60 for two

r****b
发帖数: 1087

229

https://www.visa.com/images/visa_premium_portal/benefits/infinite/pdf/
discountair-faq.pdf
这与点数无关，这卡就打折, 剩下的$124用卡付。

的$

【在 O*****s 的大作中提到】

: 没太看懂订机票的VISA DISCOUNT。那个100 OFF是说兑换了1万点，然后自己付剩下的$
: 124吗？或者是有这卡就打折，剩下的$124再用点兑换？
:
: benefit

h****a
发帖数: 127

230

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y****i
发帖数: 17878

231

g*******w
发帖数: 679

232

: only one AU for now
: was told the same thing as you've been told
: was also told one can't add AU by calling the number on the back of the card
: , have to visit a branch to do that
:
: 250X2

h****a
发帖数: 127

233

看来这个CNB的确与众不同，凡事都需要和banker打交道。好在就在office边上，收到
卡后中午顺便去一下就成了。希望不要推我开checking.

n**********e
发帖数: 74

234

请问老余，这个credit card的online banking很奇葩，一笔transcaction后都没有标
明是不是pending还是cleared. 老余，你是买了UA registry后几天去打电话报销的？

y****i
发帖数: 17878

235

DO NOT CALL! Airline fee statement credits are posted automatically within a
week.
their online system is the same as BBVA NBA AMEX card:
posted transactions can be found under the "Transactions" tab
pending transactions, including the MCC codes, can be found by "Review
Authorizations"

【在 n**********e 的大作中提到】

: 请问老余，这个credit card的online banking很奇葩，一笔transcaction后都没有标
: 明是不是pending还是cleared. 老余，你是买了UA registry后几天去打电话报销的？

g*******w
发帖数: 679

236

I'm experimenting whether softcard serve load counts as purchase. So far
things look good. Linking the card triggers an authorization showing MCC
6051 and purchase.

d******n
发帖数: 1713

237

第二年起相当于150换个priority pass（和citi prestige的一样）
为什么说值得保留哈呵呵？

【在 h****s 的大作中提到】

: 而且据说必要税表和W2。
: 但这个不是问题。问题是Airline Incidental可以用MPX不？如果这个可以，必入，而
: 且值得长期保留。
:
: this
: /* */

y****i
发帖数: 17878

238

$250 airline credit PER CARD, if confirmed

【在 d******n 的大作中提到】

: 第二年起相当于150换个priority pass（和citi prestige的一样）
: 为什么说值得保留哈呵呵？

h****a
发帖数: 127

239

CNB 被卖了
http://www.latimes.com/business/la-fi-city-national-acquisition

d******y
发帖数: 322

240

想问下有人用这卡fund过buxx的卡么，算cash advance么？我的MCC codes是6012，
transaction type是others，目前还没post也没charge cash advance. 不知道这样算
不算做5k消费？

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J**G
发帖数: 1829

241

查了一下 bank就在公司附近明兒就去申請

g*******w
发帖数: 679

242

Update: softcard serve load with CNB Crystal posts as purchase.

g*******w
发帖数: 679

243

Don't have buxx. Just wait until the charge posts.

【在 d******y 的大作中提到】

: 想问下有人用这卡fund过buxx的卡么，算cash advance么？我的MCC codes是6012，
: transaction type是others，目前还没post也没charge cash advance. 不知道这样算
: 不算做5k消费？

d******y
发帖数: 322

244

想问下你的softcard serve，是把信用卡的cash advance设为0之后才load的吗？谢谢
[在 gnarlycow (gnarlycow) 的大作中提到：]
：Don't have buxx. Just wait until the charge posts.
：
：...........

g*******w
发帖数: 679

245

别把cash advance limit设成0. 和用chase CSP load时一样，authorization时候是
type是other，从available cash advance credit里扣除，但post成purchase。

【在 d******y 的大作中提到】

: 想问下你的softcard serve，是把信用卡的cash advance设为0之后才load的吗？谢谢
: [在 gnarlycow (gnarlycow) 的大作中提到：]
: ：Don't have buxx. Just wait until the charge posts.
: ：
: ：...........

c******p
发帖数: 57

246

去扭腰的offce好开吗

r****b
发帖数: 1087

247

昨天收到卡了。
online banking 挺麻烦的。
普通的 online banking 一个，里面 credit card 只有基本信息。
具体信息还要注册一个 credit card 的 online banking。
查积分还要注册另外一个积分的网站。

d******y
发帖数: 322

248

回来更新一下，load buxx也是purchase，和楼上一样，load的时候是other，扣cash
advance，post出来是purchase。

d******y
发帖数: 322

249

想问拿到卡的各位，有人从city national那边设成了autopay吗？branch的rep说他们
发起的autopay只能是他家自己，否则只能从checking端付或者online manual pay。
而且checking那边都搜不到city national这个payee，只能是manual bill，太麻烦了
。大家是怎么处理bill pay问题的啊？谢谢。

y****i
发帖数: 17878

250

to test this, I've put $50 x 2 on one card and $100 x 2 on another
two $50 and one $100 have been credited promptly. still waiting for the last
$100, which should have showed up by now.
Anyone has received more than $250 statement credit?

【在 y****i 的大作中提到】

: $250 airline credit PER CARD, if confirmed

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k**u
发帖数: 10502

251

买的啥？

last

【在 y****i 的大作中提到】

: to test this, I've put $50 x 2 on one card and $100 x 2 on another
: two $50 and one $100 have been credited promptly. still waiting for the last
: $100, which should have showed up by now.
: Anyone has received more than $250 statement credit?

y****i
发帖数: 17878

252

AA eGC, UA GR

【在 k**u 的大作中提到】

: 买的啥？
:
: last

k**u
发帖数: 10502

253

这个银行是很奇葩。
我前两天去开户，按照要求先花100块钱开了一个personal savings账户。
今天给我发信说批了，随后又跟我要税表。
我：申请那天不是已经给你复印了么。
客户代表：我们要完整的。
我：完整的有80页。
客户代表：对，都要。
我：妈蛋，你要哪一页我补给你。
客户代表把电话转给了经理。
结果给了1040和Schedule C。
再说了。

d****e
发帖数: 68

254

如果没有w2 paystub也可以吗？报税时用的1040就可以吗？

【在 k**u 的大作中提到】

: 这个银行是很奇葩。
: 我前两天去开户，按照要求先花100块钱开了一个personal savings账户。
: 今天给我发信说批了，随后又跟我要税表。
: 我：申请那天不是已经给你复印了么。
: 客户代表：我们要完整的。
: 我：完整的有80页。
: 客户代表：对，都要。
: 我：妈蛋，你要哪一页我补给你。
: 客户代表把电话转给了经理。
: 结果给了1040和Schedule C。

k**u
发帖数: 10502

255

有工资单肯定可以吧。
估计很多人弯曲贫困线往上的工资单一亮，他们的狗眼就瞎了。

【在 d****e 的大作中提到】

: 如果没有w2 paystub也可以吗？报税时用的1040就可以吗？

g*******w
发帖数: 679

256

Were those two $100 charges made on the same day?
I only have one card (no authorized user yet), and I made two charges ($50
and $100 UA) on the same day. I've only received $50 credit. I'm wondering
if they only reimburse one charge every day...

last

【在 y****i 的大作中提到】

z*****4
发帖数: 336

257

for the 250 airline credit, you have to pay taxes? that is not vely good
What’s most worrying is that it looks like they will send out a 1099-INT
for this $250 reimbursement, this is what their fine print states:
This benefit may be subject to taxation and/or Form 1099 reporting

z*****4
发帖数: 336

258

g*******w
发帖数: 679

259

I noticed this as well. I don't think 1099-INT is appropriate because this
is by no means "interest". They may send out 1099-MISC, though.

【在 z*****4 的大作中提到】

: for the 250 airline credit, you have to pay taxes? that is not vely good
: What’s most worrying is that it looks like they will send out a 1099-INT
: for this $250 reimbursement, this is what their fine print states:
: This benefit may be subject to taxation and/or Form 1099 reporting

y****i
发帖数: 17878

260

I don't think so
the first $50 and $100 were bought on the same day charged to two cards,
both got reimbursed
AA credit came few days earlier than UA, though.

【在 g*******w 的大作中提到】

: Were those two $100 charges made on the same day?
: I only have one card (no authorized user yet), and I made two charges ($50
: and $100 UA) on the same day. I've only received $50 credit. I'm wondering
: if they only reimburse one charge every day...
:
: last

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g*******w
发帖数: 679

261

Well, I did $50 UA and $100 UA on the same day charged to the same card, and
as of now have only received $50 credit. Perhaps one reimbursement per card
per day... Or per card per airline per day:)

【在 y****i 的大作中提到】

: I don't think so
: the first $50 and $100 were bought on the same day charged to two cards,
: both got reimbursed
: AA credit came few days earlier than UA, though.

k**u
发帖数: 10502

262

又来了。
今天收到电话，还不够。
要了最近几个季度的损益表。
再麻烦就叫他们滚。
妈蛋。

【在 k**u 的大作中提到】

y****i
发帖数: 17878

263

people without regular income are under tighter scrutiny
same logic goes to your mortgage/refinancing application

【在 k**u 的大作中提到】

: 又来了。
: 今天收到电话，还不够。
: 要了最近几个季度的损益表。
: 再麻烦就叫他们滚。
: 妈蛋。

y****i
发帖数: 17878

264

I just have a hypothesis based on our data points -
UA GR purchase that is more than $50 is not being reimbursed
another test is in order ...

and
card

【在 g*******w 的大作中提到】

: Well, I did $50 UA and $100 UA on the same day charged to the same card, and
: as of now have only received $50 credit. Perhaps one reimbursement per card
: per day... Or per card per airline per day:)

s******1
发帖数: 1304

265

laoyu, which credit agency to pull in CA?
Thanks

last

【在 y****i 的大作中提到】

y****i
发帖数: 17878

266

Experian

【在 s******1 的大作中提到】

: laoyu, which credit agency to pull in CA?
: Thanks
:
: last

s******1
发帖数: 1304

267

Thanks! Are they sensitive to credit score or hard pull?

【在 y****i 的大作中提到】

: Experian

y****i
发帖数: 17878

268

not sure about the score, but certainly not very sensitive to recent hard
pulls
they do like people with high income/high-net-worth more

【在 s******1 的大作中提到】

: Thanks! Are they sensitive to credit score or hard pull?

b******r
发帖数: 548

269

请问用这个卡fund PNC，算CA还是purchase？

【在 y****i 的大作中提到】

: not sure about the score, but certainly not very sensitive to recent hard
: pulls
: they do like people with high income/high-net-worth more

y****i
发帖数: 17878

270

don't know

【在 b******r 的大作中提到】

: 请问用这个卡fund PNC，算CA还是purchase？

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t******n
发帖数: 6861

271

说我debt/income高把我据了

【在 y****i 的大作中提到】

: not sure about the score, but certainly not very sensitive to recent hard
: pulls
: they do like people with high income/high-net-worth more

y****i
发帖数: 17878

272

comfort

【在 t******n 的大作中提到】

: 说我debt/income高把我据了

n**********e
发帖数: 74

273

老余，你的UA Registry几天报销的？我买了125的10来天了还没反应。

y****i
发帖数: 17878

274

that is my hypothesis - UA GR more than $50 won't work
$50 UA GR and $100 AA credited in about a week

【在 n**********e 的大作中提到】

: 老余，你的UA Registry几天报销的？我买了125的10来天了还没反应。

n**********e
发帖数: 74

275

为啥不买UA giftcard呢？

【在 y****i 的大作中提到】

: that is my hypothesis - UA GR more than $50 won't work
: $50 UA GR and $100 AA credited in about a week

y****i
发帖数: 17878

276

always buy GR since AMEX PLT days, just more familiar with it
have you tried UA GC?

【在 n**********e 的大作中提到】

: 为啥不买UA giftcard呢？

k**u
发帖数: 10502

277

上周又回话，要提供银行流水帐。
我本来就带了公司的银行流水帐去申请的，结果当时他们没要。
烦不胜烦，还是发给他们了，同时邮件里说：没空再补材料了，不行就拉倒，我继续用
我的运通白金和花旗威望卡就是。
四五天没音信，今天终于决定还是批了，但是把原来给的两万五额度降低到一万。
从来没有为了一张信用卡这么麻烦过。

【在 k**u 的大作中提到】

: 又来了。
: 今天收到电话，还不够。
: 要了最近几个季度的损益表。
: 再麻烦就叫他们滚。
: 妈蛋。

y****i
发帖数: 17878

278

now I can say with 100% confidence that:
1. $250 airline credit is per unique card number per calendar year. already
have $150 reimbursed on my card and $200 reimbursed on authorized user's
card.
2. $50 UA GR purchase got credited, but not $100 UA GR purchase
3. both $50 and $100 AA GC purchases were OK
so with two authorized users, you GET PAID $350 ($250 x 3- $400 AF) per year
and all the perks this card has to offer

【在 y****i 的大作中提到】

: I just have a hypothesis based on our data points -
: UA GR purchase that is more than $50 is not being reimbursed
: another test is in order ...
:
: and
: card

r*****s
发帖数: 892

279

谢谢老余，不知道是不是600块寄1099

already
year

【在 y****i 的大作中提到】

: now I can say with 100% confidence that:
: 1. $250 airline credit is per unique card number per calendar year. already
: have $150 reimbursed on my card and $200 reimbursed on authorized user's
: card.
: 2. $50 UA GR purchase got credited, but not $100 UA GR purchase
: 3. both $50 and $100 AA GC purchases were OK
: so with two authorized users, you GET PAID $350 ($250 x 3- $400 AF) per year
: and all the perks this card has to offer

r*****s
发帖数: 892

280

谢谢老余，不知道是不是600块寄1099

already
year

【在 y****i 的大作中提到】

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k**u
发帖数: 10502

281

谢谢老余吃螃蟹，希望你每次都吃到大闸蟹。

already
year

【在 y****i 的大作中提到】

d******g
发帖数: 253

282

老余确定可以加两个authorized users吗？我前段时间在branch申请的时候加了两个
authorized users,昨天接到电话说已经approve了，但是需要去掉一个，只能一个
authorized user。

already
year

【在 y****i 的大作中提到】

k**u
发帖数: 10502

283

250x2-400也可以了，白给100，还有两张PP卡。
这么说来，这卡为了从Amex Platinum和Citi Prestige那里抢食，还是下了些本的。

【在 d******g 的大作中提到】

: 老余确定可以加两个authorized users吗？我前段时间在branch申请的时候加了两个
: authorized users,昨天接到电话说已经approve了，但是需要去掉一个，只能一个
: authorized user。
:
: already
: year

y****i
发帖数: 17878

284

we will find out next year

【在 r*****s 的大作中提到】

: 谢谢老余，不知道是不是600块寄1099
:
: already
: year

y****i
发帖数: 17878

285

have not contacted my banker yet
I'll call or email him soon

【在 d******g 的大作中提到】

h****a
发帖数: 127

286

如果UA GR 每次只能50刀的话，那每张卡要刷5次，加上2张副卡，共15次。不知道这
样频繁的刷UA GR 会不会被盯上。我们是UA的Hub，如果买AA的很多都要先飞LAX，只
能屯UA的。咳，更可恶的是到现在还没有收到卡。希望黑五血拼前能收到。
其实如果第3个AU只需要75刀年费的话，还是非常值得加上的，每年又多出175刀的利润
。当然如果能赶在今年底的话，就又有250的airline fee

already
year

【在 y****i 的大作中提到】

g*******w
发帖数: 679

287

My theory is that each cardholder (whether primary or secondary) will
receive their own 1099-MISC (if they do send these out).
I tried to add an authorized without an SSN or ITIN. My banker checked, and
told me this is possible, but the authorized user must step into a branch in
person and sign a W-8BEN.

【在 y****i 的大作中提到】

: we will find out next year

r****b
发帖数: 1087

288

不要乱填 W8-ben
呈报虚假资料是 perjury 重罪。

and
in

【在 g*******w 的大作中提到】

: My theory is that each cardholder (whether primary or secondary) will
: receive their own 1099-MISC (if they do send these out).
: I tried to add an authorized without an SSN or ITIN. My banker checked, and
: told me this is possible, but the authorized user must step into a branch in
: person and sign a W-8BEN.

g*******w
发帖数: 679

289

Of course. I wasn't thinking at all about adding a U.S. person as an
authorized user without providing SSN/ITIN to avoid taxes. I was genuinely
inquiring about adding a non-US person as an authorized user.
My point is that if they are asking each authorized user to sign W8/W9, then
they likely won't combine credits from all accounts and see if the total
exceed $600. Each cardholder could receive their own 1099 forms. Again, just
my wild guess...

【在 r****b 的大作中提到】

: 不要乱填 W8-ben
: 呈报虚假资料是 perjury 重罪。
:
: and
: in

b******r
发帖数: 548

290

试了fund PNC，CA limit没有少，应该算purchase

【在 b******r 的大作中提到】

: 请问用这个卡fund PNC，算CA还是purchase？

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p*m
发帖数: 211

291

bought $50 southwest GC 2 weeks ago, no credit posted.

n*******A
发帖数: 273

292

请问如果夫妻2人各自申请这张卡，而且都把对方加到Authorized user。这样两人可
以都拿到100K点吗？(因为这个副卡也要填SSN，担心再申主卡是否会影响拿到Bonus.)
有经验的请谈谈。谢。

y****i
发帖数: 17878

293

should be OK

【在 n*******A 的大作中提到】

: 请问如果夫妻2人各自申请这张卡，而且都把对方加到Authorized user。这样两人可
: 以都拿到100K点吗？(因为这个副卡也要填SSN，担心再申主卡是否会影响拿到Bonus.)
: 有经验的请谈谈。谢。

s********y
发帖数: 480

294

MPX能算airline incidental credit吗?
看老余很早之前有说不算，请问有更新的update吗？

w*****r
发帖数: 146

295

如果都能批准没问题。注意他家这种情况不可以用家庭收入，要用个人收入，不然就给
转成joint account了。

【在 n*******A 的大作中提到】

g****y
发帖数: 489

296

那个airline的GC可以报？本来打算买southwest的，好像没返？

y****i
发帖数: 17878

297

finally talked to my banker and was told one can add up to three authorized
users free of charge
request to add AU was sent, now wait to see what happens

【在 d******g 的大作中提到】

h****a
发帖数: 127

298

那太好了，我的Banker说第3个AU is 75刀的年费，虽然我没法在Pricing Info里查到
有年费这种说法。其实付了75刀也还是值的。
很奇怪的是我加了2个Au，但是3张卡都同时收到了Priority Pass，还以为每个账号只
能有2个PP，如果第3个AU也有PP的话，那更是无脑进了。

z*****4
发帖数: 336

299

for the $250 airline fee reimbursement do I need to choose the airline first
? kinda like amex plat.
or just buy GC from AA/UA/DL?

y****i
发帖数: 17878

300

no need to select airlines
keep UA purchase <= $50, AA <= $100 confirmed OK
Southwest does not work, not sure if Delta GC works

first

【在 z*****4 的大作中提到】

: for the $250 airline fee reimbursement do I need to choose the airline first
: ? kinda like amex plat.
: or just buy GC from AA/UA/DL?

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z*****4
发帖数: 336

301

thanks

【在 y****i 的大作中提到】

: no need to select airlines
: keep UA purchase <= $50, AA <= $100 confirmed OK
: Southwest does not work, not sure if Delta GC works
:
: first

z****w
发帖数: 349

302

Finally had the time to apply for the card last week and got approved today.
Am I getting the 100k points already or I need to receive and activate the
card by 11/30? Fingers crossed ...

f****y
发帖数: 2196

303

這卡現在還可以到local branch申請嗎?

y****i
发帖数: 17878

304

deadline is 11/30, but you are cutting it really really close now
it takes time to approve you

【在 f****y 的大作中提到】

: 這卡現在還可以到local branch申請嗎?

y****i
发帖数: 17878

305

approved by 11/30, I believe

today.
the

【在 z****w 的大作中提到】

: Finally had the time to apply for the card last week and got approved today.
: Am I getting the 100k points already or I need to receive and activate the
: card by 11/30? Fingers crossed ...

f****y
发帖数: 2196

306

thx...I went to the bank earlier and got some info:
1. have to open an account (checking/saving) before applying for credit card
...
2. they extend the application deadline to the end of the year.

【在 y****i 的大作中提到】

: deadline is 11/30, but you are cutting it really really close now
: it takes time to approve you

y****i
发帖数: 17878

307

that's great news
thanks

card

【在 f****y 的大作中提到】

: thx...I went to the bank earlier and got some info:
: 1. have to open an account (checking/saving) before applying for credit card
: ...
: 2. they extend the application deadline to the end of the year.

z****w
发帖数: 349

308

Great news indeed, but still somehow worried lol. Should've taken care of it
sooner.

n***p
发帖数: 347

309

现在网页上看不到100k的信息了？

【在 y****i 的大作中提到】

: approved by 11/30, I believe
:
: today.
: the

y****i
发帖数: 17878

310

this offer has never made to the official website except a short-lived PDF
application form
contact your local branch for details

【在 n***p 的大作中提到】

: 现在网页上看不到100k的信息了？

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s*******j
发帖数: 274

311

能提供一个可以申卡的联系人吗？我们local branch的说必须要联系纽约office的人，
然后过了一会儿打电话过来说纽约的人说现在已经不能申请了，呜呜

【在 y****i 的大作中提到】

: this offer has never made to the official website except a short-lived PDF
: application form
: contact your local branch for details

w*******1
发帖数: 112

312

请问下这个airline gc是在哪里买？
只能买airline gc还是可以用那个mpx app买amazon gc?然后都能statement credit?
谢谢了哈

【在 y****i 的大作中提到】

: no need to select airlines
: keep UA purchase <= $50, AA <= $100 confirmed OK
: Southwest does not work, not sure if Delta GC works
:
: first

w*******1
发帖数: 112

313

请问下这个airline gc是在哪里买？
只能去航空公司官网买airline gc还是可以用那个mpx app买amazon gc?然后都能
statement credit?
谢谢了哈

【在 y****i 的大作中提到】

: no need to select airlines
: keep UA purchase <= $50, AA <= $100 confirmed OK
: Southwest does not work, not sure if Delta GC works
:
: first

y****i
发帖数: 17878

314

official websites
MPX does not work

【在 w*******1 的大作中提到】

: 请问下这个airline gc是在哪里买？
: 只能去航空公司官网买airline gc还是可以用那个mpx app买amazon gc?然后都能
: statement credit?
: 谢谢了哈

w*******1
发帖数: 112

315

好的，就去airline官网买airline gc好了。
多谢了

【在 y****i 的大作中提到】

: official websites
: MPX does not work

y****i
发帖数: 17878

316

received the cards for additional AUs, each card has unique account number
let's see if I can get $250 x 4

authorized

【在 y****i 的大作中提到】

: finally talked to my banker and was told one can add up to three authorized
: users free of charge
: request to add AU was sent, now wait to see what happens

y****i
发帖数: 17878

317

the promotion has been extended till 12/31. you really do not want to miss
this one if you can.
it has all the benefits and better than AMEX PLT
I'll cancel my AMEX PLT Biz card next year, and wait for another 100,000 or
maybe even 150,000 offer

it

【在 z****w 的大作中提到】

: Great news indeed, but still somehow worried lol. Should've taken care of it
: sooner.

y****8
发帖数: 215

318

AMEX PLT 的 roadside assistance 还是很有用的（如果能用到的话).

or

【在 y****i 的大作中提到】

: the promotion has been extended till 12/31. you really do not want to miss
: this one if you can.
: it has all the benefits and better than AMEX PLT
: I'll cancel my AMEX PLT Biz card next year, and wait for another 100,000 or
: maybe even 150,000 offer
:
: it

y****i
发帖数: 17878

319

roadside assistance is quite cheap with your car insurance policy anyway

【在 y****8 的大作中提到】

: AMEX PLT 的 roadside assistance 还是很有用的（如果能用到的话).
:
: or

r****b
发帖数: 1087

320

How long does it take for the 100,000 bonus points to show up?
i just have my ~$5000 transaction posted yesterday, and the reward website
only shows ~5000 points

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O*****s
发帖数: 141

321

老余，第二个AU可以拿到airline fee reimbursement吗？

【在 y****i 的大作中提到】

: roadside assistance is quite cheap with your car insurance policy anyway

y****8
发帖数: 215

322

It depends. I just had a personal experience last week. My car broke down on
a freeway at thanksgiving eve and a major accident happened not far before
me. I called GEICO to help, but was told to wait for at least 5 hours to get
a tow, can you imagine what the situation was when you heard this answer? I
then asked AMEX to help and got the tow less than one hour.
At the end of the day, it only matters what you can get when you really need
it, not what you may get it on the paper. :-)

【在 y****i 的大作中提到】

: roadside assistance is quite cheap with your car insurance policy anyway

t******e
发帖数: 673

323

Priority Pass有什么用。
好像机场贵宾室都要收钱啊。

【在 h****a 的大作中提到】

: 那太好了，我的Banker说第3个AU is 75刀的年费，虽然我没法在Pricing Info里查到
: 有年费这种说法。其实付了75刀也还是值的。
: 很奇怪的是我加了2个Au，但是3张卡都同时收到了Priority Pass，还以为每个账号只
: 能有2个PP，如果第3个AU也有PP的话，那更是无脑进了。

y****i
发帖数: 17878

324

within a week

【在 r****b 的大作中提到】

: How long does it take for the 100,000 bonus points to show up?
: i just have my ~$5000 transaction posted yesterday, and the reward website
: only shows ~5000 points

y****i
发帖数: 17878

325

we are talking about the third and the fourth AU here
hehe

【在 O*****s 的大作中提到】

: 老余，第二个AU可以拿到airline fee reimbursement吗？

y****i
发帖数: 17878

326

they all contract these services out to local towing companies
one may argue that AMEX has higher standard in picking these companies, but
I would not bet my house on that

on
before
get
I
need

【在 y****8 的大作中提到】

: It depends. I just had a personal experience last week. My car broke down on
: a freeway at thanksgiving eve and a major accident happened not far before
: me. I called GEICO to help, but was told to wait for at least 5 hours to get
: a tow, can you imagine what the situation was when you heard this answer? I
: then asked AMEX to help and got the tow less than one hour.
: At the end of the day, it only matters what you can get when you really need
: it, not what you may get it on the paper. :-)

y****i
发帖数: 17878

327

free even with guests

【在 t******e 的大作中提到】

: Priority Pass有什么用。
: 好像机场贵宾室都要收钱啊。

y****8
发帖数: 215

328

Should be within a week after the statement posted.

【在 y****i 的大作中提到】

: within a week

y****i
发帖数: 17878

329

no need
see my previous post in this thread

【在 y****8 的大作中提到】

: Should be within a week after the statement posted.

y****8
发帖数: 215

330

No, that's what I got. Statement closed at the end of the month, bonus
points posted 3 days after, though the spending requirement met 2 weeks ago.

【在 y****i 的大作中提到】

: no need
: see my previous post in this thread

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d******y
发帖数: 322

331

老余，你的第2和第3个AU也有PP卡吗？Term上写的只有两张PP，但前面好像有人说第2
个AU也有了PP，不知道你这里有没有DP。

【在 y****i 的大作中提到】

: received the cards for additional AUs, each card has unique account number
: let's see if I can get $250 x 4
:
: authorized

y****i
发帖数: 17878

332

well, points posted 2 weeks BEFORE my first statement
Am I a lucky man or what?!

ago.

【在 y****8 的大作中提到】

: No, that's what I got. Statement closed at the end of the month, bonus
: points posted 3 days after, though the spending requirement met 2 weeks ago.

y****i
发帖数: 17878

333

OMG, just received the PP cards for the 2nd and the 3rd AU
this card keeps surprising me!

2

【在 d******y 的大作中提到】

: 老余，你的第2和第3个AU也有PP卡吗？Term上写的只有两张PP，但前面好像有人说第2
: 个AU也有了PP，不知道你这里有没有DP。

y****8
发帖数: 215

334

Maybe u are lucky or maybe they changed the rule after that.

【在 y****i 的大作中提到】

: well, points posted 2 weeks BEFORE my first statement
: Am I a lucky man or what?!
:
: ago.

n***u
发帖数: 373

335

大家买ua gc都是买的50吗？这样要弄5*4 = 20次啊？

c******p
发帖数: 57

336

can relatives in china be added as AU or PP cardholder? thanks

y****i
发帖数: 17878

337

he asked
http://www.mitbbs.com/article/Money/32619625_0.html

【在 c******p 的大作中提到】

: can relatives in china be added as AU or PP cardholder? thanks

n***u
发帖数: 373

338

我申请的时候可以，要护照信息。

【在 c******p 的大作中提到】

: can relatives in china be added as AU or PP cardholder? thanks

k**u
发帖数: 10502

339

我11月初申请的，月底才拿到卡。
这个网站很差么。
首先只显示7天的交易，搞什么？
其次authorized user的交易看不见，难道要单独注册才能看见吗？
AA买了100礼品卡，已经4天了，还没看见返款。

y****i
发帖数: 17878

340

: 我11月初申请的，月底才拿到卡。
: 这个网站很差么。
: 首先只显示7天的交易，搞什么？
: 其次authorized user的交易看不见，难道要单独注册才能看见吗？
: AA买了100礼品卡，已经4天了，还没看见返款。

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k**u
发帖数: 10502

341

已经注册了网上帐号了，只能看见自己的。
你是说副卡要单独注册吗？

【在 y****i 的大作中提到】

: register here
: https://creditcare.cnb.com/CNB_Consumer/Login.do
: wait 7 to 10 days for credit

y****i
发帖数: 17878

342

no

【在 k**u 的大作中提到】

: 已经注册了网上帐号了，只能看见自己的。
: 你是说副卡要单独注册吗？

d******y
发帖数: 322

343

老余，想问一个问题，这个你是怎么自动还款的啊？信用卡端不接受本银行以外的自动
还款，Ally和city直接就不能收他加的eBills。自动还款习惯了，手动还总是怕忘啊。
。。

y****i
发帖数: 17878

344

I don't think it has such option

【在 d******y 的大作中提到】

: 老余，想问一个问题，这个你是怎么自动还款的啊？信用卡端不接受本银行以外的自动
: 还款，Ally和city直接就不能收他加的eBills。自动还款习惯了，手动还总是怕忘啊。
: 。。

p*m
发帖数: 211

345

AA GC $150 credit posted

【在 p*m 的大作中提到】

: bought $50 southwest GC 2 weeks ago, no credit posted.

k**u
发帖数: 10502

346

one GC at $150?

【在 p*m 的大作中提到】

: AA GC $150 credit posted

p*m
发帖数: 211

347

yes

【在 k**u 的大作中提到】

: one GC at $150?

k**u
发帖数: 10502

348

等了几天，自动返的吗？

【在 p*m 的大作中提到】

: yes

y****i
发帖数: 17878

349

good
this guy bought $245 physical AA GC + $4.95 shipping
http://www.flyertalk.com/forum/25819659-post263.html

【在 p*m 的大作中提到】

: AA GC $150 credit posted

r****b
发帖数: 1087

350

Bonus posted within a week of transaction posting.

【在 y****i 的大作中提到】

: well, points posted 2 weeks BEFORE my first statement
: Am I a lucky man or what?!
:
: ago.

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y****i
发帖数: 17878

351

Congrats

【在 r****b 的大作中提到】

:
: Bonus posted within a week of transaction posting.

r****b
发帖数: 1087

352

老余，
have you gotten the airline fee credit for the 3rd and 4th AU yet?

y****i
发帖数: 17878

353

not yet
will find out in few days

【在 r****b 的大作中提到】

: 老余，
: have you gotten the airline fee credit for the 3rd and 4th AU yet?

n***u
发帖数: 373

354

请问 priority club卡需要自己申请吗？还是自动就寄过来了？都开卡好久了还没见到。
另外大家都买aa的gc啊？有人买ua的大面额egc吗？

y****i
发帖数: 17878

355

automatically

到。

【在 n***u 的大作中提到】

: 请问 priority club卡需要自己申请吗？还是自动就寄过来了？都开卡好久了还没见到。
: 另外大家都买aa的gc啊？有人买ua的大面额egc吗？

d*******n
发帖数: 3851

356

老余，这个的副卡也享受global entry的100 credit back吗？另外我可以给我儿子申
请张付款吗？

【在 y****i 的大作中提到】

: automatically
:
: 到。

y****i
发帖数: 17878

357

yes
you have to talk to your banker, but I think a minor can't be AU

【在 d*******n 的大作中提到】

: 老余，这个的副卡也享受global entry的100 credit back吗？另外我可以给我儿子申
: 请张付款吗？

k**u
发帖数: 10502

358

What's your definition of minor?

older

【在 y****i 的大作中提到】

:
: yes
: you have to talk to your banker, but I think a minor can't be AU

y****i
发帖数: 17878

359

a minor is usually under 18
I should have phrased it better - not sure if you can add a minor as AU of
this card. they ask for SSN and DOB

【在 k**u 的大作中提到】

: What's your definition of minor?
:
: older

w*******1
发帖数: 112

360

请问下，authorized user花费是会自动出现在primary account下面么？我试了在
primary account下面Register Another Account，但是不行。但au的花费，没在
primary account下面显示出来啊
谢谢了

【在 y****i 的大作中提到】

: a minor is usually under 18
: I should have phrased it better - not sure if you can add a minor as AU of
: this card. they ask for SSN and DOB

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y****i
发帖数: 17878

361

yes, all transactions appear in the primary account
did you register a separate account for your credit card only at here?
https://creditcare.cnb.com/CNB_Consumer/ProcessLogin.do

【在 w*******1 的大作中提到】

: 请问下，authorized user花费是会自动出现在primary account下面么？我试了在
: primary account下面Register Another Account，但是不行。但au的花费，没在
: primary account下面显示出来啊
: 谢谢了

w*******1
发帖数: 112

362

恩，是在这注册的
可能au的花费还在pending吧，前天刷的，没出现在transaction下面，以为要再注册单
独的账户
再请问下，au卡在网上刷的话，应该用au的名字还是主卡人的名字？billing zipcode
也是主卡人的么？
谢谢了

【在 y****i 的大作中提到】

: yes, all transactions appear in the primary account
: did you register a separate account for your credit card only at here?
: https://creditcare.cnb.com/CNB_Consumer/ProcessLogin.do

y****i
发帖数: 17878

363

for pending trans, see "Review Authorizations" at the upper right corner,
choose all and 7 days
AU card should use AU's name and address you provided when you applied/added

zipcode

【在 w*******1 的大作中提到】

: 恩，是在这注册的
: 可能au的花费还在pending吧，前天刷的，没出现在transaction下面，以为要再注册单
: 独的账户
: 再请问下，au卡在网上刷的话，应该用au的名字还是主卡人的名字？billing zipcode
: 也是主卡人的么？
: 谢谢了

w*******1
发帖数: 112

364

好的，多谢了

added

【在 y****i 的大作中提到】

: for pending trans, see "Review Authorizations" at the upper right corner,
: choose all and 7 days
: AU card should use AU's name and address you provided when you applied/added
:
: zipcode

y****i
发帖数: 17878

365

I got them

【在 r****b 的大作中提到】

: 老余，
: have you gotten the airline fee credit for the 3rd and 4th AU yet?

g****y
发帖数: 489

366

每人250是要在12/31之前还是12月的statement close之前花完？

【在 y****i 的大作中提到】

: I got them

y****i
发帖数: 17878

367

To qualify as a Qualifying Airline Purchase, the transaction
must:
1. Be completed using the full 16-digit City National Bank
Crystal Visa Infinite Card number of the Cardholder Card;
2. Post to the Account during the calendar year; and
3. Be identified as a Qualifying Airline Purchase, based on the
information available on Visa's proprietary network
(VisaNet).
so it is different from Citi Prestige

【在 g****y 的大作中提到】

: 每人250是要在12/31之前还是12月的statement close之前花完？

n***u
发帖数: 373

368

请问你试过买大面额的ua gr了吗？我也有同样的问题。如果没有dp，那我打算先试一
张卡买250刀试试。

【在 h****a 的大作中提到】

: 如果UA GR 每次只能50刀的话，那每张卡要刷5次，加上2张副卡，共15次。不知道这
: 样频繁的刷UA GR 会不会被盯上。我们是UA的Hub，如果买AA的很多都要先飞LAX，只
: 能屯UA的。咳，更可恶的是到现在还没有收到卡。希望黑五血拼前能收到。
: 其实如果第3个AU只需要75刀年费的话，还是非常值得加上的，每年又多出175刀的利润
: 。当然如果能赶在今年底的话，就又有250的airline fee
:
: already
: year

n***u
发帖数: 373

369

谢谢老余！
我的信用卡都用了3周了还没有收到pp卡，不知道是不是应该去问一下银行。

【在 y****i 的大作中提到】

: automatically
:
: 到。

y****i
发帖数: 17878

370

data points are $50 UA GR is OK, $100 and $125 are not.
you may try an amount that is somewhere in between.

【在 n***u 的大作中提到】

: 请问你试过买大面额的ua gr了吗？我也有同样的问题。如果没有dp，那我打算先试一
: 张卡买250刀试试。

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进入Money版参与讨论

M*****c
发帖数: 2753

371

才后知后觉发现这好象是今年最牛的一张卡。。。

Crystal
the

【在 l****n 的大作中提到】

n*******y
发帖数: 3337

372

上来谢老余，在老余的大力推动下，我也申请了，今天批准了。外州申请没问题。

y****i
发帖数: 17878

373

that's great
thanks for the data point

【在 n*******y 的大作中提到】

: 上来谢老余，在老余的大力推动下，我也申请了，今天批准了。外州申请没问题。

t******e
发帖数: 673

374

On flyertalk, it says good for $250 credit
UA: Gift Registry
Has anyone tried?
http://www.flyertalk.com/forum/credit-card-programs/1676781-cit
Is this better than gift card?

y****i
发帖数: 17878

375

see data points just few posts back
GC:
pro - transferable
con - Only one Gift Certificate may be used per transaction for the purchase
of airline tickets
GR:
con - nontransferable, but you can buy tickets for others
conclusion: go for GR

【在 t******e 的大作中提到】

: On flyertalk, it says good for $250 credit
: UA: Gift Registry
: Has anyone tried?
: http://www.flyertalk.com/forum/credit-card-programs/1676781-cit
: Is this better than gift card?

c******p
发帖数: 57

376

卡片是从哪个州寄出的啊？感觉要赶不上今年这波了~

t******e
发帖数: 673

377

Too bad I already purchased UA GC.
Will try the PGGM

purchase

【在 y****i 的大作中提到】

: see data points just few posts back
: GC:
: pro - transferable
: con - Only one Gift Certificate may be used per transaction for the purchase
: of airline tickets
: GR:
: con - nontransferable, but you can buy tickets for others
: conclusion: go for GR

t**********9
发帖数: 1085

378

请问外周怎么申请？是要打飞的过去吗？

【在 n*******y 的大作中提到】

: 上来谢老余，在老余的大力推动下，我也申请了，今天批准了。外州申请没问题。

n*******y
发帖数: 3337

379

我在NYC上班，去NYC的BRANCH拿的表格，不知道现在还能不能申请。

【在 t**********9 的大作中提到】

: 请问外周怎么申请？是要打飞的过去吗？

h****a
发帖数: 127

380

1000 UA+1000 UA + 1000 VGC + 4xPP+.......
何止是今年，应该是历年以来最牛的了。严重考虑要长期保留着呢。多谢LZ以及老余
敢吃螃蟹的精神。

【在 M*****c 的大作中提到】

: 才后知后觉发现这好象是今年最牛的一张卡。。。
:
: Crystal
: the

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● CNB Crystal visa infinite holiday spending bonus	● CNB 副卡也有$250的Airline fee 吗？
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● 请教：小孩几岁可以申请副卡？	● Crystal Visa Infinite online account?
进入Money版参与讨论

t**********9
发帖数: 1085

381

亏了，才去vegas 玩了一圈，没想到去申请这个

【在 n*******y 的大作中提到】

: 我在NYC上班，去NYC的BRANCH拿的表格，不知道现在还能不能申请。

g****y
发帖数: 489

382

UA GC不好用，昨天试图在ua网站买机票，输入code一直说invalid，要打给online
support要他们apply。而且退票GC是不退的

【在 t******e 的大作中提到】

: Too bad I already purchased UA GC.
: Will try the PGGM
:
: purchase

g****y
发帖数: 489

383

Did you buy $50 UA GR on separate days or it doesn't matter?

【在 y****i 的大作中提到】

: data points are $50 UA GR is OK, $100 and $125 are not.
: you may try an amount that is somewhere in between.

t******e
发帖数: 673

384

那个$1000 VGC 有pin吗。flyertalk 说可以 load to serve.

y****i
发帖数: 17878

385

yes

【在 t******e 的大作中提到】

: 那个$1000 VGC 有pin吗。flyertalk 说可以 load to serve.

n*******y
发帖数: 3337

386

我也差点错过，看到老余不断提醒，想想还是去试一下...

【在 t**********9 的大作中提到】

: 亏了，才去vegas 玩了一圈，没想到去申请这个

t******e
发帖数: 673

387

GC 可以和Gift registry 一起用吗？

【在 g****y 的大作中提到】

: UA GC不好用，昨天试图在ua网站买机票，输入code一直说invalid，要打给online
: support要他们apply。而且退票GC是不退的

z****w
发帖数: 349

388

终于收到卡了，这个shipping不是一般的慢啊，虽然也是因为正好赶上感恩节，但是想
吐槽一下，真的很慢啊，想要申请这卡的同学们一定要加快！！
看到terms里面说每张卡$250的credit只能apply在fee上面，不可以用在其他，但是看
到老余还有其他人都有在买GC，请问我是miss了什么吗？可以给个链接吗？
Per calendar year，*4，真的是神卡啊，但是我要再吐槽一下，还有比这长得更土的
高端卡吗？好歹年费$400好不好？

f****s
发帖数: 3078

389

这卡现在申请还来得及吗？才注意到这个deal，公司附近就有一个branch
这个250是不是按照calendar year 跟amex plat一样？

【在 y****i 的大作中提到】

n*******A
发帖数: 273

390

Anyone can share how long it took to get the card after the application was
approved recently?
Thanks.

相关主题
● Chase Freedom Extends 5x at Costco, Other Wholesale Clubs Through End of Year	● global entry值不值得办一下？
● amex 白金的100k点数被收回了。	● 被AA礼品卡震惊了
● cnb visa infinite没有primary car rental insurance？	● AMEX PRG $100 Airline Fee Credit
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z****w
发帖数: 349

391

仔细读了一下老余还有其他人之前的回复，你们都是直接在airline官网上买gc的，请
问回国的话是不是用ua更方便？怎么可以一次买最大面额的gc呢？

k**u
发帖数: 10502

392

11/2: applied
11/30: received cards

was

【在 n*******A 的大作中提到】

: Anyone can share how long it took to get the card after the application was
: approved recently?
: Thanks.

Y***o
发帖数: 4135

393

我们村有三个branches...

com

【在 y****i 的大作中提到】

Y***o
发帖数: 4135

394

同问。。。。

【在 f****s 的大作中提到】

: 这卡现在申请还来得及吗？才注意到这个deal，公司附近就有一个branch
: 这个250是不是按照calendar year 跟amex plat一样？

Y***o
发帖数: 4135

395

这么久。。看来我来不及申请了，还是只要在12/31前被批准就行。。那这个2015的
benifit 拿不到了。。

【在 k**u 的大作中提到】

: 11/2: applied
: 11/30: received cards
:
: was

p******a
发帖数: 803

396

Anyone got the 100K posted in the last a couple of weeks? If yes, can you
share how long it took to see 100K in your account after you spent 5K+?
I met the spending requirement on 12/4, but still haven't seen the 100K
posted.
Thanks.

【在 y****8 的大作中提到】

: Should be within a week after the statement posted.

Y***o
发帖数: 4135

397

老余，这个卡现在申请还来得及吗？是不是在12/30 日前批准就可以，即使是2016.1
月份拿到卡也行？当然， 2015年的benefits是拿不到了 - 时间来不及。

【在 y****i 的大作中提到】

r****b
发帖数: 1087

398

met spending on 12/2, bonus showed up within a week.

【在 p******a 的大作中提到】

: Anyone got the 100K posted in the last a couple of weeks? If yes, can you
: share how long it took to see 100K in your account after you spent 5K+?
: I met the spending requirement on 12/4, but still haven't seen the 100K
: posted.
: Thanks.

h****a
发帖数: 127

399

估计Bonus是1个Batch一给的。我是11号Met，今天15号就Post了
其实Balance还没有到5K,因为有Airline Fee Credit,所以只花了4300 就可以了。
3号加了第3个AU,昨天14号收到了，继续撸.。。

t******e
发帖数: 673

400

$1000 VGC load VIP serve 可以一次就load吗。有没有500 transaction limit?

【在 y****i 的大作中提到】

: yes

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y****i
发帖数: 17878

401

yes at Wal-Mart
no at RA

【在 t******e 的大作中提到】

: $1000 VGC load VIP serve 可以一次就load吗。有没有500 transaction limit?

p******a
发帖数: 803

402

Just saw the 100K deposited into my account. It looks like it's processed in
batch as I met the requirement on 12/4.

【在 h****a 的大作中提到】

: 估计Bonus是1个Batch一给的。我是11号Met，今天15号就Post了
: 其实Balance还没有到5K,因为有Airline Fee Credit,所以只花了4300 就可以了。
: 3号加了第3个AU,昨天14号收到了，继续撸.。。

p******a
发帖数: 803

403

Did anyone recently get the airline credit from UA GR purchase? How long
does it take to see the credit? My transaction was posted on 12/8 and no
credit yet.
Thanks.

t******e
发帖数: 673

404

Thanks for fast reply.
So Wal-Mart load goes to service desk? wasn't it like $49.99 each time limit?
At rite-aid, how to load it?
I know that AMEX make you to upload documents for the gift/credit card when
you try to load for the second time. Just done that with FIA fidelity AMEX
card.

【在 y****i 的大作中提到】

: yes at Wal-Mart
: no at RA

n*******A
发帖数: 273

405

Will the spending from the authorized card holder count toward the 5K
spending requirement? Or only the spending from the primary card holder
count?
Thank you.

c*******y
发帖数: 1038

406

老余，这VGC他们是怎么寄来的呀？没tracking的平信的话，有点担心啊。他家的客服
不咋样的说。

【在 y****i 的大作中提到】

: yes at Wal-Mart
: no at RA

y****i
发帖数: 17878

407

FedEx
I think you can contact the fulfillment company to get the tracking number
you'll receive a confirmation email after you place the order

【在 c*******y 的大作中提到】

: 老余，这VGC他们是怎么寄来的呀？没tracking的平信的话，有点担心啊。他家的客服
: 不咋样的说。

y****i
发帖数: 17878

408

everyone counts

【在 n*******A 的大作中提到】

: Will the spending from the authorized card holder count toward the 5K
: spending requirement? Or only the spending from the primary card holder
: count?
: Thank you.

y****i
发帖数: 17878

409

money center or cashier or Kate. this is not vanilla
for loading at RA, see this
http://www.mitbbs.com/article_t/Money/32634885.html

limit?
when

【在 t******e 的大作中提到】

: Thanks for fast reply.
: So Wal-Mart load goes to service desk? wasn't it like $49.99 each time limit?
: At rite-aid, how to load it?
: I know that AMEX make you to upload documents for the gift/credit card when
: you try to load for the second time. Just done that with FIA fidelity AMEX
: card.

h****s
发帖数: 16779

410

可以注册
ups my choice
fedex delivery manager
这样如果有别人通过UPS或者FEDEX寄给你的包裹，只要tracking number一生成，UPS或
者FEDEX就会email通知你，不需要问别人要tracking number。

【在 y****i 的大作中提到】

: FedEx
: I think you can contact the fulfillment company to get the tracking number
: you'll receive a confirmation email after you place the order

相关主题
● CNB Crystal Visa Infinite 50k Bonus	● CNB Crystal Visa Infinite 今年可以报销AA eGC吗?
● CNB crystal visa infinite又有50K了	● 请教：小孩几岁可以申请副卡？
● CNB Crystal visa infinite holiday spending bonus	● CNB 副卡也有$250的Airline fee 吗？
进入Money版参与讨论

y****i
发帖数: 17878

411

how much did you buy?
usually 7 days after transaction date

【在 p******a 的大作中提到】

: Did anyone recently get the airline credit from UA GR purchase? How long
: does it take to see the credit? My transaction was posted on 12/8 and no
: credit yet.
: Thanks.

k**u
发帖数: 10502

412

Is there any SSN/residency/age requirement for authorized user?

【在 h****a 的大作中提到】

y****i
发帖数: 17878

413

approved by 12/31

.1

【在 Y***o 的大作中提到】

: 老余，这个卡现在申请还来得及吗？是不是在12/30 日前批准就可以，即使是2016.1
: 月份拿到卡也行？当然， 2015年的benefits是拿不到了 - 时间来不及。

y****i
发帖数: 17878

414

ask your banker for requirements
my guess is SSN/ITIN/passport # + W-8BEN, no residency requirement, 18+

【在 k**u 的大作中提到】

: Is there any SSN/residency/age requirement for authorized user?

y****i
发帖数: 17878

415

good tips

【在 h****s 的大作中提到】

: 可以注册
: ups my choice
: fedex delivery manager
: 这样如果有别人通过UPS或者FEDEX寄给你的包裹，只要tracking number一生成，UPS或
: 者FEDEX就会email通知你，不需要问别人要tracking number。

h****s
发帖数: 16779

416

老余夸奖我啦~~~~~~~~ 高兴死了~~~~~~~

【在 y****i 的大作中提到】

: good tips

c*******y
发帖数: 1038

417

要签名吗？卡需要activate吗？order之后多久能收到呢？担心节日出门不再家。
谢谢老余 and hypnos。

【在 y****i 的大作中提到】

: FedEx
: I think you can contact the fulfillment company to get the tracking number
: you'll receive a confirmation email after you place the order

k**u
发帖数: 10502

418

多谢。
那还是算了，咱不贪心，差不多就可以了。

【在 y****i 的大作中提到】

: ask your banker for requirements
: my guess is SSN/ITIN/passport # + W-8BEN, no residency requirement, 18+

y****i
发帖数: 17878

419

no
yes
one week
why not order after you come back

【在 c*******y 的大作中提到】

: 要签名吗？卡需要activate吗？order之后多久能收到呢？担心节日出门不再家。
: 谢谢老余 and hypnos。

y****i
发帖数: 17878

420

hehe

【在 h****s 的大作中提到】

: 老余夸奖我啦~~~~~~~~ 高兴死了~~~~~~~

相关主题
● 怎样买洛杉矶到西雅图的往返机票便宜？	● amex 白金的100k点数被收回了。
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● Chase Freedom Extends 5x at Costco, Other Wholesale Clubs Through End of Year	● global entry值不值得办一下？
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t******e
发帖数: 673

421

Went through all the RA post. Did not find how to load
$1,000 VGC.
I have loaded $200 at RA before.
I cannot load $500 twice on the same card, right?
The card will be locked by AMEX and needs verification.
Thanks for the help.

【在 y****i 的大作中提到】

: money center or cashier or Kate. this is not vanilla
: for loading at RA, see this
: http://www.mitbbs.com/article_t/Money/32634885.html
:
: limit?
: when

w*******1
发帖数: 112

422

我也是12/8 买了50 ua gr和150 aa gc，还没有收到airline credit
我11/30买了一摸一样的ua和aa面额，12/3就收到airline credit了
可能每次需要的时间不一样吧，两次交易的code都是一样的哈

【在 p******a 的大作中提到】

: Did anyone recently get the airline credit from UA GR purchase? How long
: does it take to see the credit? My transaction was posted on 12/8 and no
: credit yet.
: Thanks.

m****5
发帖数: 78

423

how to pay this card from serve bill pay?
CITY NATIONAL BANK
CREDIT CARD PROCESSING CENTER
FILE 1355
PASADENA CA 91199-1355
what is file 1355?

y****i
发帖数: 17878

424

just pay using your checking account within this card's online account
keep it simple

【在 m****5 的大作中提到】

: how to pay this card from serve bill pay?
: CITY NATIONAL BANK
: CREDIT CARD PROCESSING CENTER
: FILE 1355
: PASADENA CA 91199-1355
: what is file 1355?

y****i
发帖数: 17878

425

$500 max per transaction at RA
$2,500 per day per Serve card
this is not online credit/debit load, why does AMEX Serve care?

【在 t******e 的大作中提到】

: Went through all the RA post. Did not find how to load
: $1,000 VGC.
: I have loaded $200 at RA before.
: I cannot load $500 twice on the same card, right?
: The card will be locked by AMEX and needs verification.
: Thanks for the help.

t*********r
发帖数: 2431

426

天天来版上的我居然今天才看见这张神卡。明年想买房现在不敢申卡好纠结

Crystal
the

【在 l****n 的大作中提到】

p******a
发帖数: 803

427

I bought $50 from UA GR.
老余, based on your experience is it OK to purchase the UA GR from both the
primary card and the AU card on the SAME day and get the credits ? Did you
try this way?
Thanks.

【在 y****i 的大作中提到】

: how much did you buy?
: usually 7 days after transaction date

y****i
发帖数: 17878

428

sure, it should work

the

【在 p******a 的大作中提到】

: I bought $50 from UA GR.
: 老余, based on your experience is it OK to purchase the UA GR from both the
: primary card and the AU card on the SAME day and get the credits ? Did you
: try this way?
: Thanks.

y****i
发帖数: 17878

429

just got mine
you should have received the credits by now

【在 w*******1 的大作中提到】

: 我也是12/8 买了50 ua gr和150 aa gc，还没有收到airline credit
: 我11/30买了一摸一样的ua和aa面额，12/3就收到airline credit了
: 可能每次需要的时间不一样吧，两次交易的code都是一样的哈

y****i
发帖数: 17878

430

faint, you just saw it?!
I've been pumping it for over 2 1/2 months now
hehe

【在 t*********r 的大作中提到】

: 天天来版上的我居然今天才看见这张神卡。明年想买房现在不敢申卡好纠结
:
: Crystal
: the

相关主题
● 被AA礼品卡震惊了	● Things I did after receiving AMEX PLT cards
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进入Money版参与讨论

c******p
发帖数: 57

431

laoyu, it there an issue to buy multiple UA GR in a short time? thanks

【在 y****i 的大作中提到】

: just got mine
: you should have received the credits by now

y****i
发帖数: 17878

432

I don't know
there was a data point that you could buy $250 AA eGC in one transaction

【在 c******p 的大作中提到】

: laoyu, it there an issue to buy multiple UA GR in a short time? thanks

w*******1
发帖数: 112

433

恩，credit今天到账了

【在 y****i 的大作中提到】

: just got mine
: you should have received the credits by now

t*********r
发帖数: 2431

434

哈哈不知为何潜意识屏蔽了这个帖子。可能是为了避免自己手痒忍不住

【在 y****i 的大作中提到】

: faint, you just saw it?!
: I've been pumping it for over 2 1/2 months now
: hehe

s******n
发帖数: 348

435

请问你买了250刀的ua gr吗？有没有报销？

【在 n***u 的大作中提到】

: 请问你试过买大面额的ua gr了吗？我也有同样的问题。如果没有dp，那我打算先试一
: 张卡买250刀试试。

r****b
发帖数: 1087

436

i loaded all $1000 CNB gift card in same rite aid yesterday without problem.
$500 loaded in the morning, and $500 loaded in the evening.

【在 t******e 的大作中提到】

Y***o
发帖数: 4135

437

后知后觉地，今天才去店里申请，发现，他们打出来的表格说是 12/24/2015 exp...
要申请的赶紧。

Crystal
the

【在 l****n 的大作中提到】

c*****z
发帖数: 3090

438

我也是，早就看到了一直拖到现在，即使拿到卡也是明年了，哎

★ 发自iPhone App: ChineseWeb 1.0.6

【在 t*********r 的大作中提到】

: 哈哈不知为何潜意识屏蔽了这个帖子。可能是为了避免自己手痒忍不住

t********5
发帖数: 69

439

UA GR 是否可以合并起来用？
$50+$50 ?
谢谢

t*********r
发帖数: 2431

440

UA GR是一个可以充值的帐户，你说的合起来是什么意思？

【在 t********5 的大作中提到】

: UA GR 是否可以合并起来用？
: $50+$50 ?
: 谢谢

相关主题
● 大家CNB Infinite卡都Renew了吗？	● CNB crystal visa infinite又有50K了
● 高年费信用卡的返款比较	● CNB Crystal visa infinite holiday spending bonus
● CNB Crystal Visa Infinite 50k Bonus	● CNB Crystal Visa Infinite 今年可以报销AA eGC吗?
进入Money版参与讨论

t******e
发帖数: 673

441

Thanks a lot for the DP.

problem.

【在 r****b 的大作中提到】

: i loaded all $1000 CNB gift card in same rite aid yesterday without problem.
: $500 loaded in the morning, and $500 loaded in the evening.

s******9
发帖数: 480

442

老余，我和ld都申了这个卡，都把对方加了AU。我的卡先到，我的主卡和Ld副卡12/12
12/16买了AA gc，前两天已经全部返了。LD的卡后到，LD主卡和我的副卡12/14 12/17
买的AA gc，还没有返。如果是系统批处理，奇怪为啥LD账号的12/14的还不返？而我账
号后买的都返了... 不会系统只给同一个用户返一个250吧？不管是否在一个主账号下？
这个情况奇怪吗？

★ 发自iPhone App: ChineseWeb 1.0.6

【在 y****i 的大作中提到】

: I don't know
: there was a data point that you could buy $250 AA eGC in one transaction

y****i
发帖数: 17878

443

this is an interesting data point
we don't have this problem because no one is listed twice on our accounts
if you don't mind, PM me the amount, trans date, post date, and travel fee
rebate trans and post date

12
17
下？

【在 s******9 的大作中提到】

: 老余，我和ld都申了这个卡，都把对方加了AU。我的卡先到，我的主卡和Ld副卡12/12
: 12/16买了AA gc，前两天已经全部返了。LD的卡后到，LD主卡和我的副卡12/14 12/17
: 买的AA gc，还没有返。如果是系统批处理，奇怪为啥LD账号的12/14的还不返？而我账
: 号后买的都返了... 不会系统只给同一个用户返一个250吧？不管是否在一个主账号下？
: 这个情况奇怪吗？
:
: ★ 发自iPhone App: ChineseWeb 1.0.6

k**u
发帖数: 10502

444

原来老于是CNB的？

【在 y****i 的大作中提到】

: this is an interesting data point
: we don't have this problem because no one is listed twice on our accounts
: if you don't mind, PM me the amount, trans date, post date, and travel fee
: rebate trans and post date
:
: 12
: 17
: 下？

y****i
发帖数: 17878

445

of course not
just curious

【在 k**u 的大作中提到】

: 原来老于是CNB的？

m*****a
发帖数: 1203

446

求问老余一句，已经被rebate的gc purchase会被算成5k消费吗？我交了房产税，两张
卡买了500 AA gc，一共大概搞了5400，但是过去两周了也没见点数post。希望是gc的
purchase没被算上或者是就是系统反应慢了。可千万别是房产税不算数啊。

【在 y****i 的大作中提到】

: of course not
: just curious

y****i
发帖数: 17878

447

I always count the net purchases only to avoid surprises like this
net purchases = purchases - credits
just spend a bit more

【在 m*****a 的大作中提到】

: 求问老余一句，已经被rebate的gc purchase会被算成5k消费吗？我交了房产税，两张
: 卡买了500 AA gc，一共大概搞了5400，但是过去两周了也没见点数post。希望是gc的
: purchase没被算上或者是就是系统反应慢了。可千万别是房产税不算数啊。

s******n
发帖数: 348

448

请问老余，我刚用这个卡的visa discount air benefit的网站买了两张jetblue的机票
，大概500多，这个transaction会得到250刀的报销吗？谢谢！

【在 y****i 的大作中提到】

: I always count the net purchases only to avoid surprises like this
: net purchases = purchases - credits
: just spend a bit more

d*******n
发帖数: 3851

449

有人有买250面值的aa egift card 拿到credit吗？

y****i
发帖数: 17878

450

no

【在 s******n 的大作中提到】

: 请问老余，我刚用这个卡的visa discount air benefit的网站买了两张jetblue的机票
: ，大概500多，这个transaction会得到250刀的报销吗？谢谢！

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t*******1
发帖数: 125

451

请问你ld 主卡的返了没有？

12
17
下？

【在 s******9 的大作中提到】

y****i
发帖数: 17878

452

he mixed up
he and his LD should be able to get all the rebate credits as primary and
again as AU

【在 t*******1 的大作中提到】

: 请问你ld 主卡的返了没有？
:
: 12
: 17
: 下？

z****n
发帖数: 5870

453

请问这个卡如果过几天（譬如说12月25日）才有机会去local branch申请会发生什么？
能拿到benefit吗？

t*********r
发帖数: 2431

454

上周ny branch的说如果12/31前approve的 offer有效

【在 z****n 的大作中提到】

: 请问这个卡如果过几天（譬如说12月25日）才有机会去local branch申请会发生什么？
: 能拿到benefit吗？

y****i
发帖数: 17878

455

they would be closed on Christmas Day
they do not open on weekends, either

【在 z****n 的大作中提到】

: 请问这个卡如果过几天（譬如说12月25日）才有机会去local branch申请会发生什么？
: 能拿到benefit吗？

a*****e
发帖数: 1565

456

请问这个airline credit是拿到卡直接买，还是需要先enroll和选择一个airline？

【在 y****i 的大作中提到】

: they would be closed on Christmas Day
: they do not open on weekends, either

y****i
发帖数: 17878

457

no need to enroll
domestic airlines only
AA eGC up to $100 and UA GR up to $50 have been proven by me to be working

【在 a*****e 的大作中提到】

: 请问这个airline credit是拿到卡直接买，还是需要先enroll和选择一个airline？

n***u
发帖数: 373

458

我朋友今天去，被告知已经不能申请了。YMMV

【在 z****n 的大作中提到】

: 请问这个卡如果过几天（譬如说12月25日）才有机会去local branch申请会发生什么？
: 能拿到benefit吗？

s******9
发帖数: 480

459

刚刚查了，LD的账号的credit也post了，cheer！

★ 发自iPhone App: ChineseWeb 1.0.6

【在 y****i 的大作中提到】

: he mixed up
: he and his LD should be able to get all the rebate credits as primary and
: again as AU

s******9
发帖数: 480

460

150的没问题，没敢试更大金额的

★ 发自iPhone App: ChineseWeb 1.0.6

【在 d*******n 的大作中提到】

: 有人有买250面值的aa egift card 拿到credit吗？

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y****i
发帖数: 17878

461

great

【在 s******9 的大作中提到】

: 刚刚查了，LD的账号的credit也post了，cheer！
:
: ★ 发自iPhone App: ChineseWeb 1.0.6

y****i
发帖数: 17878

462

thanks for AA eGC DP

【在 s******9 的大作中提到】

: 150的没问题，没敢试更大金额的
:
: ★ 发自iPhone App: ChineseWeb 1.0.6

p******a
发帖数: 803

463

有谁用过他家的买张机票的Benefits？是买2张就能自动减100吗？有什么手续费吗？
谢谢

k**u
发帖数: 10502

464

我的115块的AA礼品卡返款了。

【在 y****i 的大作中提到】

: no need to enroll
: domestic airlines only
: AA eGC up to $100 and UA GR up to $50 have been proven by me to be working

w*********o
发帖数: 51

465

请问是在哪儿的branch？谢谢

【在 n***u 的大作中提到】

: 我朋友今天去，被告知已经不能申请了。YMMV

n***u
发帖数: 373

466

湾区的某一家

【在 w*********o 的大作中提到】

: 请问是在哪儿的branch？谢谢

t*********r
发帖数: 2431

467

以他家的效率，就算这周让申请也不太可能在31日前approve了，所以也不算坏消息

【在 n***u 的大作中提到】

: 我朋友今天去，被告知已经不能申请了。YMMV

w*o
发帖数: 48

468

Got credit for both 200 and 250 AA eGC.

【在 y****i 的大作中提到】

: thanks for AA eGC DP

y****i
发帖数: 17878

469

great
I also saw DP for UA GR up to $75

【在 w*o 的大作中提到】

: Got credit for both 200 and 250 AA eGC.

y****i
发帖数: 17878

470

yes
no fees
but there are important restrictions
WARNING: This is a discount fare with important restrictions. Once tickets
are issued, they cannot be canceled or exchanged and no changes of any kind
are permitted.

【在 p******a 的大作中提到】

: 有谁用过他家的买张机票的Benefits？是买2张就能自动减100吗？有什么手续费吗？
: 谢谢

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n***u
发帖数: 373

471

在线等。正在branch想买gc，被告知要用cash advance才能从cc买gc。这样就没有一点
意义了啊？谢谢！

y****i
发帖数: 17878

472

you may try to use another card other than this one
you also have to pay shipping, right?

【在 n***u 的大作中提到】

: 在线等。正在branch想买gc，被告知要用cash advance才能从cc买gc。这样就没有一点
: 意义了啊？谢谢！

n***u
发帖数: 373

473

谢谢老余。我主要是想买gc来满足开卡要求。算了，小二打了好几个电话，都说要从cc
cash advance出来再买gc。我还是去药店好了。

【在 y****i 的大作中提到】

: you may try to use another card other than this one
: you also have to pay shipping, right?

n***u
发帖数: 373

474

小二试了一下，他们的系统order gc最后一步，没有payment method的选项，所以不可
以用cc。没办法了。

cc

【在 n***u 的大作中提到】

: 谢谢老余。我主要是想买gc来满足开卡要求。算了，小二打了好几个电话，都说要从cc
: cash advance出来再买gc。我还是去药店好了。

y****i
发帖数: 17878

475

$3 fee + $2 shipping for a $1,000 gc
not a huge saving anyway

【在 n***u 的大作中提到】

: 小二试了一下，他们的系统order gc最后一步，没有payment method的选项，所以不可
: 以用cc。没办法了。
:
: cc

n***u
发帖数: 373

476

好的，非常感谢。我也不折腾了 :)

【在 y****i 的大作中提到】

: $3 fee + $2 shipping for a $1,000 gc
: not a huge saving anyway

t*********i
发帖数: 29

477

老余加的AU 没有SSN，用PASSPORT申请的如何帮他ACTIVATE CARD？

【在 y****i 的大作中提到】

: you may try to use another card other than this one
: you also have to pay shipping, right?

n***u
发帖数: 373

478

ssn is 000-00-1111

【在 t*********i 的大作中提到】

: 老余加的AU 没有SSN，用PASSPORT申请的如何帮他ACTIVATE CARD？

s******9
发帖数: 480

479

这个确定吗？为啥呢？我也有同样的问题……

★ 发自iPhone App: ChineseWeb 1.0.6

【在 n***u 的大作中提到】

: ssn is 000-00-1111

t*********i
发帖数: 29

480

worked Thanks

【在 n***u 的大作中提到】

: ssn is 000-00-1111

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e******n
发帖数: 3435

481

加AU是不是只能打电话，需要被加人的SSN吗？

【在 h****a 的大作中提到】

t*******1
发帖数: 125

482

请教老于和版上各位，有加第四个AU或更多的吗？我的banker跟我说as many as I
want. 不知是否还有250的airline credit？

c*****z
发帖数: 3090

483

楼里就有，功课不认真。
no fee up to four
之后要钱

★ 发自iPhone App: ChineseWeb 1.0.6

【在 t*******1 的大作中提到】

: 请教老于和版上各位，有加第四个AU或更多的吗？我的banker跟我说as many as I
: want. 不知是否还有250的airline credit？

t*********r
发帖数: 2431

484

多谢老余！家里那位上周申了，这周四被告知approve了。不知道能不能在今年收到卡
，不过无论如何都很好了～

【在 y****i 的大作中提到】

: $3 fee + $2 shipping for a $1,000 gc
: not a huge saving anyway

k**u
发帖数: 10502

485

花够钱了，要去看点数。
被逼着又注册了一个点数帐户。
然后鼠标放到账户里面的菜单上，显示下拉菜单，但是就是不让鼠标移过去。偶尔能一
下去点击，随机的。
这小银行的IT就是烂啊。

k**u
发帖数: 10502

486

再说一个，这个卡有一个好处是给Gogo pass,每个账户每年有12张。
按照程序走了一遍，没到账。
联系客服，客服倒是很客气，在英国，那个英国口音，听着很特别哈。
可是他们要联系Visa和Gogo处理。
大概两个礼拜吧，把我的手动给加上去了。
我老婆的，都一个多月了，就是加不上。
这个Gogo,是要和Boingo比烂吗？
找这种合作伙伴，是要砸自己的牌子啊。

y****i
发帖数: 17878

487

click on "my info" once, then you can access the sub-menu

【在 k**u 的大作中提到】

: 花够钱了，要去看点数。
: 被逼着又注册了一个点数帐户。
: 然后鼠标放到账户里面的菜单上，显示下拉菜单，但是就是不让鼠标移过去。偶尔能一
: 下去点击，随机的。
: 这小银行的IT就是烂啊。

y****i
发帖数: 17878

488

had no problem at all getting the passes added to my gogoair account
problem is that I have way too many of these passes
12 from this card
12 from US Bank Flexperks visa
10 x 2 from AMEX BIZ PLT

【在 k**u 的大作中提到】

: 再说一个，这个卡有一个好处是给Gogo pass,每个账户每年有12张。
: 按照程序走了一遍，没到账。
: 联系客服，客服倒是很客气，在英国，那个英国口音，听着很特别哈。
: 可是他们要联系Visa和Gogo处理。
: 大概两个礼拜吧，把我的手动给加上去了。
: 我老婆的，都一个多月了，就是加不上。
: 这个Gogo,是要和Boingo比烂吗？
: 找这种合作伙伴，是要砸自己的牌子啊。

k**u
发帖数: 10502

489

试了一下，成功率有提高。
还是你智商高。

【在 y****i 的大作中提到】

: click on "my info" once, then you can access the sub-menu

f****y
发帖数: 2196

490

$250 per calendar year airline incidental credit.
-----------------------
是按purchase date還是posted date, 今天才收到卡, 如果按posted date今年怕是來
不及了...

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y****i
发帖数: 17878

491

post date according to the terms
but make the purchase now anyway

【在 f****y 的大作中提到】

: $250 per calendar year airline incidental credit.
: -----------------------
: 是按purchase date還是posted date, 今天才收到卡, 如果按posted date今年怕是來
: 不及了...

f****y
发帖数: 2196

492

所言甚是, 發帖前已經買了, 就看看邭馊绾卫br />

【在 y****i 的大作中提到】

: post date according to the terms
: but make the purchase now anyway

p******a
发帖数: 803

493

如果purchase post date 是12/30，travel fee credit post date 是1/3/2016. 这
是算在2015 还是2016？
谢谢

【在 y****i 的大作中提到】

: post date according to the terms
: but make the purchase now anyway

t*********r
发帖数: 2431

494

这卡还没什么数据点吧到时候买十块钱试试看就好啦

【在 p******a 的大作中提到】

: 如果purchase post date 是12/30，travel fee credit post date 是1/3/2016. 这
: 是算在2015 还是2016？
: 谢谢

c*****3
发帖数: 55

495

based on terms, if trans date is 12/30,
a) post date is 12/30 or 12/31, you should get credit for 2015.
b) post date is 2016, not sure, likely credit for 2016.
ymmv. we should see some DPs soon.

【在 p******a 的大作中提到】

: 如果purchase post date 是12/30，travel fee credit post date 是1/3/2016. 这
: 是算在2015 还是2016？
: 谢谢

c*****3
发帖数: 55

496

DP 12/28 posted今天返现了。

s*****n
发帖数: 113

497

DP: 21号申请的，28批了。期间通知要我们填W-8表格，我和LP都是L签证，但是pass
Substantial Presence Test的resident, 我说照理要填W-9的，但非要我们填W8，说是
loan department要求的，只要是签证都得填W8.
这个以后不会有啥问题吧？

Crystal
the

【在 l****n 的大作中提到】

c*********e
发帖数: 13906

498

万能的money 版，2015的$250已经拿到了那么明天可以开始2016的$250?
谢谢

b******9
发帖数: 792

499

我来试试一百看看

p******a
发帖数: 803

500

Anyone knows if we can use the points to buy ticket to/from China? I
remember someone mentioned, the ticket for internal trip is not eligible via
redeeming the points.
Thanks.

下页

末页

(共3页)

进入Money版参与讨论

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● cnb visa infinite没有primary car rental insurance？	● 高年费信用卡的返款比较
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● 被AA礼品卡震惊了	● CNB crystal visa infinite又有50K了
● AMEX PRG $100 Airline Fee Credit	● CNB Crystal visa infinite holiday spending bonus
● CNB Crystal Visa Infinite 70k	● CNB Crystal Visa Infinite 今年可以报销AA eGC吗?
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未名新帖统计// 7月16日

历史上的今天