let me report my research of 401k loan/HELOC, in the spirit to relieve
the readers of this board from the stuff which i think shall be reported
to oversea branches of http://www.women.org.cn/quanguofulian/1.html
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Quick conclusion: 401k saves net cost of $915.56, at the price of $3482.94
in your 401k account assuming 8% yearly growth
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