I have been looking for good deals on balance transfer and most cards
offering 0% APR have 3% or 4% (sometimes higher) balance transfer fees. If
you're looking to make a big balance transfer that 4% can mean a lot of
money. I know there are good deals out there that offer cash and points
but this post is mostly for folks who are looking for no or low transfer
fees.
Here's what I found, feel free to add deals as they come up:
- USBANK Select Rewards Visa Platinum Card: https://applications.usbank.com/oad/catalog/learnMore.controller?productId=
50
: 0% APR for 6 mos on purchases and balance transfer, $0 TRANSFER FEE.
- USAA American Express Rewards Card: https://www.usaa.com/inet/pages/banking_credit_cards_amex
: 0% APR for 12 mos and 3% transfer fee capped at $75. Note you must be a
USAA member, look under "my offers" in your account screen.
- Penfed Promise Visa Card: https://www.penfed.org/productsAndRates/creditCards/promiseCard.asp
: It offers 4.99% APR for the LIFE of the balance (until it's paid off) and
$0 TRANSFER FEE. You must be a PenFed member.
- USBANK LinuxFund Visa: https://applications.usbank.com/oad/catalog/learnMore.controller?productId=
05&sourceCode=71028
: 0% APR for 12 mos and 3% transfer fee (capped at $75).
