X***h
发帖数: 74 | 1 Married Joint filing.W2 income在$310K左右，没有什么其他收入，除了stock, ESPP
, RS的收益。用Turbo Tax填表，在input了几张stock相关的表格1099-B, 1099-INT后
，需补交的税一下增加好多，算了一下，short term stock gain-loss只有$4000左右
，但是仅从表格输入后增加的数字来看，这项需交的税是差不多$2000，算下来是48%的
gain的税率。这个我特别不明白了，根据我家的收入，capital gain的税率应该在33%
左右。我猜是不是输入这项收入后，我家的AGI相应增加，于是其他的以AGI为计算基础
的项目税率就增加了。对不对呢？ |
y****i
发帖数: 778 | 2 If you hit AMT, your federal tax can be 28%*1.25 (25% phase out of AMT
exemption after 150k) = 35%. You also need to pay 3.8% Net Investment Income
Tax if your MAGI is over 250k. Plus 9.3% CA tax, total is 35+3.8+9.3=48.1%.
http://www.irs.gov/uac/Newsroom/Net-Investment-Income-Tax-FAQs
ESPP
【在 X***h 的大作中提到】
: Married Joint filing.W2 income在$310K左右，没有什么其他收入，除了stock, ESPP
: , RS的收益。用Turbo Tax填表，在input了几张stock相关的表格1099-B, 1099-INT后
: ，需补交的税一下增加好多，算了一下，short term stock gain-loss只有$4000左右
: ，但是仅从表格输入后增加的数字来看，这项需交的税是差不多$2000，算下来是48%的
: gain的税率。这个我特别不明白了，根据我家的收入，capital gain的税率应该在33%
: 左右。我猜是不是输入这项收入后，我家的AGI相应增加，于是其他的以AGI为计算基础
: 的项目税率就增加了。对不对呢？
|
A**l
发帖数: 2650 | 3 我是来观望壕的
Income
【在 y****i 的大作中提到】
: If you hit AMT, your federal tax can be 28%*1.25 (25% phase out of AMT
: exemption after 150k) = 35%. You also need to pay 3.8% Net Investment Income
: Tax if your MAGI is over 250k. Plus 9.3% CA tax, total is 35+3.8+9.3=48.1%.
: http://www.irs.gov/uac/Newsroom/Net-Investment-Income-Tax-FAQs
:
: ESPP
|
y****i
发帖数: 778 | 4 If you hit AMT, especially in CA or NYC high income tax areas, individual
municipal bonds are good choice, see
http://www.mitbbs.com/clubarticle_t/Bond/31335339.html
How to buy and sell individual municipal bond in my club
http://www.mitbbs.com/club_bbsdoc/Bond.html
【在 A**l 的大作中提到】
: 我是来观望壕的
:
: Income
|
m******8
发帖数: 346 | 5 搭车问一声，我的long-term capital gain在turbotax下发现居然是30%多。就是其它
数据都填好后，把long-term capital gain在turbotax改多1000或减少1000，发现输入
后增加或减少的数字居然是300多。我用的是deluxe,不知道是不是要换成premier.
Thanks.
Income
【在 y****i 的大作中提到】
: If you hit AMT, especially in CA or NYC high income tax areas, individual
: municipal bonds are good choice, see
: http://www.mitbbs.com/clubarticle_t/Bond/31335339.html
: How to buy and sell individual municipal bond in my club
: http://www.mitbbs.com/club_bbsdoc/Bond.html
|
y****i
发帖数: 778 | 6 If you hit AMT, long term capital gain is the same as short term capital
gain. Dependent on 26% or 28% AMT tax rate, your federal tax rate is 32.5%
or 35% because of 25% phase out of AMT exemption after 150k. Please see
following "AMT and Long-Term Capital Gain"
http://fairmark.com/amt/ltcg.htm
Change deluxe to premier won't help you.
【在 m******8 的大作中提到】
: 搭车问一声，我的long-term capital gain在turbotax下发现居然是30%多。就是其它
: 数据都填好后，把long-term capital gain在turbotax改多1000或减少1000，发现输入
: 后增加或减少的数字居然是300多。我用的是deluxe,不知道是不是要换成premier.
: Thanks.
:
: Income
|
m******8
发帖数: 346 | 7 多谢指教！但是我没有碰到AMT啊。
【在 y****i 的大作中提到】
: If you hit AMT, long term capital gain is the same as short term capital
: gain. Dependent on 26% or 28% AMT tax rate, your federal tax rate is 32.5%
: or 35% because of 25% phase out of AMT exemption after 150k. Please see
: following "AMT and Long-Term Capital Gain"
: http://fairmark.com/amt/ltcg.htm
: Change deluxe to premier won't help you.
|
y****i
发帖数: 778 | 8 Large amount of long term capital gain is one of the reason trigger AMT
because in regular tax rate it is 15%, but in TMT is 26% or 28%. Check you
final 6251 form to see if you hit AMT or not.
You may at the borderline that withou this long term capital gain, there's
no AMT or 6251 form generate by Turbotax.
【在 m******8 的大作中提到】
: 多谢指教！但是我没有碰到AMT啊。
|
m******8
发帖数: 346 | 9 Thanks.
【在 y****i 的大作中提到】
: Large amount of long term capital gain is one of the reason trigger AMT
: because in regular tax rate it is 15%, but in TMT is 26% or 28%. Check you
: final 6251 form to see if you hit AMT or not.
: You may at the borderline that withou this long term capital gain, there's
: no AMT or 6251 form generate by Turbotax.
|
y****i
发帖数: 778 | 10 You are welcome.
My first time AMT was triggered by large amount of long term capital gain,
most of which was taxed the same as short term capital gain in the end :(
【在 m******8 的大作中提到】
: Thanks.
|
V**n
发帖数: 560 | 11 真清楚， 赞！ 不愧是投资专家
这个版上问的问题 F1 相关的太多，其实好多前学生 （包括我自己）都辛辛苦苦写了
攻略，
新一代都是张口就问。
Income
【在 y****i 的大作中提到】
: If you hit AMT, long term capital gain is the same as short term capital
: gain. Dependent on 26% or 28% AMT tax rate, your federal tax rate is 32.5%
: or 35% because of 25% phase out of AMT exemption after 150k. Please see
: following "AMT and Long-Term Capital Gain"
: http://fairmark.com/amt/ltcg.htm
: Change deluxe to premier won't help you.
|
