Living版 - 1月5日（星期三）CA、MD、VA贷款利率（初始发布） |
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c**********e
发帖数: 1184 | 1 短评：今天开盘后，银行已经上调了一次利率价格。购房贷款除30年固定外，其它
program的利率全部上涨！
******************************** CALIFORNIA ********************************
REFINANCE RATE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.875 4.250 4.750 4.250
<=$729K 5.125 4.500
REFINANCE CASH-OUT RATE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.875 4.375 4.875 4.250
<=$729K
PURCHASE RATE - PRIMARY RESIDENCE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.750 4.125 4.625 4.000 3.375 3.625
APR: 4.860 4.314 4.775 4.271 3.477 3.728
<=$729K 4.875 4.375 4.000
APR: 4.966 4.531 4.086
PURCHASE RATE - INVESTMENT PROPERTY:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 5.125 4.500 4.875 4.375
APR: 5.238 4.691 5.027 4.648
******************************** MARYLAND ********************************
REFINANCE RATE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.875 4.250 4.750 4.125 4.250
<=$729K 5.000 4.375
REFINANCE CASH-OUT RATE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.875 4.375 4.875 4.250
<=$729K
PURCHASE RATE - PRIMARY RESIDENCE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.750 4.125 4.625 4.000 3.375 3.625
APR: 4.860 4.314 4.775 4.271 3.477 3.728
<=$729K 4.875 4.250 4.000
APR: 4.966 4.405 4.086
PURCHASE RATE - INVESTMENT PROPERTY:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 5.000 4.375 4.875 4.375
APR: 5.112 4.565 5.027 4.648
******************************** VIRGINIA ********************************
REFINANCE RATE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.875 4.250 4.750 4.125
<=$729K 5.000 4.375
REFINANCE CASH-OUT RATE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.875 4.375 4.750 4.250
<=$729K
PURCHASE RATE - PRIMARY RESIDENCE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.750 4.000 4.625 3.875 3.375 3.625
APR: 4.860 4.188 4.775 4.146 3.477 3.728
<=$729K 4.875 4.250 4.000
APR: 4.966 4.405 4.086
PURCHASE RATE - INVESTMENT PROPERTY:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 5.000 4.375 4.875 4.250
APR: 5.112 4.565 5.027 4.523
Rates above are based on the following assumptions:
1. Loan Amount: $380K for Conforming loan, $550K for Super-Conforming loans;
2. Loan-To-Value (LTV):
- <=80% for Primary Residence Conforming Purchase & Refinance;
- <=70% for Primary Residence Conforming Cash-Out Refinance;
- <=75% for Primary Residence Super-Conforming Refinance and Purchase;
- <=65% for Primary Residence Super-Conforming Cash-Out Refinance;
- <=75% for Investment Property Conforming Purchase.
3. Primary Residence except specified;
4. Single Family Residence;
5. Credit score>=740;
6. No Impound/Escrow Account.
For Refinance, rates are based on No Point No Fee. So APR for Refinance =
Refinance Rate.
注：我们的每日贷款利率发布现在已经包括投资房的购房贷款利率了！欢迎查看！ 以
上凡是没有表明利率的loan program，意味着我们没法提供No Point的贷款。如果您想
要知道该program的利率，请和我们联系查询。我们的联系方式可通过点击我们的User
ID来得到。 | j***e
发帖数: 2428 | 2 good sign
**
【在 c**********e 的大作中提到】
: 短评：今天开盘后，银行已经上调了一次利率价格。购房贷款除30年固定外，其它
: program的利率全部上涨！
: ******************************** CALIFORNIA ********************************
: REFINANCE RATE:
: 30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
: <=$417K 4.875 4.250 4.750 4.250
: <=$729K 5.125 4.500
:
: REFINANCE CASH-OUT RATE:
: 30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
| c**********e
发帖数: 1184 | 3 看来你是希望利率上升啊!
【在 j***e 的大作中提到】
: good sign
:
: **
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